Jiayin Group Inc.
Business
Jiayin Group Inc. is a fintech company that operates an online consumer finance platform facilitating connections between underserved individual borrowers and institutional funding partners in China. It offers unsecured short-term consumer loan facilitation, preliminary risk assessment and proprietary credit scoring, guarantee services via licensed financing guarantee subsidiaries or third-party cooperators, and mobile and web applications with user support. Key business segments include loan facilitation to borrowers, services to institutional funding partners and licensed financing guarantee companies, and technology and risk‑management operations. The company distributes services primarily across Mainland China through online channels and partnerships with banks, trusts and consumer finance firms, while exploring select developing overseas markets.
Summary from filing dated 2025-04-28
Financials
Latest annual snapshot (FY2025, period end 2025-12-31). Full statement history unavailable for this entity.
| Revenue | $889.76M |
| Net income | $219.61M |
| Total assets | $1.25B |
| Total liabilities | $618.40M |
| Stockholders' equity | $633.91M |
| Operating cash flow | $179.80M |