HARTFORD INSURANCE GROUP, INC.
Business
Hartford Insurance Group is a holding company providing property & casualty insurance, employee group benefits, and mutual funds/ETFs to individual and business customers in the U.S., U.K., and internationally. The company offers diverse P&C products including workers' compensation, general liability, commercial property, professional liability, marine, bonds, and commercial auto through Business Insurance; personal auto and homeowners coverage through Personal Insurance; group life, disability, and paid family leave through Employee Benefits; and actively managed mutual funds and ETFs through Hartford Funds. Products are distributed via independent agents, brokers, direct-to-consumer channels, and affinity partnerships, with significant AARP licensing for personal lines.
Summary from 10-K filed 2026-02-20
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Earned premiums | 24,030 | 22,567 | 21,026 | 19,390 | 17,999 | |
| Fee income | 1,417 | 1,373 | 1,300 | 1,349 | 1,488 | |
| Net investment income | 2,911 | 2,568 | 2,305 | 2,177 | 2,313 | |
| Net realized losses | −100 | −61 | −188 | −627 | 509 | |
| Other revenues | 110 | 88 | 84 | 73 | 81 | |
| Total revenues | 28,368 | 26,535 | 24,527 | 22,362 | 22,390 | |
| Benefits, losses and loss adjustment expenses | 15,238 | 14,874 | 14,238 | 13,138 | 12,720 | |
| "Amortization of deferred policy acquisition costs (""DAC"")" | 2,516 | 2,282 | 2,044 | 1,824 | 1,668 | |
| Selling, General and Administrative Expense | 5,584 | 5,258 | 4,881 | 4,841 | 4,791 | |
| Interest expense | 199 | 199 | 199 | 213 | 234 | |
| Amortization of other intangible assets | 71 | 71 | 71 | 71 | 71 | |
| Restructuring and other costs | 0 | 2 | 6 | 13 | 1 | |
| Benefits, losses and expenses | 23,608 | 22,686 | 21,439 | 20,100 | 19,485 | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | 4,760 | 3,849 | 3,088 | 2,262 | 2,905 | |
| Income tax expense | 924 | 738 | 584 | 443 | 534 | |
| Net income | 3,836 | 3,111 | 2,504 | 1,819 | 2,371 | |
| Less: Preferred stock dividends | 21 | 21 | 21 | 21 | 21 | |
| Net income (loss) available to common stockholders | 3,815 | 3,090 | 2,483 | 1,798 | 2,350 | |
| Net income (loss) Basic | 13.51 | 10.51 | 8.09 | 5.54 | 6.73 | |
| Net income (loss) Diluted | 13.32 | 10.35 | 7.97 | 5.46 | 6.64 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Total fixed maturities, AFS | 46,041 | 42,567 | 39,818 | 36,231 | 42,847 | |
| "Fixed maturities, at fair value using the fair value option (""FVO securities"")" | 168 | 308 | 327 | 333 | 160 | |
| Equity securities, at fair value | 492 | 603 | 864 | 1,801 | 2,094 | |
| Financing Receivable, after Allowance for Credit Loss | 6,837 | 6,396 | 6,087 | 6,000 | 5,383 | |
| Limited partnerships and other alternative investments | 5,804 | 5,042 | 4,785 | 4,177 | 3,353 | |
| Other investments | 262 | 226 | 191 | 159 | 215 | |
| Short-term investments | 4,353 | 4,068 | 3,850 | 3,859 | 3,697 | |
| Total investments | 63,957 | 59,210 | 55,922 | 52,560 | 57,749 | |
| Cash | 133 | 183 | 126 | 229 | 205 | |
| Restricted Cash | 44 | 51 | 63 | 115 | 132 | |
| Accrued Investment Income Receivable | 474 | 450 | 404 | 372 | — | |
| Premiums receivable and agents' balances (net of ACL of $142 and $117) | 6,316 | 5,998 | 5,607 | 4,949 | 4,445 | |
| Reinsurance recoverables (net of allowance for uncollectible reinsurance of $69 and $75) | 7,191 | 7,140 | 7,104 | 6,964 | 6,524 | |
| Deferred policy acquisition costs | 1,347 | 1,239 | 1,113 | 998 | 874 | |
| Deferred income taxes, net | 901 | 1,229 | 1,173 | 1,437 | 281 | |
| Goodwill | 1,911 | 1,911 | 1,911 | 1,911 | 1,911 | |
| Property and equipment, net | 931 | 888 | 896 | 927 | 1,027 | |
| Other intangible assets, net | 566 | 637 | 707 | 778 | 858 | |
| Other assets | 2,226 | 1,981 | 1,754 | 1,768 | 2,577 | |
| Total assets | 85,997 | 80,917 | 76,780 | 73,008 | 76,578 | |
| Unpaid losses and loss adjustment expenses | 46,268 | 44,610 | 42,318 | 41,243 | 39,659 | |
| Liability for Future Policy Benefit, before Reinsurance | 444 | 448 | 484 | 502 | 646 | |
| Policyholder Account Balance | 612 | 614 | 638 | 658 | 687 | |
| Unearned premiums | 10,053 | 9,408 | 8,599 | 7,815 | 7,194 | |
| Long-term debt | 4,371 | 4,366 | 4,362 | 4,357 | 4,944 | |
| Other liabilities | 5,270 | 5,024 | 5,052 | 4,757 | 5,655 | |
| Total liabilities | 67,018 | 64,470 | 61,453 | 59,332 | 58,735 | |
| Preferred stock, $0.01 par value 50,000,000 shares authorized, 13,800 shares issued at December 31, 2025 and December 31, 2024, aggregate liquidation preference of $345 | 334 | 334 | 334 | 334 | 334 | |
| Common Stock, Value, Issued | 3 | 3 | 3 | 3 | 4 | |
| Additional paid-in capital | 549 | 578 | 648 | 1,895 | 3,309 | |
