CPI Card Group Inc.

Listed Company

PMTSCIK 0001641614NasdaqAcceleratedSmaller ReportingCommercial PrintingDelawareFY ends Dec 31

Period

FY 2025

Revenue

$543.53M

Net Income

$14.95M

Total Assets

$403.19M

Equity

$-17.33M

Shares Out

11.48M

Op. Cash Flow

$59.50M

PMTS$18.77−13.90% · past yearDBEQ Basic

Daily closing prices

Business

CPI Card Group Inc. is a payments technology company providing physical and digital payment solutions to U.S. financial institutions, processors, fintechs, and prepaid program managers. The company produces secure debit and credit cards, personalization services, instant issuance solutions via its Card@Once SaaS platform, and prepaid debit cards with secure packaging. CPI operates through two main segments—Debit and Credit, and Prepaid Debit—serving a diverse customer base from large card issuers to small community banks and prepaid program managers, primarily through direct sales and indirect channels via resellers.

Summary from 10-K filed 2026-03-05

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Revenue	544	481	445	476	375
Cost of goods sold	373	309	289	300	234
Gross profit	170	171	155	176	141
Selling, general and administrative expenses	115	108	94	97	82
Income from operations	55	63	62	79	59
Interest, net	−32	−34	−27	−30	−31
Loss on debt extinguishment	−287,000	−3	−243,000	−474,000	−5
Other expense, net	−348,000	−691,000	28,000	−367,000	14,000
Total other expense, net	−33	−38	−27	−30	−36
Income before income taxes and equity in losses of unconsolidated affiliates	22	25	—	—	—
Income tax expense	−7	−6	−10	−13	−8
Equity in losses of unconsolidated affiliates	−134,000	—	—	—	—
Net income	15	20	24	37	16
Basic earnings per share (in dollars per share)	1.32	1.75	2.1	3.24	1.42
Diluted earnings per share (in dollars per share)	1.25	1.64	2.01	3.11	1.36
Basic weighted-average shares outstanding (in shares)	11	11	11	11	11
Diluted weighted-average shares outstanding (in shares)	12	12	12	12	12
Total comprehensive income	15	20	24	37	16

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents	22	34	12	11	21
Accounts receivable, net	95	85	74	81	61
Inventories, net	72	73	71	68	58
Prepaid expenses and other current assets	16	11	9	8	6
Total current assets	205	203	165	168	146
Plant, equipment, leasehold improvements and operating lease right-of-use assets, net	108	69	63	57	—
Intangible assets, net	19	10	14	18	22
Goodwill	49	47	47	47	47
Other assets	23	20	4	7	6
Total assets	403	350	294	297	268
Accounts payable	28	16	13	24	26
Accrued expenses	52	58	36	40	37
Deferred revenue and customer deposits	4	1	840,000	4	1
Total current liabilities	84	76	49	68	65
Long-term debt	287	280	265	286	304
Deferred income taxes	2	3	7	7	5
Other long-term liabilities	48	26	24	18	16
Total liabilities	421	385	346	379	389
Commitments and contingencies (Note 14)	—	—	—	—	—
Series A Preferred Stock; $0.001 par value-100,000 shares authorized; 0 shares issued and outstanding at December 31, 2025 and 2024	—	—	—	—	—
Common stock; $0.001 par value-100,000,000 shares authorized; 11,456,061 and 11,240,507 shares issued and outstanding at December 31, 2025 and 2024, respectively	11,000	11,000	11,000	11,000	11,000
Capital deficit	−102	−105	−102	−108	−111
Accumulated earnings	85	70	50	26	−10
Total stockholders' deficit	−17	−36	−52	−82	−121
Total liabilities and stockholders' deficit	403	350	294	297	268

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Net income	15	20	24	37	16
Depreciation expense	18	13	12	11	—
Amortization expense	4	4	4	4	—
Stock-based compensation expense	7	9	8	3	1
Amortization of debt issuance costs	1	2	2	2	2
Loss on early extinguishment of debt	887,000	9	243,000	—	—
Deferred income taxes and other, net	6	−4	−324,000	—	—
Accounts receivable, net	−686,000	−12	7	−20	−6
Inventories	4	−2	−2	−11	−33
Prepaid expenses and other assets	10	−20	2	−3	−4
Income taxes, net	−3	985,000	−1	362,000	10
Accounts payable	8	3	−11	−453,000	7
Accrued expenses and other liabilities	−12	22	−8	2	10
Deferred revenue and customer deposits	2	645,000	−3	2	−690,000
Cash provided by operating activities	60	43	34	31	20
Capital expenditures for plant, equipment and leasehold improvements, net	−18	−9	−6	−18	−10
Cash paid for acquisition, net of cash acquired	−44	—	—	—	—
Cash paid for purchase of equity method investment	−3	—	—	—	—
Other	63,000	36,000	183,000	95,000	156,000
Cash used in investing activities	−65	−9	−6	−18	−10
Proceeds from borrowings on debt	67	285	—	—	—
Payments on debt	−62	−268	—	—	—
Payments on finance lease obligations	−8	−5	−4	−3	−2
Common stock repurchased	—	−9	−250,000	—	—
Debt issuance costs	−264,000	−7	—	−262,000	−9
Payment for debt early redemption premium	−600,000	−6	−368,000	−2	−3
Taxes withheld and paid on stock-based compensation awards	−2	−4	−368,000	—	—
Cash used in financing activities	−6	−13	−26	−23	−47
Net (decrease) increase in cash and cash equivalents	−12	21	1	−10	−37
Interest paid	32	26	26	28	22
Right-of-use assets obtained in exchange for lease obligations- Operating leases	12	1	3	816,000	7
Right-of-use assets obtained in exchange for lease obligations- Financing leases	16	10	11	9	2
Accounts payable and accrued expenses for capital expenditures for plant, equipment and leasehold improvements	2	662,000	102,000	462,000	3
Non-cash equity method investment	8	—	—	—	—
Non-cash equity in losses of unconsolidated affiliates	−134,000	—	—	—	—

Filings

Filing historySign up free to browse every 10-K, 10-Q, 8-K, and proxy this filer has submitted to the SEC.Sign up free · Upgrade to Pro

Material Events

Material EventsTrack every 8-K filing and material event — AI-summarized, timelined, and alertable.Sign up free · Upgrade to Pro

Insiders

Insider ActivitySee executive buy/sell windows and insider trade activity over rolling 30/90/365-day windows.Sign up free · Upgrade to Pro

Institutional Holders

Institutional HoldersSee which funds hold this stock and track position changes quarter over quarter.Sign up free · Upgrade to Pro

Frequently asked questions

What is CPI Card Group Inc.'s CIK number?

CPI Card Group Inc.'s SEC CIK number is 0001641614 (1641614). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find CPI Card Group Inc.'s SEC filings?

All of CPI Card Group Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did CPI Card Group Inc. last report earnings?

CPI Card Group Inc. (PMTS) most recently filed an earnings 8-K with the SEC on May 5, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001104659-26-055234). This is CPI Card Group Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is CPI Card Group Inc.'s most recent earnings 8-K?

CPI Card Group Inc.'s latest earnings 8-K (Item 2.02) was filed May 5, 2026 under accession 0001104659-26-055234. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View CPI Card Group Inc.'s latest earnings 8-K →
Look up any company's CIK number →