RENAISSANCERE HOLDINGS LTD
Business
RenaissanceRe Holdings Ltd. is a global provider of reinsurance and insurance, offering property, casualty and specialty reinsurance and insurance solutions primarily through intermediaries. The company operates two reportable segments: Property (catastrophe and other property reinsurance) and Casualty and Specialty (general casualty, professional liability, credit and specialty reinsurance). RenaissanceRe generates profit through underwriting income, fee income from managing third-party capital via joint ventures and managed funds, and investment income, with offices across Bermuda, Australia, Canada, Ireland, Singapore, Switzerland, the U.K., and the U.S.
Summary from 10-K filed 2026-02-11
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross premiums written (Note 7) | 11,738 | 11,733 | 8,862 | 9,214 | 7,834 | |
| Net premiums written (Note 7) | 9,870 | 9,952 | 7,468 | 7,196 | 5,939 | |
| Decrease (increase) in unearned premiums | 31 | 144 | 3 | −862 | −745 | |
| Net premiums earned (Note 7) | 9,901 | 10,096 | 7,471 | 6,334 | 5,194 | |
| Net investment income (Note 5) | 1,703 | 1,654 | 1,253 | 560 | 319 | |
| Net foreign exchange gains (losses) | −14 | −76 | −41 | −57 | −41 | |
| Equity in earnings (losses) of other ventures (Note 5) | 71 | 47 | 43 | 11 | 12 | |
| Other income (loss) | 4 | 2 | −6 | 13 | 11 | |
| Net realized and unrealized gains (losses) on investments | 1,181 | −28 | 415 | −1,800 | −218 | |
| Total revenues | 12,848 | 11,695 | 9,135 | 5,060 | 5,278 | |
| Net claims and claim expenses incurred (Notes 7 and 8) | 5,616 | 5,333 | 3,574 | 4,339 | 3,876 | |
| Acquisition expenses | 2,551 | 2,644 | 1,875 | 1,569 | 1,215 | |
| Operational expenses | 464 | 497 | 375 | 277 | 212 | |
| Corporate expenses | 82 | 135 | 128 | 47 | 41 | |
| Interest expense (Note 9) | 121 | 94 | 73 | 48 | — | |
| Total expenses | 8,834 | 8,702 | 6,025 | 6,279 | 5,392 | |
| Income (loss) before taxes | 4,014 | 2,993 | 3,110 | −1,219 | −114 | |
| Income tax benefit (expense) (Note 15) | −396 | −33 | 510 | 59 | 11 | |
| Net income (loss) | 3,618 | 2,961 | 3,620 | −1,160 | −103 | |
| Net (income) loss attributable to redeemable noncontrolling interests (Note 10) | −935 | −1,090 | −1,059 | 99 | 63 | |
| Net income (loss) attributable to RenaissanceRe | 2,682 | 1,870 | 2,561 | −1,061 | −40 | |
| Dividends on preference shares (Note 12) | −35 | −35 | −35 | −35 | −33 | |
| Net income (loss) available (attributable) to RenaissanceRe common shareholders | 2,647 | 1,835 | 2,526 | −1,097 | −73 | |
| Net income (loss) available (attributable) to RenaissanceRe common shareholders per common share basic (in dollars per share) | 56.23 | 35.31 | 52.4 | −25.5 | −1.57 | |
| Net income (loss) available (attributable) to RenaissanceRe common shareholders per common share diluted (in dollars per share) | 56.03 | 35.21 | 52.27 | −25.5 | −1.57 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Fixed maturity investments trading, at fair value - amortized cost $24,658,351 at December 31, 2025 (2024 - $23,750,540) (Notes 5 and 6) | 24,884 | 23,563 | 20,877 | 14,351 | 13,507 | |
| Short term investments, at fair value - amortized cost $4,760,027 at December 31, 2025 (2024 - $4,532,166) (Notes 5 and 6) | 4,760 | 4,532 | 4,604 | 4,669 | 5,298 | |
| Equity investments, at fair value (Notes 5 and 6) | 1,733 | 118 | 107 | 625 | 546 | |
| Other investments, at fair value (Notes 5 and 6) | 4,574 | 4,325 | 3,516 | 2,495 | 1,993 | |
