B
Bank7 Corp.
Period
FY 2025
Revenue
—
Net Income
$43.07M
Total Assets
$1.96B
Equity
$251.00M
Shares Out
9.52M
Op. Cash Flow
$46.14M
Business
Bank7 Corp. is a bank holding company that operates Bank7, a full-service commercial bank with twelve branches across Oklahoma, Texas, and Kansas. The Bank provides commercial and retail lending, including commercial real estate, hospitality, energy, and commercial-industrial loans, as well as consumer lending and deposit banking products. The Bank focuses on serving business owners and entrepreneurs through deep commercial relationships and specialized lending in Oklahoma City, Tulsa, and Dallas/Fort Worth markets.
Summary from 10-K filed 2026-03-17
Financials
Consolidated Statement of Income
Year Ended · In millions, except per-share amounts
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Loans, including fees | 118 | 119 | 110 | 74 | 56 | |
| Interest-bearing time deposits in other banks | 564,000 | 785,000 | 519,000 | 46,000 | 169,000 | |
| Debt securities, taxable | 1 | 3 | 3 | 2 | 143,000 | |
| Debt securities, tax-exempt | 246,000 | 273,000 | 330,000 | 360,000 | 31,000 | |
| Other interest and dividend income | 9 | 9 | 8 | 2 | 178,000 | |
| Total interest income | 129 | 132 | 122 | 79 | 56 | |
| Deposits | 41 | 45 | 39 | 9 | 3 | |
| Total interest expense | 41 | 45 | 39 | 9 | — | |
| Net Interest Income | 88 | 86 | 83 | 69 | 53 | |
| Provision for Credit Losses | 700,000 | 0 | 21 | 4 | 4 | |
| Net Interest Income After Provision for Credit Losses | 87 | 86 | 61 | 65 | 49 | |
| Mortgage lending income | 1 | 370,000 | 331,000 | 486,000 | 435,000 | |
| Loss on sales, prepayments, and calls of available-for-sale debt securities | −10,000 | −6,000 | −16,000 | −127,000 | 0 | |
| Service charges on deposit accounts | 941,000 | 975,000 | 869,000 | 900,000 | 550,000 | |
| Other | 6 | 10 | 8 | 2 | 1 | |
| Total noninterest income | 9 | 11 | 9 | 3 | 2 | |
| Salaries and employee benefits | 23 | 21 | 17 | 17 | 12 | |
| Furniture and equipment | 1 | 1 | 995,000 | 1 | 883,000 | |
| Occupancy | 3 | 3 | 3 | 2 | 2 | |
| Data and item processing | 2 | 2 | 2 | 2 | 1 | |
| Accounting, marketing and legal fees | 757,000 | 836,000 | 543,000 | 984,000 | 800,000 | |
| Regulatory assessments | 814,000 | 1 | 2 | 1 | 604,000 | |
| Advertising and public relations | 917,000 | 549,000 | 427,000 | 477,000 | 282,000 | |
| Travel, lodging and entertainment | 439,000 | 431,000 | 374,000 | 363,000 | 409,000 | |
| Other | 7 | 8 | 8 | 3 | 2 | |
| Total noninterest expense | 39 | 37 | 33 | 29 | 20 | |
| Income Before Taxes | 57 | 60 | 37 | 39 | 31 | |
| Income tax expense | 14 | 15 | 9 | 10 | 8 | |
| Net Income | 43 | 46 | 28 | 30 | 23 | |
| Earnings per common share - basic (in Dollars per share) | 4.56 | 4.92 | 3.09 | 3.26 | 2.56 | |
| Earnings per common share - diluted (in Dollars per share) | 4.5 | 4.84 | 3.05 | 3.22 | 2.55 | |
| Weighted average common shares outstanding - basic (in Shares) | 9 | 9 | 9 | 9 | 9 | |
| Weighted average common shares outstanding - diluted (in Shares) | 10 | 9 | 9 | 9 | 9 | |
| Unrealized gains on securities, net of tax expense of $784, $335 and $1 million for the years ended December 31, 2025, 2024, and 2023, respectively | 2 | 1 | 3 | −10 | 144,000 | |
| Reclassification adjustment for realized losses included in net income net of tax of $2, $1 and $4 for the years ended December 31, 2025, 2024, and 2023, respectively | 8,000 | 5,000 | 12,000 | 96,000 | 0 | |
| Other comprehensive income | 2 | 1 | 3 | −9 | 144,000 | |
| Comprehensive Income | 45 | 47 | 31 | 20 | 23 |
Consolidated Balance Sheet
As of · In millions, except per-share amounts
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Cash and due from banks | 245 | 234 | 181 | 109 | 195 | |
| Interest-bearing time deposits in other banks | 11 | 7 | 18 | 6 | 3 | |
| Available-for-sale debt securities (amortized cost of $57,316 and $66,445 at December 31, 2025 and December 31, 2024, respectively) | 54 | 60 | 169 | 173 | 85 | |
| Loans, net of allowance for credit losses of $19,407 and $17,918 at December 31, 2025 and December 31, 2024, respectively | 1,587 | 1,379 | 1,341 | 1,256 | 1,018 | |
| Loans held for sale | 2 | 0 | 718,000 | 0 | 464,000 | |
| Premises and equipment, net | 22 | 18 | 15 | 13 | 17 | |
| Nonmarketable equity securities | 1 | 1 | 1 | 1 | 1 | |
| Core deposit intangibles | 752,000 | 878,000 | 1 | 1 | 2 | |
| Goodwill | 11 | 9 | 9 | 9 | 9 | |
| Interest receivable and other assets | 30 | 31 | 36 | 16 | 11 | |
