HANCOCK WHITNEY CORP

Listed Company

HWCPZCIK 0000750577NasdaqLarge AcceleratedState Commercial BanksMississippiFY ends Dec 31

Period

FY 2025

Revenue

—

Net Income

—

Total Assets

$35.47B

Equity

$4.46B

Shares Out

81.66M

Op. Cash Flow

$541.78M

+ 13F Filer

Business

Hancock Whitney Corporation is a bank holding company that provides comprehensive financial services through its bank subsidiary, Hancock Whitney Bank, and nonbank affiliates. It offers traditional and online banking, transaction and savings deposit products, treasury management, secured and unsecured loans, equipment finance and leasing, trust and investment management, investment advisory and brokerage access, annuities and life insurance distribution. Key business segments include its banking operations, equipment finance subsidiaries, trust and wealth management functions, and Hancock Whitney Investment Services. The company serves customers across the Gulf South and select markets in Florida, Texas, Tennessee and Georgia through branches, ATMs, online and mobile channels.

Summary from filing dated 2025-02-27

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Loans, including fees	1,356	1,452	1,379	941	826
Loans held for sale	2	2	2	2	3
Securities-taxable	221	194	189	167	131
Securities-tax exempt	16	18	19	19	19
Short-term investments	21	27	31	9	4
Total interest income	1,615	1,693	1,620	1,137	982
Deposits	470	574	444	58	26
Short-term borrowings	24	24	67	16	6
Long-term debt	12	12	12	12	17
Total interest expense	506	611	523	87	—
Net interest income	1,109	1,082	1,098	1,050	933
Provision for credit losses	51	52	59	−28	—
Net interest income after provision for credit losses	1,058	1,030	1,038	1,078	1,011
Securities transactions, net	−11,000	0	−65	−87,000	333,000
Other income	68	60	71	54	75
Total noninterest income	406	364	288	331	364
Compensation expense	386	381	376	378	379
Employee benefits	90	89	85	82	104
Personnel expense	475	469	461	461	482
Net occupancy expense	56	54	52	49	50
Equipment expense	17	17	19	19	18
Data processing expense	127	122	118	104	97
Professional services expense	57	42	38	36	49
Amortization of intangibles	10	9	12	14	17
Deposit insurance and regulatory fees	18	24	50	15	14
Other real estate and foreclosed assets expense (income)	3	−2	−624,000	−4	−210,000
Other expense	88	84	89	58	81
Total noninterest expense	852	820	837	751	807
Income before income taxes	612	574	490	659	568
Income tax expense	126	113	98	135	105
Net income	486	461	393	524	463
Earnings per common share - basic	5.7	5.3	4.51	6	5.23
Earnings per common share - diluted	5.67	5.28	4.5	5.98	5.22
Dividends paid per share	1.8	1.5	1.2	1.08	1.08
Weighted average shares outstanding - basic	85	86	86	86	87
Weighted average shares outstanding - diluted	85	87	86	86	87

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and due from banks	563	575	561	564	401
Interest-bearing bank deposits	132	939	627	323	3,830
Federal funds sold	229,000	409,000	436,000	728,000	458,000
Securities available for sale, at fair value (amortized cost of $6,341,322 and $5,774,133)	5,962	5,161	4,915	5,556	6,987
Securities held to maturity (fair value of $2,011,026 and $2,233,526)	2,133	2,436	2,685	2,852	1,566
Loans held for sale (includes $33,158 and $18,929 measured at fair value)	33	22	26	26	93
Loans	23,958	23,299	23,922	—	—
Less: allowance for loan losses	−308	−319	−308	−308	−342
Loans, net	23,651	22,981	23,614	22,806	20,792
Property and equipment, net of accumulated depreciation of $370,818 and $345,962	261	280	302	329	350
Right of use assets, net of accumulated amortization of $73,527 and $67,063	102	99	106	97	102
Prepaid expense	59	46	45	45	39
Other real estate and foreclosed assets, net	15	28	4	2	8
Accrued interest receivable	139	143	157	132	97
Goodwill	925	856	856	856	856
Other intangible assets, net	67	35	45	56	70
Life insurance contracts	799	775	749	730	665
Funded pension assets, net	292	260	217	217	228
Deferred tax asset, net	56	147	153	211	—
Other assets	284	301	517	380	448
Total assets	35,473	35,082	35,579	35,184	36,531
Noninterest-bearing	10,375	10,597	11,031	13,645	14,393
Interest-bearing	18,905	18,895	18,660	15,425	16,073
Total deposits	29,280	29,493	29,690	29,070	30,466
Short-term borrowings	1,017	639	1,155	1,871	1,665
Long-term debt	199	211	236	242	244
Accrued interest payable	14	20	45	10	3
Lease liabilities	122	118	126	116	122
Other liabilities	380	474	523	531	341
Total liabilities	31,013	30,954	31,775	31,841	32,861
Common stock	310	310	310	310	310
Capital surplus	1,491	1,720	1,740	1,717	1,756
Retained earnings	3,036	2,705	2,376	2,088	1,659
Accumulated other comprehensive loss, net	−376	−606	−621	−772	−54
Total stockholders' equity	4,460	4,128	3,804	3,343	3,670
Total liabilities and stockholders' equity	35,473	35,082	35,579	35,184	36,531
Preferred shares authorized (par value of $20.00 per share)	50	50	50	50	50
Common shares authorized (par value of $3.33 per share)	350	350	350	350	350
Common shares issued	93	93	93	93	93
Common shares outstanding	82	86	86	86	87

