H
Hoyne Bancorp, Inc.
HYNECIK 0002073153NasdaqNon-AcceleratedSmaller ReportingEmerging GrowthSavings Institutions, Not Federally CharteredDelawareFY ends Dec 31
Period
FY 2025
Revenue
—
Net Income
$232.7K
Total Assets
$489.38M
Equity
$161.37M
Shares Out
8.10M
Op. Cash Flow
$1.25M
Business
Hoyne Bancorp, Inc. is a publicly listed company in Savings Institutions, Not Federally Chartered, incorporated in Delaware. Common stock trades on Nasdaq under the ticker HYNE.
Auto-generated from company profile
Financials
Consolidated Statement of Income
Year Ended · In millions, except per-share amounts
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 |
|---|---|---|---|
| Loans receivable | 16 | 12 | |
| Investment securities | 3 | 4 | |
| Other | 1 | 1 | |
| Total interest income | 20 | 17 | |
| Interest expense, deposits | −6 | −7 | |
| Net interest income | 14 | 10 | |
| Provision for credit losses | −540,000 | −468,000 | |
| Net interest income after provision for credit losses | 14 | 9 | |
| Customer service fees | 190,118 | 323,466 | |
| Gain on sale of REO | 345,258 | 118,750 | |
| Other | 684,460 | 637,672 | |
| Total noninterest income | 1 | 1 | |
| Compensation | −6 | −7 | |
| Occupancy | −3 | −3 | |
| Advertising | −95,475 | −61,975 | |
| Amortization of core deposit intangible | −184,000 | −184,000 | |
| Contribution to charitable foundation | −2 | — | |
| Other | −4 | −3 | |
| Total noninterest expense | −15 | −13 | |
| Income (Loss) before income taxes | 8,921 | −3 | |
| Tax Expense (benefit) | −223,769 | −1 | |
| Net income (loss) | 232,690 | −2 | |
| Earnings per share - basic | 0.03 | — | |
| Earnings per share - diluted | 0.03 | — | |
| Weighted-average shares outstanding - basic | 7 | — | |
| Weighted-average shares outstanding - diluted | 7 | — | |
| Unrealized gain on securities available-for-sale, net of income taxes of $1,996,316 in 2025, $11,392 in 2024 | 5 | 28,572 | |
| Total other comprehensive income | 5 | 28,572 | |
| Comprehensive income (loss) | 5 | −2 |
Consolidated Balance Sheet
As of · In millions, except per-share amounts
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | 48 | 15 | — | |
| Certificates of deposit | 870,000 | 1 | — | |
| Available-for-sale, (amortized cost of $121,879,182 and $138,780,879 at December 31, 2025 and 2024, respectively) | 107 | 117 | — | |
| Held-to-maturity, at amortized cost | 28 | 34 | — | |
| Federal Home Loan Bank of Chicago stock (FHLB) | 1 | 1 | — | |
| Bankers Bank stock | 992,250 | 992,250 | — | |
| Real Estate Owned (REO) | 729,427 | 138,900 | — | |
| Loans receivable, net of allowance for credit losses of $2,681,819 and $2,125,993 at December 31, 2025 and 2024, respectively | 268 | 241 | — | |
| Premises and equipment, net | 7 | 8 | — | |
| Accrued interest receivable | 1 | 1 | — | |
| Bank-owned life insurance (BOLI) | 15 | 17 | — | |
| Core deposit intangibles | 138,000 | 322,000 | — | |
| Deferred tax assets | 9 | 11 | — | |
| Other assets | 2 | 2 | — | |
| Total assets | 489 | 450 | — | |
| Deposits | 322 | 357 | — | |
| Advances from borrowers for taxes and insurance | 3 | 3 | — | |
| Accounts payable and accrued expenses | 3 | 4 | — | |
| Total liabilities | 328 | 364 | — | |
| Preferred stock, $0.01 par value, 500,000 shares authorized, none issued | — | — | — | |
| Common stock, $0.01 par value, 9,500,000 shares authorized, 8,096,938 issued and outstanding | 80,969 | — | — | |
| Unallocated common stock - ESOP | −6 | — | — | |
| Additional paid-in capital | 77 | — | — | |
| Retained earnings | 101 | 102 | — | |
| Accumulated other comprehensive loss | −11 | −16 | — | |
| Total stockholders' equity | 161 | 86 | 88 | |
| Total liabilities and stockholders' equity | 489 | 450 | — |
Consolidated Statement of Cash Flows
Year Ended · In millions, except per-share amounts
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 |
|---|---|---|---|
| Net Income (loss) | 232,690 | −2 | |
| Depreciation | 643,450 | 680,868 | |
| Accretion of premiums and discounts | −154,869 | −246,727 | |
| Accretion of Loan credit and yield adjustment | −40,987 | −38,349 | |
| Gain on sale of REO | −345,258 | −118,750 | |
| Increase in cash surrender value of BOLI | −656,124 | −571,020 | |
| ESOP compensation expense | 29,575 | — | |
| Change in other assets | −44,519 | 16,749 | |
| Change in accrued interest receivable | 30,989 | −212,508 | |
| Deferred income tax benefit | −556,360 | −1 | |
| Contribution to charitable foundation | 2 | — | |
| Change in accounts payable and accrued expenses | −486,873 | 259,100 | |
| Net cash flows from operating activities | 1 | −3 | |
| Purchase of BOLI | — | −14 | |
| Redemption from BOLI | 3 | 11 | |
| Merger of wholly owned subsidiaries | −567,362 | — | |
| Proceeds from maturities of certificates of deposit | 1 | 1 | |
| Purchase of certificates of deposit | −870,000 | −1 | |
| Proceeds from repayment of available-for-sale securities | 17 | 20 | |
| Repayment of held-to-maturity securities | 6 | 24 | |
| Change in loans receivable | −28 | −51 | |
| Proceeds from sale of REO | 484,158 | 318,750 | |
| Purchase of premises and equipment | −1 | −978,347 | |
| Purchase of Bankers Bank stock | — | −992,250 | |
| Net cash flows from investing activities | −3 | −12 | |
| Change in deposit accounts | −36 | 4 | |
| Change in advances from borrowers for taxes and insurance | 307,055 | 667,301 | |
| Proceeds from stock offering | 79 | — | |
| Stock offering costs | −4 | — | |
| Purchase of ESOP shares | −6 | — | |
| Net cash flows from financing activities | 34 | 5 | |
| Net change in cash and cash equivalents | 32 | −9 | |
| Cash paid during the year for Interest | 6 | 7 | |
| Taxes paid during the period | — | 50,000 | |
| Premises and Equipment transferred to ORE | 729,427 | 138,900 |
Filings
Filing historySign up free to browse every 10-K, 10-Q, 8-K, and proxy this filer has submitted to the SEC.Sign up free · Upgrade to Pro
Material Events
Material EventsTrack every 8-K filing and material event — AI-summarized, timelined, and alertable.Sign up free · Upgrade to Pro
Insiders
Insider ActivitySee executive buy/sell windows and insider trade activity over rolling 30/90/365-day windows.Sign up free · Upgrade to Pro
Institutional Holders
Institutional HoldersSee which funds hold this stock and track position changes quarter over quarter.Sign up free · Upgrade to Pro