| Investments in other ventures, under equity method (Note 5) | 122 | 103 | 113 | 80 | 98 | |
| Total investments | 36,073 | 32,639 | 29,216 | 22,220 | 21,443 | |
| Cash and cash equivalents | 1,731 | 1,677 | 1,878 | 1,194 | 1,859 | |
| Premiums receivable (Note 7) | 7,300 | 7,300 | 7,300 | 5,100 | 3,800 | |
| Prepaid reinsurance premiums | 994 | 888 | 925 | 1,021 | 855 | |
| Reinsurance recoverable (Notes 7 and 8) | 3,900 | 4,481 | 5,344 | 4,711 | 4,269 | |
| Accrued investment income | 234 | 238 | 206 | 122 | 56 | |
| Deferred acquisition costs and value of business acquired | 1,539 | 1,552 | 1,751 | 1,172 | 849 | |
| Deferred tax asset | 702 | 701 | 685 | 123 | — | |
| Receivable for investments sold | 415 | 92 | 622 | 351 | 380 | |
| Other assets | 328 | 444 | 324 | 262 | 224 | |
| Goodwill and other intangible assets (Note 4) | 633 | 704 | 775 | 238 | 243 | |
| Total assets | 53,800 | 50,708 | 49,007 | 36,553 | 33,960 | |
| Reserve for claims and claim expenses (Note 8) | 22,302 | 21,303 | 20,487 | 15,893 | 13,295 | |
| Unearned premiums | 6,028 | 5,950 | 6,136 | 4,559 | 3,531 | |
| Debt (Note 9) | 2,300 | 1,900 | 2,000 | 1,200 | 1,200 | |
| Reinsurance balances payable | 2,541 | 2,804 | 3,186 | 3,928 | 3,861 | |
| Payable for investments purchased | 533 | 151 | 662 | 494 | 1,171 | |
| Other liabilities | 856 | 1,060 | 1,022 | 648 | 755 | |
| Total liabilities | 34,590 | 33,156 | 33,451 | 26,692 | 23,781 | |
| Commitments and contingencies (Note 20) | — | — | — | — | — | |
| Redeemable noncontrolling interests (Note 10) | 7,602 | 6,978 | 6,101 | 4,535 | 3,554 | |
| Preference shares: $1.00 par value 30,000 shares issued and outstanding at December 31, 2025 (2024 30,000) (Note 12) | 750 | 750 | 750 | 750 | 750 | |
| Common shares: $1.00 par value 43,961,539 shares issued and outstanding at December 31, 2025 (2024 50,180,987) (Note 12) | 44 | 50 | 53 | 44 | 44 | |
| Additional paid-in capital (Note 12) | 0 | 1,512 | 2,144 | 476 | 608 | |
| Accumulated other comprehensive income (loss) | −13 | −15 | −14 | −15 | −11 | |
| Retained earnings (Note 12) | 10,827 | 8,276 | 6,522 | 4,071 | 5,233 | |
| Total shareholders equity attributable to RenaissanceRe | 11,609 | 10,574 | 9,455 | 5,325 | 6,624 | |
| Total liabilities, noncontrolling interests and shareholders equity | 53,800 | 50,708 | 49,007 | 36,553 | 33,960 |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Amortization, accretion and depreciation | −14 | 258 | −135 | −27 | −21 | |
| Equity in undistributed (earnings) losses of other ventures | −17 | 9 | −8 | 11 | 13 | |
| Net realized and unrealized (gains) losses on investments | −1,182 | −29 | −483 | 1,635 | 206 | |
| Premiums receivable | 38 | −10 | −127 | −1,358 | −887 | |
| Prepaid reinsurance premiums | −105 | 36 | 223 | −167 | −31 | |
| Reinsurance recoverable | 581 | 863 | 664 | −442 | −1,343 | |
| Deferred acquisition costs and value of business acquired | 14 | 199 | 37 | −323 | −216 | |
| Reserve for claims and claim expenses | 999 | 817 | −35 | 2,598 | 2,913 | |
| Unearned premiums | 78 | −186 | −227 | 1,028 | 768 | |
| Reinsurance balances payable | −264 | −382 | −1,040 | 67 | 373 | |
| Other | −52 | −372 | −579 | −259 | −437 | |
| Net cash provided by (used in) operating activities | 3,693 | 4,165 | 1,912 | 1,604 | 1,235 | |
| Proceeds from sales and maturities of fixed maturity investments trading | 12,687 | 23,515 | 21,797 | 22,086 | 15,544 | |
| Purchases of fixed maturity investments trading | −13,304 | −26,297 | −24,771 | −24,923 | −15,680 | |
| Proceeds from sales of short term investments | 45,560 | 31,772 | 41,153 | 26,613 | — | |
