Guidewire Software, Inc.

Listed Company

GWRECIK 0001528396NYSELarge AcceleratedServices-Prepackaged SoftwareDelawareFY ends Jul 31

Period

FY 2025

Revenue

$1.20B

Net Income

$69.80M

Total Assets

$2.72B

Equity

$1.46B

Shares Out

83.26M

Op. Cash Flow

$300.87M

GWRE$150.01−32.19% · past yearDBEQ Basic

Daily closing prices

Business

Guidewire Software provides a cloud-based platform and suite of applications for property and casualty insurers to manage core operations, digital engagement, and data analytics. Its foundational products—InsuranceSuite and InsuranceNow—deliver policy administration, claims management, and billing as subscription services via Guidewire Cloud Platform, complemented by digital engagement tools, predictive analytics, and risk assessment solutions. The company serves insurers globally across all size segments through direct sales and system integrator partnerships, with approximately 500 customers representing 570 insurance brands in 43 countries.

Summary from 10-K filed 2025-09-11

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-07-31	FY 2024 2024-07-31	FY 2023 2023-07-31	FY 2022 2022-07-31	FY 2021 2021-07-31
Total revenue	1,202	980	905	813	743
Total cost of revenue	450	397	447	435	354
Total gross profit	752	583	458	377	390
Research and development	296	269	250	229	201
Sales and marketing	230	199	188	183	151
General and administrative	184	168	170	165	143
Total operating expenses	711	636	608	577	495
Income (loss) from operations	41	−53	−149	−199	−106
Interest income	57	43	24	6	7
Interest expense	−13	−7	−7	−19	−19
Other income (expense), net	−35	−11	−2	−17	13
Income (loss) before provision for (benefit from) income taxes	49	−27	−134	−230	−104
Provision for (benefit from) income taxes	−20	−21	−22	−49	−38
Net income (loss)	70	−6	−112	−180	−67
Basic (in USD per share)	0.83	−0.07	−1.36	−2.16	−0.79
Diluted (in USD per share)	0.81	−0.07	−1.36	−2.16	−0.79
Basic (in shares)	84	82	82	84	84
Diluted (in shares)	86	82	82	84	84

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-07-31	FY 2024 2024-07-31	FY 2023 2023-07-31	FY 2022 2022-07-31	FY 2021 2021-08-31
Cash and cash equivalents	698	548	402	606	—
Short-term investments	452	456	397	370	—
Accounts receivable, net of allowances of $1,166 and $646, respectively	141	137	151	144	—
Unbilled accounts receivable, net	131	87	88	72	—
Prepaid expenses and other current assets	86	68	62	61	—
Total current assets	1,507	1,296	1,100	1,253	—
Long-term investments	334	126	129	188	—
Unbilled accounts receivable, net	670,000	4	11	14	—
Property and equipment, net	60	55	54	81	—
Operating lease assets	39	44	52	90	—
Intangible assets, net	12	9	14	21	—
Goodwill	394	372	372	372	31
Deferred tax assets, net	297	253	227	191	—
Other assets	76	67	68	57	—
TOTAL ASSETS	2,721	2,226	2,028	2,267	—
Accounts payable	29	15	35	40	—
Accrued employee compensation	141	109	104	91	—
Deferred revenue, net	340	282	207	171	—
Convertible senior notes, net	0	399	0	—	—
Other current liabilities	35	33	28	35	—
Total current liabilities	545	838	373	338	—
Lease liabilities	31	35	43	105	—
Convertible senior notes, net	675	0	397	—	—
Deferred revenue, net	5	4	6	200	—
Other liabilities	9	8	9	7	—
Total liabilities	1,264	884	828	815	—
Commitments and contingencies (Note 9)	—	—	—	—	—
Common stock, par value $0.0001 per share500,000,000 shares authorized as of July 31, 2025 and 2024; 84,530,418 and 83,025,637 shares issued and outstanding as of July 31, 2025 and 2024, respectively	8,000	8,000	8,000	8,000	—
Additional paid-in capital	2,020	1,979	1,831	1,755	—
Accumulated other comprehensive income (loss)	−9	−12	−14	−20	—
Retained earnings (accumulated deficit)	−554	−624	−618	−284	—
Total stockholders equity	1,457	1,343	1,199	1,452	—
TOTAL LIABILITIES AND STOCKHOLDERS EQUITY	2,721	2,226	2,028	2,267	—

