ASSURANT, INC.
Business
Assurant, Inc. is a global protection company that partners with leading brands to safeguard and service connected devices, homes and automobiles through data-driven technology solutions. The company provides mobile device solutions, extended service contracts, vehicle protection services, and related insurance and financial products through its Global Lifestyle segment; and lender-placed homeowners insurance, manufactured housing insurance, flood insurance, renters insurance and related products through its Global Housing segment. Assurant operates in North America, Latin America, Europe and Asia Pacific, distributing primarily through B2B2C partnerships with major carriers, retailers, OEMs, lenders, servicers and financial institutions.
Summary from 10-K filed 2026-02-19
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Net earned premiums | 10,483 | 9,796 | 9,388 | 8,765 | 8,572 | |
| Fees and other income | 1,876 | 1,639 | 1,323 | 1,243 | 1,173 | |
| Net investment income | 527 | 519 | 489 | 364 | 314 | |
| Net realized losses on investments (including $6.7, $25.1 and $17.0 of impairment-related losses for the years ended December 31, 2025, 2024 and 2023, respectively) and fair value changes to equity securities | −72 | −76 | −69 | −180 | 128 | |
| Total revenues | 12,814 | 11,878 | 11,132 | 10,193 | 10,188 | |
| Policyholder benefits | 2,928 | 2,767 | 2,522 | 2,360 | 2,202 | |
| Underwriting, selling, general and administrative expenses | 8,688 | 8,077 | 7,695 | 7,366 | 7,082 | |
| Interest expense | 110 | 107 | 108 | 108 | — | |
| Loss (gain) on extinguishment of debt (Note 18) | 1 | 0 | −100,000 | 900,000 | 21 | |
| Total benefits, losses and expenses | 11,727 | 10,950 | 10,325 | 9,843 | 9,416 | |
| Income before income tax expense | 1,087 | 927 | 807 | 350 | 771 | |
| Income tax expense | 215 | 167 | 164 | 73 | 168 | |
| Net income | 873 | 760 | 643 | 277 | 1,362 | |
| Basic (in dollars per share) | 17.14 | 14.55 | 12.02 | 5.09 | 22.95 | |
| Diluted (in dollars per share) | 16.93 | 14.46 | 11.95 | 5.05 | 22.66 | |
| Weighted average common shares outstanding used in basic per common share calculations (in shares) | 50 | 52 | 53 | 54 | 59 | |
| Plus: Dilutive securities (in shares) | 617,016 | 349,373 | 327,930 | 410,997 | 982,833 | |
| Weighted average common shares used in diluted per common share calculations (in shares) | 51 | 52 | 53 | 55 | 60 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Fixed maturity securities available for sale, at fair value (net of allowances for credit losses of $1.9 and zero at December 31, 2025 and 2024, respectively; amortized cost $8,635.3 and $7,524.8 at December 31, 2025 and 2024, respectively) | 8,578 | 7,175 | 6,912 | 6,284 | 7,215 | |
| Equity securities at fair value | 207 | 209 | 223 | 281 | 446 | |
| Commercial mortgage loans on real estate, at amortized cost (net of allowances for credit losses of $6.7 and $6.5 at December 31, 2025 and 2024, respectively) | 325 | 343 | 329 | 296 | 257 | |
| Short-term investments | 380 | 282 | 258 | 156 | 248 | |
| Other investments | 573 | 537 | 499 | 508 | 506 | |
| Total investments | 10,062 | 8,545 | 8,221 | 7,525 | 8,672 | |
| Cash and cash equivalents | 1,834 | 1,808 | 1,627 | 1,537 | 2,041 | |
| Premiums and accounts receivable (net of allowances for credit losses of $10.4 and $7.2 at December 31, 2025 and 2024, respectively) | 1,989 | 2,054 | 2,266 | 2,406 | 1,943 | |
| Reinsurance recoverables (net of allowances for credit losses of $5.2 and $5.0 at December 31, 2025 and 2024, respectively) | 6,470 | 7,580 | 6,650 | 7,000 | 6,180 | |
| Accrued investment income | 135 | 131 | 97 | 85 | 62 | |
| Deferred acquisition costs | 10,188 | 9,993 | 9,967 | 9,677 | 8,811 | |
| Property and equipment, net | 842 | 768 | 686 | 645 | 561 | |
| Goodwill | 2,646 | 2,616 | 2,609 | 2,603 | 2,572 | |
| Other intangible assets, net | 522 | 536 | 567 | 639 | 719 | |
| Other assets (net of allowances for credit losses of $0.9 and $0.6 at December 31, 2025 and 2024, respectively) | 1,087 | 992 | 862 | 738 | 699 | |
| Assets held for sale (Note 3) | 512 | 0 | — | 0 | 1,077 | |
| Total assets | 36,290 | 35,021 | 33,635 | 33,117 | 33,921 | |
| Future policy benefits and expenses | 56 | 537 | 487 | 508 | 413 | |
| Unearned premiums | 20,881 | 20,211 | 20,110 | 19,802 | 18,624 | |
| Claims and benefits payable | 2,101 | 2,914 | 1,989 | 2,210 | 1,523 | |
| Commissions payable | 641 | 560 | 543 | 648 | 693 | |
| Funds held under reinsurance | 266 | 278 | 393 | 367 | 364 | |
| Accounts payable and other liabilities (including allowances for credit losses of $0.9 and $1.4 at December 31, 2025 and 2024) | 3,766 | 3,331 | 2,793 | 2,732 | 3,044 | |