| Purchases of short term investments | −45,694 | −31,598 | −39,310 | −25,972 | — | |
| Proceeds from sales of equity investments | 2 | 463,000 | 566 | 659 | — | |
| Purchases of equity investments | −1,565 | −205,000 | −2 | −862 | — | |
| Proceeds from sales of other investments | 1,011 | 1,087 | 490 | 409 | — | |
| Purchases of other investments | −1,475 | −1,446 | −1,217 | −1,028 | — | |
| Purchases of investments in other ventures | −1 | −57 | −25 | −4 | −24 | |
| Return of investments in other ventures | 321,000 | 41 | 6 | 2 | 8 | |
| Net settlements of derivatives | 564 | −80 | −74 | — | — | |
| Net purchase of Validus | 0 | 0 | −2,434 | 0 | 0 | |
| Net cash provided by (used in) investing activities | −2,216 | −3,061 | −3,823 | −3,016 | −816 | |
| Dividends paid RenaissanceRe common shares | −75 | −81 | −75 | −65 | −68 | |
| Dividends paid preference shares | −35 | −35 | −35 | −35 | −33 | |
| RenaissanceRe common share repurchases | −1,600 | −667 | 0 | −167 | −1,028 | |
| RenaissanceRe common share issuance, net of expenses | 0 | 0 | 1,352 | 0 | 0 | |
| Repayment of debt | −450 | −75 | −30 | 0 | 0 | |
| Issuance of debt, net of expenses | 889 | 0 | 741 | 0 | 0 | |
| Repayment of Medici Revolving Credit Facility | −75 | −75 | 0 | 0 | 0 | |
| Drawdown of Medici Revolving Credit Facility | 75 | 75 | 75 | 0 | 30 | |
| Subscriptions of third-party redeemable noncontrolling interest shares | 212 | 537 | 983 | 1,278 | — | |
| Redemptions of third-party redeemable noncontrolling interest shares | −328 | −943 | −400 | −275 | — | |
| Taxes paid on withholding shares | −24 | −24 | −21 | −11 | −12 | |
| Net cash provided by (used in) financing activities | −1,411 | −1,288 | 2,589 | 725 | −302 | |
| Effect of exchange rate changes on foreign currency cash | −12 | −17 | 6 | 22 | 6 | |
| Net increase (decrease) in cash and cash equivalents | 55 | −201 | 683 | −665 | 122 | |
| Interest paid | 112 | 88 | 74 | 46 | 21 | |
| Non-cash consideration | 0 | 0 | 285 | 0 | 0 |
Filings
Material Events
Insiders
Institutional Holders
Holdings (13F)
Portfolio as of 2026-03-31 · 5 positions
Top sectors
| Sector | Value | % of portfolio |
|---|---|---|
| Uncategorized | $406.25M | 100.0% |
Top holdings
| Issuer | Ticker | Shares | Value | % |
|---|---|---|---|---|
| ISHARES TR | — | 5.06M | $235.28M | 57.9% |
| ESSENT GROUP LTD | — | 1.67M | $97.38M | 24.0% |
| VANECK ETF TRUST | — | 533.0K | $46.90M | 11.6% |
| UNIVERSAL INS HLDGS INC | — | 583.8K | $19.94M | 4.9% |
| TRUPANION INC | — | 263.0K | $6.74M | 1.7% |
Frequently asked questions
What is RENAISSANCERE HOLDINGS LTD's CIK number?
RENAISSANCERE HOLDINGS LTD's SEC CIK number is 0000913144 (913144). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find RENAISSANCERE HOLDINGS LTD's SEC filings?
All of RENAISSANCERE HOLDINGS LTD's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did RENAISSANCERE HOLDINGS LTD last report earnings?
RENAISSANCERE HOLDINGS LTD (RNR-PF) most recently filed an earnings 8-K with the SEC on Apr 28, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0000913144-26-000063). This is RENAISSANCERE HOLDINGS LTD's most recent earnings filing of record — not a forecast of its next earnings date.
What is RENAISSANCERE HOLDINGS LTD's most recent earnings 8-K?
RENAISSANCERE HOLDINGS LTD's latest earnings 8-K (Item 2.02) was filed Apr 28, 2026 under accession 0000913144-26-000063. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
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