FIFTH THIRD BANCORP
Business
Fifth Third Bancorp is a bank holding company providing diversified financial services through its subsidiary Fifth Third Bank, National Association. It offers commercial loans and leases, retail deposits, mortgage lending, credit cards, wealth management, investment advisory, securities products, insurance services and payments solutions across multiple states via banking centers and digital channels. Operating segments serve commercial, retail, governmental, educational, energy and healthcare sectors with a substantial asset base and assets under care.
Summary from 10-K filed 2026-02-24
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Interest and fees on loans and leases | 7,466 | 7,477 | 7,334 | 4,954 | 4,079 | |
| Interest on securities | 1,785 | 1,839 | 1,770 | 1,517 | 1,090 | |
| Interest on other short-term investments | 652 | 1,110 | 656 | 116 | 42 | |
| Total interest income | 9,903 | 10,426 | 9,760 | 6,587 | 5,211 | |
| Interest on deposits | 2,952 | 3,736 | 2,929 | 447 | 59 | |
| Interest on short-term borrowings | 215 | 168 | 262 | — | — | |
| Interest on long-term debt | 754 | 892 | 742 | 417 | 380 | |
| Total interest expense | 3,921 | 4,796 | 3,933 | 978 | — | |
| Net Interest Income | 5,982 | 5,630 | 5,827 | 5,609 | 4,770 | |
| Provision for credit losses | 662 | 530 | 515 | 563 | −377 | |
| Net Interest Income After Provision for Credit Losses | 5,320 | 5,100 | 5,312 | 5,046 | 5,147 | |
| Wealth and asset management revenue | 704 | 647 | 581 | 570 | 586 | |
| Commercial payments revenue | 630 | 608 | 564 | 568 | — | |
| Consumer banking revenue | 571 | 555 | 546 | 542 | — | |
| Capital markets fees | 415 | 424 | 422 | 387 | — | |
| Commercial banking revenue | 349 | 377 | 409 | 419 | 637 | |
| Mortgage banking net revenue | 227 | 211 | 250 | 215 | 270 | |
| Other noninterest income | 126 | 12 | 91 | 149 | 332 | |
| Securities gains, net | 13 | 15 | 18 | −84 | −7 | |
| Total noninterest income | 3,035 | 2,849 | 2,881 | 2,766 | 3,118 | |
| Compensation and benefits | 2,815 | 2,763 | 2,694 | 2,554 | 2,626 | |
| Technology and communications | 516 | 474 | 464 | 416 | 388 | |
| Net occupancy expense | 349 | 339 | 331 | 307 | 312 | |
| Equipment expense | 169 | 153 | 148 | 145 | 138 | |
| Loan and lease expense | 146 | 132 | 133 | 167 | 137 | |
| Marketing expense | 142 | 115 | 126 | 118 | 107 | |
| Card and processing expense | 92 | 84 | 84 | 80 | 89 | |
| Other noninterest expense | 915 | 973 | 1,225 | 932 | 951 | |
| Total noninterest expense | 5,144 | 5,033 | 5,205 | 4,719 | 4,748 | |
| Income (loss) before income taxes (FTE)(a) | 3,211 | 2,916 | 2,988 | 3,093 | 3,517 | |
| Applicable income tax expense | 689 | 602 | 639 | 647 | 747 | |
| Net Income | 2,522 | 2,314 | 2,349 | 2,446 | 2,770 | |
| Dividends on preferred stock | 146 | 159 | 137 | 116 | 111 | |
| Net Income Available to Common Shareholders | 2,376 | 2,155 | 2,212 | 2,330 | 2,659 | |
| Earnings per share - basic (in dollars per share) | 3.56 | 3.16 | 3.23 | 3.38 | 3.78 | |
| Earnings per share - diluted (in dollars per share) | 3.53 | 3.14 | 3.22 | 3.35 | 3.73 | |
| Average common shares outstanding - basic (in shares) | 668 | 682 | 684 | 689 | 702 | |
| Average common shares outstanding - diluted (in shares) | 673 | 687 | 688 | 695 | 711 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Cash and due from banks | 3,499 | 3,014 | 3,142 | 3,466 | 2,994 | |
