Qfin Holdings, Inc.
Business
Qfin Holdings, Inc. operates an AI-empowered Credit‑Tech platform in China that connects underserved consumers and SMEs with diversified financial institutions throughout the loan lifecycle. It offers technology services including borrower acquisition, fraud detection and credit assessment (Argus Engine), pricing models, loan facilitation, post‑facilitation services, guarantee services and the Qifu Jietiao app as its primary user interface. Its business is organized into credit‑driven services and platform services (including its capital‑light model, Intelligence Credit Engine and end‑to‑end technology solutions). It serves the Chinese market via partnerships with national and regional banks, consumer finance companies and leading online platforms using online advertising, embedded finance, APIs, referrals and offline channels.
Summary from filing dated 2025-03-25
Financials
Latest annual snapshot (FY2025, period end 2025-12-31). Full statement history unavailable for this entity.
| Revenue | $2.75B |
| Net income | $854.51M |
| Total assets | $8.14B |
| Total liabilities | $4.69B |
| Stockholders' equity | $3.45B |
| Operating cash flow | $1.58B |