JACK HENRY & ASSOCIATES INC

Listed Company

JKHYCIK 0000779152NasdaqLarge AcceleratedServices-Computer Integrated Systems DesignDelawareFY ends Jun 30

Period

FY 2025

Revenue

$2.38B

Net Income

$455.75M

Total Assets

$3.04B

Equity

$2.13B

Shares Out

71.05M

Op. Cash Flow

$641.50M

JKHY$151.63−15.30% · past yearDBEQ Basic

Daily closing prices

Business

Jack Henry & Associates is a financial technology company providing core data processing systems, complementary software solutions, and services to community and regional banks and credit unions. It offers three core banking platforms (SilverLake System, CIF 20/20, Core Director) serving over 950 banks, one core credit union platform (Symitar) serving approximately 715 credit unions, and non-core specialized solutions to over 5,710 additional clients. Solutions are delivered on-premise or via private cloud; support includes implementation, training, hosting, electronic payments, digital banking, fraud detection, and regulatory compliance services. Jack Henry serves approximately 7,400 financial institutions and corporate entities across the United States.

Summary from 10-K filed 2025-08-25

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-06-30	FY 2024 2024-06-30	FY 2023 2023-06-30	FY 2022 2022-06-30	FY 2021 2021-06-30
REVENUE	2,375	2,216	2,078	1,943	1,758
Cost of Revenue	1,361	1,299	1,219	1,129	1,063
Research and Development	163	148	143	121	109
Selling, General, and Administrative	283	278	235	218	187
Total Expenses	1,807	1,726	1,597	1,468	1,360
OPERATING INCOME	569	489	481	475	399
Interest Income	28	25	9	32,000	—
Interest Expense	10	16	15	2	—
TOTAL INTEREST INCOME (EXPENSE)	17	9	−6	−2	−994,000
INCOME BEFORE INCOME TAXES	586	498	475	472	398
PROVISION FOR INCOME TAXES	130	116	108	109	86
NET INCOME	456	382	367	363	311
Basic earnings per share	6.25	5.24	5.03	4.95	4.12
Weighted average shares outstanding for basic earnings per share	73	73	73	73	76
Diluted earnings per share	6.24	5.23	5.02	4.94	4.12
Weighted average shares outstanding for diluted earnings per share	73	73	73	73	76

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-06-30	FY 2024 2024-06-30	FY 2023 2023-06-30	FY 2022 2022-06-30	FY 2021 2021-06-30
Cash and cash equivalents	102	38	12	49	51
Receivables, net	318	333	361	348	307
Income tax receivable	0	6	8	14	30
Prepaid expenses and other	180	169	169	126	110
Deferred costs	76	86	78	57	46
Assets held for sale	6	0	0	20	0
Total current assets	681	632	628	614	544
PROPERTY AND EQUIPMENT, net	221	215	206	212	252
Non-current deferred costs	208	183	161	144	127
Computer software, net of amortization	617	593	566	411	368
Other non-current assets	444	418	323	294	249
Other intangible assets, net of amortization	20	22	20	25	26
Goodwill	805	805	805	687	687
Total other assets	2,142	2,077	1,940	1,630	1,540
Total assets	3,044	2,924	2,774	2,456	2,336
Accounts payable	28	25	19	21	18
Accrued expenses	207	201	173	192	183
Accrued income taxes	10	0	—	—	—
Current maturities of long-term debt	0	90	0	—	—
Deferred revenues	290	318	332	331	320
Total current liabilities	536	634	524	544	521
Non-current deferred revenues	73	71	68	71	76
Deferred income tax liability	240	244	244	293	261
Debt, net of current maturities	0	60	275	—	—
Other long-term liabilities	64	74	54	51	59
Total long-term liabilities	377	448	642	530	496
Total liabilities	913	1,082	1,165	1,074	1,017
Preferred stock, par value	1	1	1	1	1
Preferred stock, authorized shares	500,000	500,000	500,000	500,000	500,000
Preferred stock, issued shares	0	0	0	0	0
Preferred stock - $1 par value; 500,000 shares authorized, none issued	0	0	0	0	0
Common stock, par value	0.01	0.01	0.01	0.01	0.01
Common stock, authorized shares	250	250	250	250	250
Common stock, issued shares	104	104	104	104	104
Common stock - $0.01 par value; 250,000,000 shares authorized; 104,415,989 shares issued at June 30, 2025; 104,245,089 shares issued at June 30, 2024	1	1	1	1	1
Additional paid-in capital	652	620	584	551	519
Retained earnings	3,373	3,082	2,856	2,636	2,412
Treasury stock, common, shares	32	31	31	31	—
Less treasury stock at cost; 31,579,598 shares at June 30, 2025; 31,372,959 shares at June 30, 2024	−1,895	−1,860	−1,832	−1,807	−1,613
Total stockholders' equity	2,131	1,842	1,609	1,382	1,319
Total liabilities and equity	3,044	2,924	2,774	2,456	2,336

