EQUIFAX INC
Business
Equifax Inc. is a global data, analytics and technology company providing information solutions and decisioning tools to businesses, governments and consumers. The company offers consumer and commercial credit reporting, identity verification, fraud detection, employment and income verification, talent management, and debt collection services across North America, Latin America, Europe and Asia Pacific. Equifax operates three reportable segments: Workforce Solutions (employment verification and employer services in the U.S.), U.S. Information Solutions (credit reporting, decisioning technology and consumer credit products), and International (similar credit and data products across Latin America, Europe, Asia Pacific and Canada).
Summary from 10-K filed 2026-02-19
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Operating revenue | 6,075 | 5,681 | 5,265 | 5,122 | 4,924 | |
| Cost of services (exclusive of depreciation and amortization below) | 2,646 | 2,519 | 2,335 | 2,177 | 1,981 | |
| Selling, general and administrative expenses | 1,614 | 1,451 | 1,386 | 1,329 | 1,325 | |
| Depreciation and amortization | 720 | 670 | 611 | 560 | 480 | |
| Total operating expenses | 4,979 | 4,639 | 4,332 | 4,066 | 3,786 | |
| Operating income | 1,095 | 1,042 | 934 | 1,056 | 1,138 | |
| Interest expense | −212 | −229 | −241 | −183 | — | |
| Other income (expense), net | 12 | −3 | 26 | 57 | −43 | |
| Consolidated income before income taxes | 895 | 811 | 718 | 930 | 949 | |
| Provision for income taxes | −231 | −203 | −166 | −230 | −201 | |
| Consolidated net income | 664 | 607 | 552 | 700 | 749 | |
| Less: Net income attributable to noncontrolling interests including redeemable noncontrolling interests | −4 | −3 | −6 | −4 | −4 | |
| Net income attributable to Equifax | 660 | 604 | 545 | 696 | 744 | |
| Net income attributable to Equifax (in dollars per share) | 5.36 | 4.88 | 4.44 | 5.69 | 6.11 | |
| Weighted-average shares used in computing basic earnings per share (in shares) | 123 | 124 | 123 | 122 | 122 | |
| Net income attributable to Equifax (in dollars per share) | 5.32 | 4.84 | 4.4 | 5.65 | 6.02 | |
| Weighted-average shares used in computing diluted earnings per share (in shares) | 124 | 125 | 124 | 123 | 124 | |
| Dividends per common share (in dollars per share) | 1.89 | 1.56 | 1.56 | 1.56 | 1.56 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 181 | 170 | 217 | 285 | 225 | |
| Trade accounts receivable, net of allowance for doubtful accounts of $20.2 and $16.9 at December 31, 2025 and 2024, respectively | 1,013 | 958 | 908 | 858 | 728 | |
| Prepaid expenses | 144 | 135 | 143 | 134 | 108 | |
| Other current assets | 75 | 98 | 89 | 93 | 60 | |
| Total current assets | 1,412 | 1,361 | 1,356 | 1,371 | 1,121 | |
| Capitalized internal-use software and system costs | 3,098 | 2,818 | 2,541 | 2,139 | 1,727 | |
| Data processing equipment and furniture | 239 | 230 | 248 | 281 | 300 | |
| Land, buildings and improvements | 300 | 285 | 273 | 262 | 250 | |
| Total property and equipment | 3,637 | 3,332 | 3,062 | 2,682 | 2,277 | |
| Less accumulated depreciation and amortization | −1,705 | −1,440 | −1,228 | −1,095 | −961 | |
| Total property and equipment, net | 1,932 | 1,892 | 1,834 | 1,587 | 1,316 | |
| Goodwill | 6,746 | 6,548 | 6,830 | 6,384 | 6,258 | |
| Indefinite-lived intangible assets | 95 | 95 | 95 | 95 | 95 | |
| Purchased intangible assets, net | 1,331 | 1,521 | 1,859 | 1,819 | 1,898 | |
| Other assets, net | 348 | 343 | 306 | 293 | 353 | |
| Total assets | 11,864 | 11,759 | 12,280 | 11,548 | 11,041 | |
| Short-term debt and current maturities of long-term debt | 1,038 | 688 | 963 | 967 | 825 | |
| Accounts payable | 206 | 138 | 198 | 251 | 212 | |
| Accrued expenses | 276 | 251 | 245 | 229 | 238 | |
| Accrued salaries and bonuses | 286 | 216 | 169 | 139 | 258 | |
| Deferred revenue | 101 | 116 | 110 | 133 | 121 | |
| Other current liabilities | 427 | 403 | 335 | 297 | 638 | |
| Total current liabilities | 2,335 | 1,812 | 2,019 | 2,015 | 2,291 | |
| Long-term debt | 4,055 | 4,323 | 4,748 | 4,820 | 4,470 | |
| Deferred income tax liabilities, net | 391 | 352 | 475 | 460 | 358 | |
| Long-term pension and other postretirement benefit liabilities | 103 | 107 | 100 | 100 | 130 | |
