International Money Express, Inc.

Listed Company

IMXICIK 0001683695NasdaqAcceleratedServices-Business Services, NecDelawareFY ends Dec 31

Period

FY 2025

Revenue

—

Net Income

$32.67M

Total Assets

—

Equity

—

Shares Out

30.09M

Op. Cash Flow

$36.89M

IMXI$13.43+37.74% · past yearDBEQ Basic

Daily closing prices

Business

International Money Express, Inc. (Intermex) is a global omnichannel money remittance services company focused on corridors between the United States and Latin America, the Caribbean, Africa, and Asia, as well as from Canada and Europe to those regions. The company offers money transfer services through a network of over 100,000 independent sending and paying agents, 118 company-operated stores, and digital channels including websites and mobile applications. Intermex generates revenue from consumer fees, foreign exchange spreads, and Remittance-as-a-Service partnerships with digital partners, operating as a single reportable segment.

Summary from 10-K filed 2026-03-06

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Total revenues	608	659	659	547	459
Service charges from agents and banks	389	429	431	365	307
Salaries and benefits	75	68	70	52	43
Other selling, general and administrative expenses	51	41	43	34	30
Provision for credit losses	8	6	5	—	—
Restructuring costs	700,000	3	1	0	—
Transaction costs	11	2	400,000	3	1
Goodwill impairment	1	0	0	—	—
Depreciation and amortization	17	14	13	9	9
Total operating expenses	552	564	563	464	391
Operating income	56	95	95	83	68
Gain contingency	3	0	0	—	—
Interest expense	12	12	10	6	—
Income before income taxes	47	83	85	77	63
Income tax provision	14	24	26	20	16
Net income	33	59	60	57	47
Other comprehensive income (loss)	2	−2	404,000	−66,000	−63,000
Comprehensive income	34	57	60	57	47
Basic (in dollars per share)	1.09	1.81	1.67	1.52	1.22
Diluted (in dollars per share)	1.08	1.79	1.63	1.48	1.2
Basic (in shares)	30	32	36	38	38
Diluted (in shares)	30	33	36	39	39

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents	169	131	—	—	—
Accounts receivable, net of allowance of $$5,530 and $$3,546, respectively	105	107	155	130	67
Prepaid wires, net	59	49	28	90	57
Prepaid expenses and other current assets	20	11	10	13	7
Total current assets	353	298	433	382	264
Property and equipment, net	57	50	32	28	18
Goodwill	54	55	54	50	36
Intangible assets, net	25	27	18	20	15
Other assets	28	32	40	32	7
Total assets	518	462	577	512	341
Accounts payable	15	20	37	26	23
Wire transfers and money orders payable, net	88	85	125	112	56
Accrued and other liabilities	38	47	55	42	34
Total current liabilities	141	152	223	185	117
Debt, net	195	157	181	150	79
Lease liabilities, net	15	19	23	23	—
Deferred tax liability, net	5	250,000	659,000	4	1
Total long-term liabilities	216	175	204	177	81
Commitments and contingencies, see Note 19	—	—	—	—	—
Preferred stock $0.0001 par value; 5,000,000 shares authorized, none issued or outstanding	0	0	0	—	—
Common stock $0.0001 par value; 200,000,000 shares authorized, 40,682,683 and 40,164,056 shares issued and 29,719,115 and 30,548,702 shares outstanding as of December 31, 2025 and 2024, respectively	4,000	4,000	4,000	4,000	4,000
Additional paid-in capital	88	80	76	70	67
Retained earnings	290	257	199	139	82
Accumulated other comprehensive income (loss)	104,000	−1	262,000	−142,000	−76,000
Treasury stock, at cost; 10,963,568 and 9,615,354 shares as of December 31, 2025 and 2024, respectively	−217	−201	−126	−59	—
Total stockholders equity	161	135	149	150	143
Total liabilities and stockholders equity	518	462	577	512	341