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Depreciation and amortization	27	32	35	32	29
Gain on other real estate and foreclosed assets	−761,000	−2	−967,000	−4	−2
Deferred tax expense	23	4	14	−22	10
Increase in cash surrender value of life insurance contracts	−25	−27	−18	−7	−24
(Gain) loss on disposal or impairment of assets	294,000	−1	−16	259,000	14
Loss on sale of securities available for sale	11,000	0	65	87,000	−333,000
Net (increase) decrease in loans held for sale	−11	5	−25	61	41
Net amortization of securities premium/discount	13	14	16	35	50
Stock-based compensation expense	24	23	25	23	22
Net change in derivative collateral liability	−36	−5	58	65	63
Increase (decrease) in interest payable and other liabilities	−16	−17	49	7	21
(Increase) decrease in other assets	−6	85	−161	176	−21
Other, net	620,000	−6	−10	−34	−25
Net cash provided by operating activities	542	626	495	842	586
Proceeds from sales of securities available for sale	229	0	977	73	199
Proceeds from maturities of securities available for sale	453	454	813	503	1,073
Purchases of securities available for sale	−1,238	−750	−1,045	−636	−2,527
Proceeds from maturities of securities held to maturity	294	239	163	148	117
Purchases of securities held to maturity	—	0	−6	−884	−338
Proceeds received (made) to terminate hedge instruments	2	−14	16	—	—
Net redemptions (purchases) of Federal Home Loan Bank stock	−17	135	−68	−12	53
Net (increase) decrease in short-term investments	807	−313	−303	3,507	−2,497
Proceeds from sales of loans and leases	111	119	115	31	22
Net (increase) decrease in loans	−848	407	−968	−2,089	671
Net cash paid in business acquisition	−112	—	—	—	—
Purchases of property and equipment	−19	−10	−25	−29	−24
Proceeds from sales of property	—	6	33	62,000	2
Proceeds from sales of other real estate and foreclosed assets	28	2	4	14	16
Other, net	−5	−698,000	−2	11	40
Net cash provided by (used in) investing activities	−314	275	−295	662	−3,225
Net increase (decrease) in deposits	−213	−197	620	−1,396	2,768
Net increase (decrease) in short-term borrowings	378	−516	−716	206	−2
Dividends paid	−154	−131	−105	−94	−96
Payroll tax remitted on net share settlement of equity awards	−8	−9	−6	−7	−7
Other repurchases of common stock	−247	−38	0	−59	−22
Proceeds from dividend reinvestment and stock purchase plan	4	4	4	4	4
Net cash used in financing activities	−239	−887	−203	−1,341	2,514
NET INCREASE (DECREASE) IN CASH AND DUE FROM BANKS	−12	14	−3	163	−125
Income taxes paid (net of refunds received)	103	66	102	135	123
Interest paid	511	636	488	80	50
Assets acquired in settlement of loans	18	28	4	596,000	3

Filings

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Holdings (13F)

Portfolio as of 2026-01-14 · 1,382 positions

Reported AUM

$2.94B

Holdings

1.4K

Top sector

$2.94B

Top sectors

Sector	Value	% of portfolio
Uncategorized	$2.94B	100.0%

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HANCOCK WHITNEY CORPORATION	—	801.5K	$41.80M	1.4%