Kinsale Capital Group, Inc.

Listed Company

KNSLCIK 0001669162NYSELarge AcceleratedFire, Marine & Casualty InsuranceFY ends Dec 31

Period

FY 2025

Revenue

$1.87B

Net Income

$503.61M

Total Assets

$6.04B

Equity

$1.96B

Shares Out

23.06M

Op. Cash Flow

$1.04B

+ 13F Filer

Business

Kinsale Capital Group, Inc. is a property and casualty insurance holding company that focuses exclusively on the excess and surplus lines market, underwriting hard-to-place and nonstandard risks. It offers a broad array of commercial and personal insurance coverages, including commercial property, casualty, small business, construction, specialty casualty lines and high-value homeowners products. The company operates through its insurance subsidiary, a management services company, a broker subsidiary and real estate affiliates, organized into commercial and personal divisions. Kinsale distributes policies across all U.S. states and territories primarily through independent insurance brokers and its wholly-owned broker, Aspera.

Summary from filing dated 2025-02-21

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Gross written premiums	1,977	1,870	1,569	1,102	764
Ceded written premiums	−361	−393	−304	−165	−104
Net written premiums	1,616	1,477	1,265	937	660
Change in unearned premiums	−40	−127	−192	−143	−77
Net earned premiums	1,576	1,350	1,073	794	583
Insurance Fee Income	41	34	27	20	14
Net investment income	192	150	102	51	31
Change in the fair value of equity securities	59	43	15	−28	23
Net realized investment gains	4	7	6	1	3
Change in allowance for credit losses on investments	−2,000	526,000	−187,000	−366,000	—
Other income	2	2	1	697,000	212,000
Total revenues	1,874	1,588	1,224	839	653
Losses and loss adjustment expenses	891	773	600	458	—
Underwriting, acquisition and insurance expenses	337	286	229	180	139
Interest expense	11	10	10	4	994,000
Other expenses	2	4	942,000	721,000	669,000
Total expenses	1,240	1,073	840	643	465
Income before income taxes	634	515	384	196	189
Income tax expense	131	100	76	36	36
Net income	504	415	308	159	153
Change in unrealized gains (losses) on available-for-sale investments, net of taxes	67	−3	40	−153	−23
Total comprehensive income	570	412	348	6	129
Basic (per share)	21.76	17.92	13.37	6.97	6.73
Diluted (per share)	21.65	17.78	13.22	6.88	6.62
Basic (shares)	23	23	23	23	23
Diluted (shares)	23	23	23	23	23

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Fixed-maturity securities available-for-sale, at fair value (amortized cost: $4,382,725 allowance for credit loss: $29 2025; $3,663,031 and $27 2024)	4,341	3,538	2,712	1,760	1,392
Equity securities, at fair value (cost: $482,926 2025; $313,722 2024)	626	398	235	152	173
Real Estate Investments, Net	55	15	15	76	0
Short-Term Investments	4	4	6	41	0
Total investments	5,027	3,955	2,967	2,030	1,565
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation	163	113	127	156	121
Investment income due and accrued	31	27	22	14	8
Premiums and fees receivable, net of allowance for credit losses of $27,328 in 2025 and $26,926 in 2024	125	140	143	106	71
Reinsurance recoverables, net of allowance for credit losses of $1,072 in 2025 and $932 in 2024	394	338	248	220	123
Ceded unearned premiums	45	53	53	43	34
Deferred policy acquisition costs, net of ceding commissions	119	109	88	62	42
Intangible assets	4	4	4	4	4
Deferred income tax asset, net	42	60	56	57	2
Other assets	94	88	66	55	57
Total assets	6,044	4,887	3,773	2,747	2,026
Gross reserves for unpaid losses and loss adjustment expenses, beginning of year	2,891	2,286	1,693	1,238	881
Unearned premiums	860	828	701	500	348
Payable to reinsurers	34	44	48	32	16
Accounts payable and accrued expenses	66	55	45	31	23
Long-Term Debt	224	184	184	196	43
Other liabilities	8	6	16	4	15
Total liabilities	4,084	3,403	2,686	2,002	1,326
Contingencies	—	—	—	—	—
Common stock, shares issued (in shares)	23	23	23	23	23
Common stock, $0.01 par value, 400,000,000 shares authorized, 23,380,413 shares issued and 23,145,751 shares outstanding at December 31, 2025; 23,294,783 shares issued and 23,272,157 shares outstanding at December 31, 2024	234,000	233,000	232,000	231,000	228,000
Additional paid-in capital	374	361	353	347	295
Retained earnings	1,717	1,229	828	533	386
Accumulated other comprehensive loss	−31	−97	−95	−135	18
Treasury Stock, Common, Shares	234,662	22,626	0	—	—
Treasury Stock, Value	−101	−10	0	—	—
Stockholders' equity	1,960	1,484	1,087	745	699
Total liabilities and stockholders' equity	6,044	4,887	3,773	2,747	2,026
Common stock, par value (in dollars per share)	0.01	0.01	0.01	0.01	0.01
Common stock, shares authorized (in shares)	400	400	400	400	400
Common stock, shares outstanding (in shares)	23	23	23	23	23
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Excluding Accrued Interest	29,000	27,000	553,000	366,000	0