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Share-based compensation	9	7	8	7	5
Fair value of contingent consideration	0	0	−763,000	0	0
Debt origination costs amortization	1	1	1	998,000	875,000
Deferred income tax provision (benefit), net	5	−448,000	−3	−503,000	734,000
Gain contingency	3	0	0	—	—
Non-cash lease expense	7	7	8	3	0
Loss on disposal of property and equipment	1	2	2	788,000	1
Total adjustments	54	37	33	24	19
Accounts receivable	−7	42	−29	−49	−14
Prepaid wires, net	−7	−24	68	−32	−4
Prepaid expenses and other assets	−9	6	−7	−4	−6
Lease liabilities	−8	−6	−6	594,000	0
Wire transfers and money orders payable, net	36,000	−36	4	20	15
Accounts payable and accrued and other liabilities	−18	−23	21	−1	22
Net cash provided by operating activities	37	53	144	15	78
Cash used in business acquisitions, net of cash and cash equivalents acquired	0	−1	−5	−131,000	0
Cash used in asset acquisitions	0	−12	0	0	—
Purchases of property and equipment	−21	−30	−13	−12	−11
Proceeds from sale of real estate property	407,000	0	0	—	—
Acquisition of agent locations	−1	−700,000	0	−225,000	−185,000
Net cash used in investing activities	−22	−44	−18	−13	−11
Repayments of term loan facility	0	−75	−5	−4	−44
Borrowings under revolving credit facility	8,085	3,019	38	76	—
Repayments of Lines of Credit	−8,046	−2,977	0	0	—
Debt origination costs	0	−3	−751,000	−50,000	−3
Proceeds (payments) from exercise of options	46,000	−669,000	1	2	—
Payments for stock-based awards	−1	−2	−4	−5	−849,000
Repurchases of common stock	−16	−75	−66	−54	−6
Other financing activities	−52,000	0	0	—	—
Net cash provided by (used in) financing activities	21	−114	−37	14	−10
Effect of exchange rate changes on cash and cash equivalents	3	−4	2	316,000	−142,000
Net increase (decrease) in cash and cash equivalents	38	−109	90	17	58
Cash paid for interest	11	10	9	5	4
Cash paid for income taxes	18	25	22	24	13
Lease liabilities arising from obtaining right-of-use assets	3	2	6	23	0
Settlement of receivables from agent acquisitions	2	0	0	—	—
Accrued liabilities related to agent acquisitions	150,000	0	0	—	—
Contingent consideration liability	0	0	600,000	1	0
Settlement of preexisting receivable balance from LAN Holdings against the consideration transferred	0	0	3	0	0
Issuance of common stock for cashless exercise of options	0	4	0	9	3
Settlement of contingent consideration and acquisition related liabilities	2	0	0	—	—

Filings

Filing historySign up free to browse every 10-K, 10-Q, 8-K, and proxy this filer has submitted to the SEC.Sign up free · Upgrade to Pro

Material Events

Material EventsTrack every 8-K filing and material event — AI-summarized, timelined, and alertable.Sign up free · Upgrade to Pro

Insiders

Insider ActivitySee executive buy/sell windows and insider trade activity over rolling 30/90/365-day windows.Sign up free · Upgrade to Pro

Institutional Holders

Institutional HoldersSee which funds hold this stock and track position changes quarter over quarter.Sign up free · Upgrade to Pro

Frequently asked questions

What is International Money Express, Inc.'s CIK number?

International Money Express, Inc.'s SEC CIK number is 0001683695 (1683695). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find International Money Express, Inc.'s SEC filings?

All of International Money Express, Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did International Money Express, Inc. last report earnings?

International Money Express, Inc. (IMXI) most recently filed an earnings 8-K with the SEC on Aug 11, 2025, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001683695-25-000098). This is International Money Express, Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is International Money Express, Inc.'s most recent earnings 8-K?

International Money Express, Inc.'s latest earnings 8-K (Item 2.02) was filed Aug 11, 2025 under accession 0001683695-25-000098. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View International Money Express, Inc.'s latest earnings 8-K →
Look up any company's CIK number →