ERIE INDEMNITY CO

Listed Company

ERIECIK 0000922621NasdaqLarge AcceleratedInsurance Agents, Brokers & ServicePennsylvaniaFY ends Dec 31

Period

FY 2025

Revenue

$4.07B

Net Income

$559.34M

Total Assets

$3.36B

Equity

$2.28B

Shares Out

—

Op. Cash Flow

$686.66M

ERIE$227.22−35.78% · past yearDBEQ Basic

Daily closing prices

Business

Erie Indemnity Company serves as attorney-in-fact for the Erie Insurance Exchange, a reciprocal property & casualty insurer, performing policy issuance, renewal, claims handling, and investment management services. The company earns management fees based on premiums written by the Exchange, with personal lines (auto, homeowners) comprising the majority and commercial lines a minority of written premiums. Distribution occurs exclusively through independent agencies.

Summary from 10-K filed 2026-02-23

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Total operating revenue	4,067	3,795	3,269	2,840	2,634
Total operating expenses	3,350	3,119	2,749	2,464	2,316
Operating income	717	676	520	376	318
Net investment income	86	70	45	29	62
Net realized and unrealized investment gains (losses)	2	3	−6	−27	5
Net impairment losses recognized in earnings	−3	−4	−10	−667,000	—
Total investment income	85	69	29	—	67
Other income	9	12	13	2	−5
Contribution to charitable foundation	−100	0	0	—	—
Income before income taxes	711	757	562	376	376
Income tax expense	151	157	116	78	79
Net income	559	600	446	299	298

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents (includes restricted cash of $30,189 and $23,559, respectively)	346	298	144	142	184
Available-for-sale securities	34	45	82	24	38
Available-for-sale securities lent	3	0	—	—	—
Receivables from Erie Insurance Exchange and affiliates, net	736	707	625	525	479
Prepaid expenses and other current assets, net	66	84	69	79	56
Accrued investment income	14	11	9	8	6
Total current assets	1,199	1,145	930	779	764
Available-for-sale securities, net	1,287	992	879	870	908
Equity securities	71	86	84	73	88
Available-for-sale and equity securities lent	61	7	—	—	—
Fixed assets, net	571	513	443	414	375
Agent loans, net	94	81	58	61	59
Defined benefit pension plan	24	21	34	0	—
Other assets, net	48	43	43	43	49
Total assets	3,355	2,889	2,472	2,239	2,242
Commissions payable	425	408	354	300	271
Agent incentive compensation	133	75	68	95	—
Accounts payable and accrued liabilities	201	190	176	166	138
Dividends payable	68	64	59	55	52
Contract liability	48	43	41	37	35
Deferred executive compensation	9	15	11	12	13
Securities lending payable	62	8	0	—	—
Total current liabilities	946	803	709	665	631
Defined benefit pension plan	33	28	26	51	130
Contract liability	23	21	20	18	18
Deferred executive compensation	22	20	21	14	15
Deferred income taxes, net	25	6	11	14	0
Other long-term liabilities	23	23	22	29	14
Total liabilities	1,072	901	809	791	900
Additional paid-in-capital	16	16	16	16	16
Accumulated other comprehensive loss	−52	−48	−13	−7	−25
Retained earnings	3,463	3,162	2,804	2,583	2,495
Total contributed capital and retained earnings	3,429	3,133	2,809	2,594	2,489
Treasury stock, at cost; 22,110,132 shares held	−1,171	−1,169	−1,169	−1,169	−1,168
Deferred compensation	25	23	23	23	22
Total shareholders' equity	2,283	1,987	1,663	1,448	1,342
Total liabilities and shareholders' equity	3,355	2,889	2,472	2,239	2,242

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Management fee received	3,210	2,898	2,420	2,101	1,982
Administrative services reimbursements received	814	776	722	669	634
Service agreement revenue received	25	26	26	26	24
Net investment income received	79	68	57	40	46
Commissions paid to agents	−1,609	−1,443	−1,200	−1,042	−966
Incentive compensation paid to agents	−95	−95	−120	−136	−124
Salaries and wages paid	−264	−249	−226	−209	−204
Pension contribution and employee benefits paid	−115	−111	−170	−68	−33
General operating expenses paid	−317	−308	−294	−264	−235
Administrative services expenses paid	−837	−791	−730	−668	−633
Contribution to charitable foundation	−100	0	0	—	—
Income taxes paid	−104	−160	−104	−81	−84
Net cash provided by operating activities	687	611	381	366	403
Available-for-sale securities	−693	−474	−280	−465	−380
Equity securities	−37	−33	−35	−19	−58
Other investments	−50,000	−7	−88,000	−157,000	−2
Available-for-sale securities sales	206	205	161	296	150
Available-for-sale securities maturities/calls	189	197	77	130	185
Equity securities	34	36	24	20	64
Other investments	167,000	54,000	871,000	429,000	1
Purchase of fixed assets	−116	−125	−93	−67	−149
Loans to agents and others	−36	−36	−21	−12	−6
Collections on agent and other loans	13	10	9	9	9
Net cash used in investing activities	−439	−227	−158	−107	−185
Dividends paid to shareholders	−254	−238	−222	−207	−193
Net changes in cash collateral for securities lent	54	8	0	0	—
Net cash used in financing activities	−200	−230	−222	−301	−195
Net increase in cash, cash equivalents and restricted cash	47	154	2	−42	22
Liability incurred to purchase fixed assets	26	15	0	26	13
Operating lease assets obtained in exchange for lease liabilities	4	8	6	8	3
Receipt of donated equipment	2	0	0	—	—

Filings

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Frequently asked questions

What is ERIE INDEMNITY CO's CIK number?

ERIE INDEMNITY CO's SEC CIK number is 0000922621 (922621). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find ERIE INDEMNITY CO's SEC filings?

All of ERIE INDEMNITY CO's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did ERIE INDEMNITY CO last report earnings?

ERIE INDEMNITY CO (ERIE) most recently filed an earnings 8-K with the SEC on Apr 23, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001628280-26-026857). This is ERIE INDEMNITY CO's most recent earnings filing of record — not a forecast of its next earnings date.

What is ERIE INDEMNITY CO's most recent earnings 8-K?

ERIE INDEMNITY CO's latest earnings 8-K (Item 2.02) was filed Apr 23, 2026 under accession 0001628280-26-026857. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View ERIE INDEMNITY CO's latest earnings 8-K →
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