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-06-30	FY 2024 2024-06-30	FY 2023 2023-06-30	FY 2022 2022-06-30	FY 2021 2021-06-30
Net Income	456	382	367	363	311
Depreciation	44	46	49	51	53
Amortization	161	154	142	127	123
Change in deferred income taxes	−3	−909,000	−48	32	17
Expense for stock-based compensation	28	29	29	25	21
(Gain)/loss on disposal of assets and businesses	2	4	−5	400,000	−2
Change in receivables	15	28	−12	−42	−6
Change in prepaid expenses, deferred costs and other	−51	−116	−112	−83	−57
Change in accounts payable	3	5	−6	7	−94,000
Change in accrued expenses	−3	37	−20	1	7
Change in income taxes	16	10	10	17	−11
Change in deferred revenues	−26	−11	−11	7	7
Net cash from operating activities	642	568	382	505	462
Payment for acquisitions, net of cash acquired	0	0	−230	0	−2
Capital expenditures	−53	−58	−39	−35	−23
Proceeds from the sale of assets	3,000	904,000	28	45,000	6
Purchased software	−5	−7	−2	−8	−7
Computer software developed	−172	−167	−166	−148	−128
Proceeds from investments	1	0	0	0	5
Purchase of investments	−2	−9	−1	−5	−13
Net cash from investing activities	−232	−240	−410	−196	−162
Borrowings on credit facilities	350	475	810	332	200
Repayments on credit facilities and financing leases	−500	−600	−650	−317	−100
Purchase of treasury stock	−35	−28	−25	−194	−432
Dividends paid	−165	−156	−147	−139	−134
Proceeds from issuance of common stock upon exercise of stock options	2,000	0	1,000	0	1,000
Tax withholding payments related to share based compensation	−8	−5	−9	−4	−8
Proceeds from sale of common stock	12	12	12	12	11
Net cash from financing activities	−346	−302	−8	−310	−462
NET CHANGE IN CASH AND CASH EQUIVALENTS	64	26	−37	−2	−162

Filings

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Frequently asked questions

What is JACK HENRY & ASSOCIATES INC's CIK number?

JACK HENRY & ASSOCIATES INC's SEC CIK number is 0000779152 (779152). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find JACK HENRY & ASSOCIATES INC's SEC filings?

All of JACK HENRY & ASSOCIATES INC's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did JACK HENRY & ASSOCIATES INC last report earnings?

JACK HENRY & ASSOCIATES INC (JKHY) most recently filed an earnings 8-K with the SEC on May 5, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0000779152-26-000021). This is JACK HENRY & ASSOCIATES INC's most recent earnings filing of record — not a forecast of its next earnings date.

What is JACK HENRY & ASSOCIATES INC's most recent earnings 8-K?

JACK HENRY & ASSOCIATES INC's latest earnings 8-K (Item 2.02) was filed May 5, 2026 under accession 0000779152-26-000021. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

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