| Other long-term liabilities | 241 | 247 | 251 | 179 | 190 | |
| Total liabilities | 7,126 | 6,840 | 7,593 | 7,575 | 7,440 | |
| Commitments and Contingencies (see Note 6) | — | — | — | — | — | |
| Redeemable noncontrolling interests | 114 | 105 | 135 | 0 | — | |
| Preferred stock, $0.01 par value: Authorized shares - 10.0; Issued shares - none | 0 | 0 | 0 | 0 | 0 | |
| Common stock, $1.25 par value: Authorized shares - 300.0; Issued shares - 189.3 at December 31, 2025 and 2024; Outstanding shares - 120.4 and 124.0 at December 31, 2025 and 2024, respectively | 237 | 237 | 237 | 237 | 237 | |
| Paid-in capital | 2,023 | 1,915 | 1,761 | 1,594 | 1,537 | |
| Retained earnings | 6,445 | 6,019 | 5,609 | 5,256 | 4,752 | |
| Accumulated other comprehensive loss | −517 | −723 | −431 | −474 | −295 | |
| Treasury stock, at cost, 68.3 shares and 64.7 shares at December 31, 2025 and 2024, respectively | −3,578 | −2,645 | −2,635 | −2,651 | −2,639 | |
| Stock held by employee benefits trusts, at cost, 0.6 shares at December 31, 2025 and 2024 | −6 | −6 | −6 | −6 | −6 | |
| Total Equifax shareholders equity | 4,604 | 4,797 | 4,534 | 3,957 | 3,584 | |
| Noncontrolling interests | 20 | 18 | 18 | 17 | 17 | |
| Total shareholders equity | 4,624 | 4,814 | 4,552 | 3,973 | 3,601 | |
| Total liabilities, redeemable noncontrolling interests, and shareholders' equity | 11,864 | 11,759 | 12,280 | 11,548 | 11,041 |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Depreciation and amortization | 727 | 681 | 620 | 569 | 490 | |
| Stock-based compensation expense | 78 | 82 | 72 | 63 | 55 | |
| Deferred income taxes | 30 | −67 | −70 | 88 | 9 | |
| Gain on fair market value adjustment and gain on sale of equity investments | −1 | 0 | −14 | — | — | |
| Accounts receivable, net | −41 | −66 | −23 | −139 | −66 | |
| Other assets, current and long-term | 43 | −30 | −13 | −22 | 16 | |
| Current and long-term liabilities, excluding debt | 115 | 118 | −6 | −465 | 24 | |
| Cash provided by operating activities | 1,616 | 1,325 | 1,117 | 757 | 1,335 | |
| Capital expenditures | −481 | −512 | −601 | −625 | −469 | |
| Acquisitions, net of cash acquired | −74 | 0 | −284 | −434 | −2,936 | |
| Cash received from divestitures | 1 | 0 | 7 | 99 | 2 | |
| Cash used in investing activities | −554 | −512 | −878 | −960 | −3,398 | |
| Net short-term borrowings (payments) | 475 | 91 | −371 | 242 | 323 | |
| Payments on long-term debt | −400 | −1,446 | −579 | −500 | −1,100 | |
| Proceeds from issuance of long-term debt | 2 | 650 | 873 | 749 | 1,697 | |
| Treasury stock purchases | −928 | 0 | 0 | 0 | −70 | |
| Dividends paid to Equifax shareholders | −233 | −193 | −192 | −191 | −190 | |
| Distributions paid to noncontrolling interests | −6 | −5 | −46 | −3 | −7 | |
| Proceeds from exercise of stock options and employee stock purchase plan | 46 | 78 | 32 | 17 | 47 | |
| Payment of taxes related to settlement of equity awards | −15 | −17 | −17 | −34 | −57 | |
| Purchase of redeemable noncontrolling interests | −900,000 | 0 | 0 | −400,000 | −11 | |
| Debt issuance costs | 0 | −5 | −6 | −6 | −15 | |
| Cash used in financing activities | −1,060 | −846 | −306 | 274 | 618 | |
| Effect of foreign currency exchange rates on cash and cash equivalents | 9 | −14 | −800,000 | −11 | −14 | |
| Increase (decrease) in cash and cash equivalents | 11 | −47 | −68 | 61 | −1,460 |
Filings
Material Events
Insiders
Institutional Holders
Frequently asked questions
What is EQUIFAX INC's CIK number?
EQUIFAX INC's SEC CIK number is 0000033185 (33185). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find EQUIFAX INC's SEC filings?
All of EQUIFAX INC's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did EQUIFAX INC last report earnings?
EQUIFAX INC (EFX) most recently filed an earnings 8-K with the SEC on Apr 21, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0000033185-26-000016). This is EQUIFAX INC's most recent earnings filing of record — not a forecast of its next earnings date.
What is EQUIFAX INC's most recent earnings 8-K?
EQUIFAX INC's latest earnings 8-K (Item 2.02) was filed Apr 21, 2026 under accession 0000033185-26-000016. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View EQUIFAX INC's latest earnings 8-K →
Look up any company's CIK number →