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-07-31	FY 2024 2024-07-31	FY 2023 2023-07-31	FY 2022 2022-07-31	FY 2021 2021-07-31
Depreciation and amortization	24	22	25	34	37
Amortization of debt issuance costs	4	2	2	14	14
Amortization of contract acquisition costs	20	18	18	15	11
Stock-based compensation	162	146	143	137	115
Changes to allowance for credit losses and revenue reserves	526,000	526,000	−131,000	3	226,000
Deferred income tax	−32	−27	−28	−54	−36
Amortization of premium (accretion of discount) on available-for-sale securities, net	−10	−13	−5	5	7
Gain on sale of strategic investments	−4	−2	0	0	—
Changes in fair value of strategic investments	2	2	802,000	−2	0
Accelerated depreciation related to lease assignment	0	0	27	0	0
Gain from lease assignment	0	0	−18	0	0
Loss on retirement of debt	54	0	0	—	—
Other non-cash items affecting net income (loss)	186,000	−74,000	164,000	63,000	863,000
Accounts receivable	−3	13	−7	−43	11
Unbilled accounts receivable	−39	8	−13	18	−19
Prepaid expenses and other assets	−47	−34	−23	−23	−17
Operating lease assets	4	9	−19	7	6
Accounts payable	11	−19	−6	14	4
Accrued employee compensation	30	6	12	−9	42
Deferred revenue	57	73	35	32	13
Lease liabilities	−3	−7	10	−10	−3
Other liabilities	1	5	−2	5	−7
Net cash provided by (used in) operating activities	301	196	38	−38	112
Purchases of available-for-sale securities	−859	−616	−506	−520	−1,033
Maturities and sales of available-for-sale securities	665	577	547	909	1,129
Purchases of property and equipment	−6	−6	−6	−10	−19
Capitalized software development costs	−15	−12	−12	−12	−10
Acquisition of strategic investments	−2	−1	−11	−12	−2
Sale of strategic investments	6	7	0	—	—
Acquisition of business, net of acquired cash	−27	0	0	−44	0
Net cash provided by (used in) investing activities	−237	−52	13	312	64
Proceeds from issuance of convertible senior notes, net of issuance costs	672	0	0	—	—
Payment for the retirement of convertible senior notes	−354	0	0	—	—
Payment for the maturity of convertible senior notes	−179	0	0	—	—
Purchase of capped calls	−59	0	0	—	—
Payment of revolving credit facility costs	−2	0	0	—	—
Proceeds from issuance of common stock upon exercise of stock options	4	1	228,000	116,000	2
Repurchase and retirement of common stock	0	0	−262	−37	−161
Net cash provided by (used in) financing activities	82	1	−262	−37	−159
Effect of foreign exchange rate changes on cash, cash equivalents, and restricted cash	4	−2	3	−7	2
NET INCREASE (DECREASE) IN CASH, CASH EQUIVALENTS, AND RESTRICTED CASH	150	142	−208	230	18
Cash paid for interest	12	5	5	5	5
Cash paid for income taxes, net of tax refunds	8	9	5	4	4
Accruals for purchase of property and equipment	3	682,000	1	1	2
Accruals for capitalized software development costs	1	920,000	1	1	845,000
Accruals for business acquisition purchase consideration holdback	987,000	0	0	—	—

Filings

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Frequently asked questions

What is Guidewire Software, Inc.'s CIK number?

Guidewire Software, Inc.'s SEC CIK number is 0001528396 (1528396). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find Guidewire Software, Inc.'s SEC filings?

All of Guidewire Software, Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did Guidewire Software, Inc. last report earnings?

Guidewire Software, Inc. (GWRE) most recently filed an earnings 8-K with the SEC on Jun 4, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001528396-26-000026). This is Guidewire Software, Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is Guidewire Software, Inc.'s most recent earnings 8-K?

Guidewire Software, Inc.'s latest earnings 8-K (Item 2.02) was filed Jun 4, 2026 under accession 0001528396-26-000026. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View Guidewire Software, Inc.'s latest earnings 8-K →
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