| Other short-term investments | 18,876 | 17,120 | 22,082 | 8,351 | 34,572 | |
| Available-for-sale debt and other securities | 36,159 | 39,547 | 50,419 | 51,503 | 38,110 | |
| Held-to-maturity securities | 11,368 | 11,278 | 2 | 5 | 8 | |
| Trading debt securities | 1,057 | 1,185 | 899 | 414 | 512 | |
| Equity securities | 453 | 341 | 613 | 317 | 376 | |
| Loans and leases held for sale | 733 | 640 | 378 | 1,007 | 4,415 | |
| Portfolio loans and leases | 122,651 | 119,791 | 117,234 | 121,480 | 112,050 | |
| Allowance for loan and lease losses | −2,253 | −2,352 | −2,322 | −2,194 | −1,892 | |
| Portfolio loans and leases, net | 120,398 | 117,439 | 114,912 | 119,286 | 110,158 | |
| Bank premises and equipment | 2,734 | 2,475 | 2,349 | 2,187 | 2,120 | |
| Operating lease equipment | 374 | 319 | 459 | 627 | 616 | |
| Goodwill | 4,947 | 4,918 | 4,919 | 4,915 | 4,514 | |
| Intangible assets | 69 | 90 | 125 | 169 | 156 | |
| Servicing rights | 1,598 | 1,704 | 1,737 | 1,746 | 1,121 | |
| Other assets | 12,111 | 12,857 | 12,538 | 13,459 | 11,444 | |
| Total Assets | 214,376 | 212,927 | 214,574 | 207,452 | 211,116 | |
| Noninterest-bearing deposits | 42,647 | 41,038 | 43,146 | 53,125 | 65,088 | |
| Interest-bearing deposits | 129,172 | 126,214 | 125,766 | 110,565 | 104,236 | |
| Total deposits | 171,819 | 167,252 | 168,912 | 163,690 | 169,324 | |
| Short-term borrowings | 926 | 4,654 | — | — | — | |
| Accrued taxes, interest and expenses | 2,083 | 2,137 | 2,195 | 1,822 | 2,233 | |
| Other liabilities | 4,235 | 4,902 | 4,861 | 5,881 | 4,267 | |
| Long-term debt | 13,589 | 14,337 | 16,380 | 13,714 | 11,821 | |
| Total Liabilities | 192,652 | 193,282 | 195,402 | 190,125 | 188,906 | |
| Common stock | 2,051 | 2,051 | 2,051 | 2,051 | 2,051 | |
| Preferred stock | 1,770 | 2,116 | 2,116 | 2,116 | 2,116 | |
| Capital surplus | 3,831 | 3,804 | 3,757 | 3,684 | 3,624 | |
| Retained earnings | 25,488 | 24,150 | 22,997 | 21,689 | 20,236 | |
| Accumulated other comprehensive loss | −3,110 | −4,636 | −4,487 | −5,110 | 1,207 | |
| Treasury stock | −8,306 | −7,840 | −7,262 | −7,103 | −7,024 | |
| Total Equity | 21,724 | 19,645 | 19,172 | 17,327 | 22,210 | |
| Total Liabilities and Equity | 214,376 | 212,927 | 214,574 | 207,452 | 211,116 |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Depreciation, amortization and accretion | 554 | 495 | 462 | 436 | 349 | |
| Stock-based compensation expense | 163 | 164 | 169 | 165 | 120 | |
| Provision for (benefit from) deferred income taxes | 140 | 72 | −106 | −60 | −14 | |
| Securities gains, net | −27 | −20 | −31 | 84 | 16 | |
| MSR fair value adjustment | 169 | 77 | 105 | −177 | 139 | |
| Net gains on sales of loans and fair value adjustments on loans held for sale | −72 | −34 | −27 | −126 | −335 | |
| Gain on the TRA associated with Worldpay, Inc. | 0 | −11 | −22 | −46 | −46 | |
| Proceeds from sales of loans held for sale | 5,175 | 4,066 | 4,938 | 13,123 | 17,204 | |
| Loans originated or purchased for sale, net of repayments | −5,206 | −4,301 | −4,242 | −10,239 | −16,888 | |
| Dividends representing return on equity method investments | 41 | 44 | 46 | 50 | 55 | |
| Equity and trading debt securities | −115 | −3 | −128 | 70 | 15 | |
| Other assets | 715 | −639 | 319 | 646 | −37 | |
| Accrued taxes, interest and expenses and other liabilities | −207 | 70 | 162 | −506 | −217 | |
| Net Cash Provided by Operating Activities | 4,514 | 2,824 | 4,509 | 6,428 | 2,704 | |