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Net investment gains	−4	−7	−6	−1	−3
Change in allowance for credit losses on investments	−2,000	526,000	−187,000	−366,000	—
Deferred tax (benefit) expense	343,000	−4	−9	−14	−576,000
Depreciation and amortization	6	6	3	3	2
Stock compensation expense	18	14	9	7	5
Investment income due and accrued	−4	−6	−7	−7	−1
Premiums receivable, net	15	3	−37	−35	−22
Reserves for unpaid loss and loss adjustment expenses	605	593	454	357	245
Unearned premiums	32	127	202	152	87
Reinsurance balances, net	−58	−94	−21	−91	−36
Deferred policy acquisition costs	−9	−21	−27	−20	−10
Income taxes (recoverable) payable	761,000	−359,000	742,000	8	−4
Accounts payable and accrued expenses	11	9	13	8	10
Other	−14	−15	−7	4	4
Net cash provided by operating activities	1,044	976	860	558	407
Purchase of property and equipment	−54	−24	−7	−7	−6
Purchase of real estate investment	0	−312,000	−2	−77	0
Sale of property and equipment	0	0	62	0	0
Payments for (Proceeds from) Short-Term Investments	559,000	2	37	−41	0
Purchases - fixed-maturity securities	−2,494	−1,558	−1,317	−751	−655
Purchases - equity securities	−183	−156	−87	−12	−25
Sales - fixed-maturity securities	1,168	289	246	63	113
Sales - equity securities	15	34	31	5	5
Maturities and calls - fixed-maturity securities	626	452	177	110	216
Net cash provided by (used in) investing activities	−922	−960	−861	−709	−352
Proceeds from Lines of Credit	40	0	0	73	0
Repayments of Long-Term Lines of Credit	0	0	−62	−43	0
Debt issuance costs	0	0	−164,000	−2	0
Proceeds from Issuance of Long-Term Debt	0	0	50	125	0
Payroll taxes withheld and remitted on share-based payments	−6	−7	−4	−3	−2
Common stock issued, stock options exercised	681,000	1	877,000	1	982,000
Dividends paid	−16	−14	−13	−12	−10
Payments for Repurchase of Common Stock	−90	−10	0	0	—
Net cash provided by (used in) financing activities	−71	−30	−29	186	−11
Net change in cash and cash equivalents	50	−13	−30	35	44
Income Taxes Paid, Net	130	104	85	—	—

Filings

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Holdings (13F)

Portfolio as of 2026-01-14 · 2 positions

Reported AUM

$119.29M

Holdings

Top sector

$119.29M

Top sectors

Sector	Value	% of portfolio
Uncategorized	$119.29M	100.0%

Top holdings

Issuer	Ticker	Shares	Value	%
VANGUARD INDEX FDS	—	338.1K	$76.98M	64.5%
VANGUARD WHITEHALL FDS	—	376.9K	$42.31M	35.5%

Frequently asked questions

What is Kinsale Capital Group, Inc.'s CIK number?

Kinsale Capital Group, Inc.'s SEC CIK number is 0001669162 (1669162). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find Kinsale Capital Group, Inc.'s SEC filings?

All of Kinsale Capital Group, Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did Kinsale Capital Group, Inc. last report earnings?

Kinsale Capital Group, Inc. (KNSL) most recently filed an earnings 8-K with the SEC on Apr 23, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001669162-26-000025). This is Kinsale Capital Group, Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is Kinsale Capital Group, Inc.'s most recent earnings 8-K?

Kinsale Capital Group, Inc.'s latest earnings 8-K (Item 2.02) was filed Apr 23, 2026 under accession 0001669162-26-000025. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View Kinsale Capital Group, Inc.'s latest earnings 8-K →
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