| Debt | 2,207 | 2,083 | 2,081 | 2,130 | 2,203 | |
| Liabilities held for sale (Note 3) | 500 | 0 | — | 0 | 1,065 | |
| Total liabilities | 30,418 | 29,914 | 28,826 | 28,889 | 28,457 | |
| Commitments and contingencies (Note 26) | — | — | — | — | — | |
| Common stock, par value $0.01 per share, 800,000,000 shares authorized, 52,089,008 and 53,129,838 shares issued and 49,792,919 and 50,833,749 shares outstanding at December 31, 2025 and 2024, respectively | 500,000 | 500,000 | 600,000 | 600,000 | 700,000 | |
| Additional paid-in capital | 1,712 | 1,687 | 1,669 | 1,638 | 1,695 | |
| Retained earnings | 4,826 | 4,378 | 4,028 | 3,699 | 4,041 | |
| Accumulated other comprehensive loss | −544 | −836 | −765 | −986 | −150 | |
| Treasury stock, at cost; 2,296,089 shares at December 31, 2025 and 2024 | −123 | −123 | −123 | −123 | — | |
| Total equity | 5,872 | 5,107 | 4,810 | 4,229 | 5,464 | |
| Total liabilities and equity | 36,290 | 35,021 | 33,635 | 33,117 | 33,921 |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Deferred tax expense (benefit) | 101 | 245 | −109 | 64 | 132 | |
| Depreciation and amortization | 250 | 224 | 196 | 182 | 172 | |
| Net realized losses on investments, including impairment losses | 72 | 76 | 69 | 180 | −128 | |
| Restructuring costs | 27 | 5 | 34 | 42 | 0 | |
| Loss on sale of business | 11 | 9 | 0 | 0 | 0 | |
| Stock based compensation expense | 86 | 81 | 75 | 63 | 67 | |
| Insurance policy reserves and expenses | −266 | 1,192 | 9 | 1,877 | 1,454 | |
| Premiums and accounts receivable | 96 | 173 | 121 | −466 | −424 | |
| Commissions payable | 73 | 37 | −93 | −31 | — | |
| Reinsurance recoverable | 628 | −892 | 346 | −810 | −447 | |
| Funds withheld under reinsurance | −13 | −113 | 25 | 5 | 7 | |
| Deferred acquisition costs and value of business acquired (Note 12 and 15) | −137 | −27 | −82 | −552 | −874 | |
| Taxes receivable | −4 | −117 | −93 | 88 | −146 | |
| Other assets and other liabilities | 12 | −255 | 27 | −350 | 150 | |
| Other | 25 | −66 | −31 | −23 | −3 | |
| Net cash provided by operating activities | 1,834 | 1,333 | 1,138 | 597 | 782 | |
| Fixed maturity securities available for sale | 1,188 | 1,331 | 1,465 | 2,469 | 1,362 | |
| Equity securities | 44 | 88 | 53 | 52 | 30 | |
| Other invested assets | 61 | 92 | 91 | 145 | 141 | |
| Subsidiary, net of cash transferred | 0 | −5 | 0 | 5 | 1,316 | |
| Fixed maturity securities available for sale | 807 | 564 | 280 | 484 | 971 | |
| Commercial mortgage loans on real estate | 72 | 41 | 20 | 41 | 20 | |
| Fixed maturity securities available for sale | −3,082 | −2,287 | −2,147 | −3,060 | −3,008 | |
| Equity securities | −32 | −61 | −3 | −27 | −58 | |
| Commercial mortgage loans on real estate | −56 | −57 | −56 | −80 | −134 | |
| Other invested assets | −110 | −102 | −49 | −112 | −72 | |
| Property and equipment and other | −236 | −221 | −203 | −186 | −187 | |
| Subsidiary, net of cash transferred | −24 | −13 | −300,000 | −73 | −17 | |
| Change in short-term investments | −96 | −27 | −91 | 81 | −65 | |
| Other | 6 | 100,000 | 2 | 600,000 | 3 | |
| Net cash used in investing activities | −1,458 | −658 | −638 | −262 | 158 | |
| Issuance of debt, net of issuance costs (Note 18) | 298 | 0 | 173 | 0 | 347 | |
| Repayment of debt | −176 | 0 | −225 | −76 | — | |
| Payment of contingent liability | 0 | 0 | −3 | 0 | 0 | |
| Acquisition of common stock | −304 | −307 | −193 | −573 | −839 | |
| Common stock dividends paid | −168 | −156 | −152 | −150 | −158 | |
| Employee stock purchases and withholdings | −14 | −14 | −4 | −20 | −16 | |
| Net cash used in financing activities | −364 | −478 | −404 | −818 | −1,090 | |
| Effect of exchange rate changes on cash and cash equivalents | 15 | −17 | −6 | −35 | −23 | |
| Change in cash and cash equivalents | 26 | 180 | 91 | −518 | −174 |
Filings
Material Events
Insiders
Institutional Holders
Frequently asked questions
What is ASSURANT, INC.'s CIK number?
ASSURANT, INC.'s SEC CIK number is 0001267238 (1267238). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find ASSURANT, INC.'s SEC filings?
All of ASSURANT, INC.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did ASSURANT, INC. last report earnings?
ASSURANT, INC. (AIZ) most recently filed an earnings 8-K with the SEC on May 5, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001267238-26-000024). This is ASSURANT, INC.'s most recent earnings filing of record — not a forecast of its next earnings date.
What is ASSURANT, INC.'s most recent earnings 8-K?
ASSURANT, INC.'s latest earnings 8-K (Item 2.02) was filed May 5, 2026 under accession 0001267238-26-000024. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View ASSURANT, INC.'s latest earnings 8-K →
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