American Integrity Insurance Group, Inc.

Listed Company

AIICIK 0002007587NYSEEmerging GrowthFire, Marine & Casualty InsuranceFY ends Dec 31

Period

FY 2025

Revenue

$276.49M

Net Income

$99.62M

Total Assets

$1.23B

Equity

$337.02M

Shares Out

19.59M

Op. Cash Flow

$138.19M

AII$18.67+4.59% · past yearDBEQ Basic

Daily closing prices

Business

American Integrity Insurance Group, Inc. is a residential property insurer providing homeowners, condominium, and dwelling-property insurance coverage predominantly in Florida. The company offers policies through multiple channels including independent insurance agents, national carriers, homebuilder-affiliated agents, and selective Citizens depopulations. American Integrity operates as a vertically integrated insurer with in-house underwriting, claims management, and technology infrastructure across Florida, Georgia, North Carolina, and South Carolina.

Summary from 10-K filed 2026-02-27

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31
Gross premiums written	945	768
Change in gross unearned premiums	−60	−85
Gross premiums earned	885	682
Ceded premiums earned	−642	−500
Net premiums earned	243	182
Policy fees	10	7
Net investment income	22	14
Net realized gains on investments	569,000	119,000
Other income	892,000	607,000
Total revenues	276	204
Losses and loss adjustment expenses, net	98	91
Policy acquisition expenses	21	32
General and administrative expenses	42	31
Total expenses	161	153
Income before income taxes	115	51
Income tax expense	15	11
Net income	100	40
Unrealized holding gains on available-for-sale securities, net of taxes	3	802,000
Reclassification adjustment for net realized gains, net of taxes	−425,000	−94,000
Total other comprehensive income	2	708,000
Comprehensive income	102	40
Basic earnings per share (in dollars per share)	5.65	2.95
Diluted earnings per share (in dollars per share)	5.65	2.95
Weighted average shares outstanding - basic (in shares)	17	13
Weighted average shares outstanding - diluted (in shares)	17	13

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31
Fixed maturities, available-for-sale, at fair value (amortized cost of $327,910 and $214,505, respectively)	330	214	—
Short-term investments (amortized cost of $18,121 and $, respectively)	18	0	—
Total investments	349	214	—
Cash and cash equivalents	204	173	—
Restricted cash	40	6	—
Premiums receivable, net	45	52	—
Accrued investment income	3	2	—
Prepaid reinsurance premiums	275	268	—
Reinsurance recoverable, net	269	462	—
Property and equipment, net	6	2	—
Right-of-use assets operating leases	449,000	2	—
Deferred income tax asset, net	9	0	—
Other assets	25	16	—
Total assets	1,225	1,198	—
Unpaid losses and loss adjustment expenses	267	476	279
Income tax payable	3	12	—
Unearned premiums	482	422	—
Reinsurance payable	79	56	—
Advance premiums	12	7	—
Deferred income tax liability, net	0	1	—
Long-term debt	618,000	1	—
Lease liabilities operating leases	458,000	3	—
Deferred policy acquisition costs, net of unearned ceding commissions	13	32	—
Other liabilities and accrued expenses	33	27	—
Total liabilities	888	1,036	—
Common stock, $0.001 par value, 100,000,000 shares authorized, 19,579,009 shares issued and outstanding at December 31, 2025 and 12,904,495 shares issued and outstanding at December 31, 2024	20,000	13,000	—
Additional paid-in capital	106	10	—
Accumulated other comprehensive income (loss), net of taxes	2	−327,000	—
Retained earnings	229	152	—
Total shareholders equity	337	162	134
Total liabilities and shareholders equity	1,225	1,198	—

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31
Stock-based compensation expense	11	0
Amortization and depreciation	2	3
Deferred income taxes	−11	−2
Premiums receivable	7	−15
Accrued investment income	−1	−479,000
Prepaid reinsurance premiums	−7	−42
Reinsurance recoverable	193	−137
Other assets	−9	−8
Unpaid losses and loss adjustment expense	−209	196
Unearned premiums	60	88
Reinsurance payable	22	−5
Advance premiums	5	−4
Income taxes payable (recoverable)	−9	13
Operating lease payments	−2	−2
Deferred policy acquisition costs, net unearned ceding commissions	−19	32
Other liabilities and accrued expenses	6	−7
Net cash provided by operating activities	138	149
Purchases of property and equipment	−5	−1
Proceeds from sales and maturities of fixed maturity securities	120	83
Purchases of fixed maturity securities	−232	−103
Proceeds from sales and maturities of short-term investments	15	2
Purchases of short-term investments	−33	0
Net cash used in investing activities	−135	−19
Proceeds from initial public offering, net of underwriting discounts and commissions	93	0
Payments on tax withheld on vesting of restricted stock awards	−4	0
Cash distributions to members	−23	−12
Repayment of long-term debt	−411,000	−412,000
Payments of initial public offering costs	−4	0
Net cash from provided by (used in) financing activities	62	−12
Net increase in cash, cash equivalents and restricted cash	65	117
Interest paid	27,000	65,000
Income taxes paid	35	1

Filings

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Frequently asked questions

What is American Integrity Insurance Group, Inc.'s CIK number?

American Integrity Insurance Group, Inc.'s SEC CIK number is 0002007587 (2007587). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find American Integrity Insurance Group, Inc.'s SEC filings?

All of American Integrity Insurance Group, Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did American Integrity Insurance Group, Inc. last report earnings?

American Integrity Insurance Group, Inc. (AII) most recently filed an earnings 8-K with the SEC on May 12, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0002007587-26-000056). This is American Integrity Insurance Group, Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is American Integrity Insurance Group, Inc.'s most recent earnings 8-K?

American Integrity Insurance Group, Inc.'s latest earnings 8-K (Item 2.02) was filed May 12, 2026 under accession 0002007587-26-000056. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View American Integrity Insurance Group, Inc.'s latest earnings 8-K →
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