| AFS securities and other investments | 4,959 | 782 | 2,813 | 4,359 | 3,125 | |
| Loans and leases | 341 | 419 | 444 | 155 | 718 | |
| Bank premises and equipment | 0 | 24 | 7 | 2 | — | |
| MSRs | 0 | 5 | 0 | 0 | — | |
| Proceeds from repayments / maturities of AFS and HTM securities and other investments | 7,497 | 5,814 | 4,235 | 4,495 | 6,079 | |
| AFS and HTM securities, equity method investments and other investments | −8,145 | −7,129 | −6,244 | −29,714 | −11,713 | |
| Bank premises and equipment | −584 | −414 | −491 | −348 | −309 | |
| MSRs | 0 | 0 | −25 | −213 | −381 | |
| Proceeds from settlement of BOLI | 38 | 34 | 14 | 49 | 24 | |
| Proceeds from sales and dividends representing return of equity method investments | 17 | 11 | 69 | 87 | 63 | |
| Net cash received for divestitures | 0 | 6 | 0 | 66 | 0 | |
| Net cash paid on acquisitions | −36 | 0 | 0 | −917 | −297 | |
| Other short-term investments | −1,756 | 4,962 | −13,731 | 26,224 | −1,172 | |
| Portfolio loans and leases | −4,052 | −3,540 | 3,358 | −8,992 | −3,721 | |
| Operating lease equipment | −125 | 65 | 63 | −124 | 28 | |
| Net Cash (Used in) Provided by Investing Activities | −1,846 | 1,039 | −9,488 | −4,871 | −7,968 | |
| Net change in deposits | 4,567 | −1,660 | 5,222 | −5,994 | 10,734 | |
| Net change in short-term borrowings | 61 | −32 | −81 | −543 | −193 | |
| Proceeds from short-term FHLB advances | 4,700 | 4,100 | 6,750 | 7,550 | — | |
| Repayment of short-term FHLB advances | −8,500 | −2,500 | −8,550 | −3,250 | — | |
| Proceeds from long-term debt issuances/advances | 1,083 | 3,249 | 4,286 | 4,026 | 562 | |
| Repayment of long-term debt | −1,982 | −5,282 | −1,657 | −1,762 | −3,603 | |
| Dividends paid on common and preferred stock | −1,163 | −1,176 | −1,060 | −927 | −897 | |
| Repurchases of treasury stock and related forward contract | −525 | −625 | −200 | −100 | −1,393 | |
| Redemption of preferred stock, Series L | −350 | 0 | 0 | — | — | |
| Other | −74 | −65 | −55 | −85 | −99 | |
| Net Cash (Used in) Provided by Financing Activities | −2,183 | −3,991 | 4,655 | −1,085 | 5,111 | |
| Increase (Decrease) in Cash and Due from Banks | 485 | −128 | −324 | 472 | −153 |
Filings
Material Events
Insiders
Institutional Holders
Holdings (13F)
Portfolio as of 2026-03-31 · 4,303 positions
Top sectors
| Sector | Value | % of portfolio |
|---|---|---|
| Uncategorized | $73.26B | 100.0% |
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Frequently asked questions
What is FIFTH THIRD BANCORP's CIK number?
FIFTH THIRD BANCORP's SEC CIK number is 0000035527 (35527). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find FIFTH THIRD BANCORP's SEC filings?
All of FIFTH THIRD BANCORP's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did FIFTH THIRD BANCORP last report earnings?
FIFTH THIRD BANCORP (FITB) most recently filed an earnings 8-K with the SEC on Jul 17, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0000035527-26-000193). This is FIFTH THIRD BANCORP's most recent earnings filing of record — not a forecast of its next earnings date.
What is FIFTH THIRD BANCORP's most recent earnings 8-K?
FIFTH THIRD BANCORP's latest earnings 8-K (Item 2.02) was filed Jul 17, 2026 under accession 0000035527-26-000193. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View FIFTH THIRD BANCORP's latest earnings 8-K →
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