| Retained earnings | 24,739 | 21,531 | 19,007 | 17,058 | 15,770 | |
| Treasury Stock, Value | −4,589 | −3,113 | −1,816 | −1,773 | −1,740 | |
| Accumulated other comprehensive loss, net of tax | −2,057 | −2,886 | −2,849 | −3,841 | 128 | |
| Total stockholders' equity | 18,979 | 16,447 | 15,327 | 13,676 | 17,805 | |
| Total liabilities and stockholders equity | 85,997 | 80,917 | 76,780 | 73,008 | 76,578 | |
| Common Stock, Shares, Issued | 327 | 327 | 327 | 345 | 367 |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Net realized losses | 100 | 61 | 188 | 627 | −530 | |
| Amortization of deferred policy acquisition costs | 2,516 | 2,282 | 2,044 | 1,824 | 1,668 | |
| Additions to deferred policy acquisition costs | −2,624 | −2,408 | −2,159 | −1,939 | −1,739 | |
| Depreciation and amortization | 396 | 356 | 510 | 625 | 680 | |
| Other operating activities, net | 148 | 329 | 213 | 109 | −125 | |
| Increase in reinsurance recoverables | −63 | −54 | −155 | −470 | −583 | |
| Net change in accrued and deferred income taxes | 42 | −100 | −29 | −80 | 85 | |
| Increase in insurance liabilities | 2,272 | 3,058 | 1,819 | 2,192 | 2,411 | |
| Increase (Decrease) in Premiums Receivable | −419 | −458 | −708 | −562 | −190 | |
| Net change in other assets and other liabilities | −282 | −268 | −7 | −146 | 24 | |
| Cash provided by operating activities | 5,922 | 5,909 | 4,220 | 4,008 | 4,093 | |
| Fixed maturities, AFS | 10,352 | 10,808 | 6,806 | 14,996 | 22,457 | |
| Proceeds From Sale and Maturity of Fair Value Option, Fixed Maturity Securties | 109 | 50 | 2 | 2 | 0 | |
| Proceeds from Sale and Maturity of Marketable Securities | 240 | 401 | 2,173 | 1,213 | 626 | |
| Mortgage loans | 1,598 | 740 | 1,036 | 973 | 1,506 | |
| Limited partnerships and other alternative investments | 291 | 238 | 295 | 349 | 537 | |
| Fixed maturities, AFS | −12,769 | −14,023 | −9,105 | −14,255 | −21,754 | |
| Payments for the purchase of Fair Value Option Fixed Maturity Securties | −17 | −52 | 0 | −216 | −160 | |
| Equity securities, at fair value | −97 | −44 | −1,183 | −1,371 | −1,420 | |
| Mortgage loans | −2,021 | −1,025 | −1,055 | −1,596 | −2,386 | |
| Limited partnerships and other alternative investments | −1,025 | −664 | −966 | −1,095 | −1,317 | |
| Net proceeds from (payments for) derivatives | −12 | 35 | −129 | 54 | −7 | |
| Net additions of property and equipment | −169 | −145 | −215 | −175 | −133 | |
| Net payments for short-term investments | −149 | −80 | −69 | −160 | −417 | |
| Other investing activities, net | −89 | −7 | −21 | 4 | −9 | |
| Net cash used for investing activities | −3,758 | −3,768 | −2,431 | −1,277 | −2,466 | |
| Deposits and other additions to investment and universal life-type contracts | 127 | 108 | 96 | 88 | 89 | |
| Withdrawals and other deductions from investment and universal life-type contracts | −116 | −115 | −100 | −102 | −75 | |
| Net issuance (return of) shares under incentive and stock compensation plans, including related excise tax benefit | −18 | 22 | 6 | −19 | 25 | |
| Treasury stock acquired, including related excise tax paid | −1,615 | −1,514 | −1,400 | −1,550 | −1,702 | |
| Payments for Repurchase of Preferred Stock and Preference Stock | −21 | −21 | −21 | −21 | −21 | |
| Dividends paid on common stock | −592 | −556 | −528 | −506 | −485 | |
| Net cash used for financing activities | −2,235 | −2,076 | −1,947 | −2,710 | −1,581 | |
| Effect of Exchange Rate on Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Including Discontinued Operation | 14 | −20 | 3 | −14 | −6 | |
| Net increase (decrease) in cash and restricted cash | −57 | 45 | −155 | 7 | 98 | |
| Interest paid | 206 | 211 | 209 | 212 | 214 |
Filings
Material Events
Insiders
Institutional Holders
Frequently asked questions
What is HARTFORD INSURANCE GROUP, INC.'s CIK number?
HARTFORD INSURANCE GROUP, INC.'s SEC CIK number is 0000874766 (874766). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find HARTFORD INSURANCE GROUP, INC.'s SEC filings?
All of HARTFORD INSURANCE GROUP, INC.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did HARTFORD INSURANCE GROUP, INC. last report earnings?
HARTFORD INSURANCE GROUP, INC. (HIG-PG) most recently filed an earnings 8-K with the SEC on Apr 23, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0000874766-26-000036). This is HARTFORD INSURANCE GROUP, INC.'s most recent earnings filing of record — not a forecast of its next earnings date.
What is HARTFORD INSURANCE GROUP, INC.'s most recent earnings 8-K?
HARTFORD INSURANCE GROUP, INC.'s latest earnings 8-K (Item 2.02) was filed Apr 23, 2026 under accession 0000874766-26-000036. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View HARTFORD INSURANCE GROUP, INC.'s latest earnings 8-K →
Look up any company's CIK number →