LexinFintech Holdings Ltd.
Business
LexinFintech Holdings Ltd. is a consumer finance technology company that operates an online consumer finance ecosystem in China, applying AI and big data for credit risk assessment and management. It offers credit facilitation, tech-empowerment (fintech SaaS and profit-sharing models), installment e-commerce platform services, subscription services, and financing guarantee and microcredit capabilities. Its key business segments include credit facilitation, tech-empowerment/fintech SaaS, installment e-commerce, and financing guarantee/microcredit operations. LexinFintech primarily serves young Chinese consumers through its Fenqile app and acquires users via online advertising, organic traffic, offline sales teams and e-commerce channels.
Summary from filing dated 2025-04-18
Financials
Latest annual snapshot (FY2025, period end 2025-12-31). Full statement history unavailable for this entity.
| Revenue | $1.88B |
| Net income | $239.82M |
| Total assets | $3.31B |
| Total liabilities | $1.60B |
| Stockholders' equity | $1.71B |
| Operating cash flow | $516.86M |