| Total assets | 1,964 | 1,740 | 1,772 | 1,584 | 1,351 | |
| Noninterest-bearing | 341 | 313 | 482 | 442 | 367 | |
| Interest-bearing | 1,359 | 1,202 | 1,109 | 990 | 851 | |
| Total deposits | 1,701 | 1,515 | 1,591 | 1,431 | 1,217 | |
| Income taxes payable | 594,000 | 77,000 | 302,000 | 1 | 0 | |
| Interest payable and other liabilities | 11 | 11 | 10 | 8 | 6 | |
| Total liabilities | 1,713 | 1,527 | 1,601 | 1,440 | 1,223 | |
| Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,462,656 and 9,390,211 at December 31, 2025 and December 31, 2024, respectively | 95,000 | 94,000 | 92,000 | 91,000 | 91,000 | |
| Additional paid-in capital | 104 | 102 | 97 | 95 | 94 | |
| Retained earnings | 150 | 116 | 79 | 58 | 33 | |
| Accumulated other comprehensive loss | −3 | −5 | −6 | −9 | 144,000 | |
| Total shareholders equity | 251 | 213 | 170 | 144 | 127 | |
| Total liabilities and shareholders equity | 1,964 | 1,740 | 1,772 | 1,584 | 1,351 |
Consolidated Statement of Cash Flows
Year Ended · In millions, except per-share amounts
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Depreciation and amortization | 1 | 1 | 1 | 1 | 1 | |
| Amortization (Accretion) of premiums and discounts on securities | 198,000 | −766,000 | 381,000 | 812,000 | 30,000 | |
| Gain on sales of loans held for sale | −1 | −370,000 | −331,000 | −486,000 | −435,000 | |
| Stock-based compensation expense | 3 | 2 | 2 | 1 | 1 | |
| Gain on sale of premises and equipment | 0 | −120,000 | −77,000 | −24,000 | −1,000 | |
| Cash receipts from the sale of loans originated for sale | 52 | 20 | 11 | 34 | 24 | |
| Cash disbursements for loans originated for sale | −53 | −19 | −11 | −33 | −24 | |
| Deferred income tax expense | −344,000 | −144,000 | −1 | −1 | 235,000 | |
| Interest receivable and other assets | 13,000 | 5 | −3 | −2 | 907,000 | |
| Interest payable and other liabilities | 387,000 | 853,000 | 432,000 | 5 | −303,000 | |
| Net cash provided by operating activities | 46 | 55 | 49 | 40 | 30 | |
| Net cash paid for acquisition | −3 | 0 | −16 | 0 | 20 | |
| Maturities of interest-bearing time deposits in other banks | 12 | 19 | 8 | 2 | 13 | |
| Purchases of interest-bearing time deposits in other banks | −15 | −9 | −21 | −5 | 0 | |
| Maturities, prepayments and calls of available-for-sale debt securities | 9 | 196 | 7 | 20 | 290,000 | |
| Purchases of available-for-sale debt securities | 0 | −84 | 0 | −133 | 0 | |
| Net change in loans | −208 | −39 | −107 | −242 | −78 | |
| Purchases of premises and equipment | −5 | −4 | −3 | −294,000 | −599,000 | |
| Proceeds from sale of premises and equipment | 0 | 218,000 | 78,000 | 3 | 17,000 | |
| Purchase of nonmarketable equity securities | −40,000 | 0 | −74,000 | −7,000 | −30,000 | |
| Proceeds from sale of nonmarketable equity securities | 158,000 | 0 | 0 | — | — | |
| Net cash (used in) provided by investing activities | −211 | 80 | −131 | −343 | −43 | |
| Net change in deposits | 185 | −76 | 160 | 212 | 68 | |
| Cash dividends paid | −9 | −8 | −6 | −4 | −4 | |
| Shares purchased and retired for restricted stock units | −1 | −666,000 | −513,000 | −454,000 | −178,000 | |
| Net settlement of stock options | 145,000 | 3 | 503,000 | 309,000 | 0 | |
| Common stock issued for restricted stock units | 1,000 | 2,000 | 1,000 | 0 | 1,000 | |
| Net cash provided by (used in) financing activities | 175 | −82 | 154 | 207 | 64 | |
| Net Increase in Cash and Due from Banks | 10 | 53 | 72 | −96 | 51 | |
| Interest paid | 41 | 46 | 38 | 9 | 3 | |
| Income taxes paid | 14 | 15 | 11 | 10 | 8 | |
| Measurement period goodwill adjustment | 0 | 0 | −146,000 | 124,000 | 0 |
Filings
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Frequently asked questions
What is Bank7 Corp.'s CIK number?
Bank7 Corp.'s SEC CIK number is 0001746129 (1746129). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find Bank7 Corp.'s SEC filings?
All of Bank7 Corp.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did Bank7 Corp. last report earnings?
Bank7 Corp. (BSVN) most recently filed an earnings 8-K with the SEC on Jul 16, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001140361-26-028609). This is Bank7 Corp.'s most recent earnings filing of record — not a forecast of its next earnings date.
What is Bank7 Corp.'s most recent earnings 8-K?
Bank7 Corp.'s latest earnings 8-K (Item 2.02) was filed Jul 16, 2026 under accession 0001140361-26-028609. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View Bank7 Corp.'s latest earnings 8-K →
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