Slide Insurance Holdings, Inc.
Business
Slide Insurance Holdings, Inc. is a technology-enabled coastal specialty property and casualty insurer launched in 2021, focusing on single-family, condominium, and commercial residential policies in Atlantic seaboard coastal states through its insurance subsidiaries. The company offers homeowners and commercial residential insurance products distributed through independent agents and direct-to-consumer channels, leveraging proprietary underwriting technology and a large policy-level dataset to assess risk profitability. Slide operates primarily in Florida with licenses in South Carolina, New York, New Jersey, and Rhode Island, and participates in Florida's Citizens depopulation program to assume policies from the state's insurer of last resort.
Summary from 10-K filed 2026-07-01
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 |
|---|---|---|---|
| Gross premiums written | 1,796 | 1,334 | |
| Change in unearned premiums | −304 | −237 | |
| Gross premiums earned | 1,491 | 1,097 | |
| Ceded premiums earned | −412 | −305 | |
| Net premiums earned | 1,080 | 792 | |
| Net investment income | 66 | 47 | |
| Policy fees | 8 | 7 | |
| Other income | 2 | 764,000 | |
| Total revenue | 1,156 | 847 | |
| Losses and loss adjustment expenses incurred, net | 235 | 339 | |
| Policy acquisition and other underwriting expenses | 139 | 86 | |
| General and administrative expenses | 176 | 138 | |
| Interest expense | 4 | 4 | |
| Depreciation | 5 | 2 | |
| Amortization expense | 8 | 8 | |
| Total expenses | 567 | 577 | |
| Net income before income tax expense | 589 | 270 | |
| Effective income tax rate | 145 | 69 | |
| Net income | 444 | 201 | |
| Weighted average shares outstanding (in thousands) - Basic | 93 | 56 | |
| Weighted average shares outstanding (in thousands) - Diluted | 132 | 121 | |
| Earnings per share - Basic | 4.75 | 3.58 | |
| Earnings per share - Diluted | 3.36 | 1.66 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2025 2025-05-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 |
|---|---|---|---|---|---|
| Fixed-maturity securities, available-for-sale, at estimated fair value (amortized costs: $580,122 and $464,585, respectively and allowance for credit losses: $0 and $0 respectively) | 590 | — | 465 | — | |
| Other investments, net | 4 | — | 5 | — | |
| Total invested assets | 594 | — | 470 | — | |
| Cash and cash equivalents | 1,201 | — | 493 | — | |
| Restricted cash | 786,000 | — | 631,000 | — | |
| Restricted cash - variable interest entity | 481 | — | 296 | — | |
| Accrued interest income | 7 | — | 6 | — | |
| Assumed premiums receivable | 34 | 71 | 10 | — | |
| Premiums receivable, net of allowance for credit loss of $3,294 and $2,295, respectively | 91 | — | 48 | — | |
| Reinsurance recoverable on paid losses, net of allowance for credit loss: $0 and $0, respectively | 16 | — | 0 | — | |
| Reinsurance recoverable on unpaid losses, net of allowance for credit loss: $0 and $0, respectively | 146 | — | 341 | — | |
| Prepaid reinsurance premiums | 203 | — | 148 | — | |
| Deferred tax assets | 18 | — | 17 | — | |
| Deferred policy acquisition costs | 94 | — | 65 | 43 | |
| Property and equipment, net | 12 | — | 14 | — | |
| Right-of-use lease asset, operating | 8 | — | 8 | — | |
| Intangibles, net | 99,000 | — | 8 | — | |
| Goodwill | 3 | — | 3 | 3 | |
| Prepaid expenses | 9 | — | 4 | — | |
| Other assets | 816,000 | — | 865,000 | — | |
| Total assets | 2,918 | — | 1,932 | — | |
| Loss and loss adjustment expense reserves | 440 | — | 595 | — | |
| Unearned premiums | 1,001 | — | 696 | — | |
| Commissions payable | 9 | — | 8 | — | |
| Advanced recoveries on reinsurance | 0 | — | 5 | — | |
| Deferred revenue | 90,000 | — | 90,000 | — | |
| Reinsurance premiums payable | 160 | — | 70 | — | |
| Long-term debt | 34 | — | 39 | — | |
| Interest rate swap liability | 62,000 | — | 117,000 | — | |
| Income taxes payable | 94 | — | 44 | — | |
| Advanced premiums | 31 | — | 12 | — | |
| Premium tax liabilities | 5 | — | 1 | — | |
| Accounts payable and accrued expenses | 20 | — | 14 | — | |
| Lease liability, operating | 10 | — | 9 | — | |
| Other liabilities | 3 | — | 4 | — | |
| Total liabilities | 1,805 | — | 1,499 | — | |
| Common Stock (par value $0.01, 1,500,000,000 shares authorized, 123,889,446 and 56,224,168 issued and outstanding at December 31, 2025 and December 31, 2024 respectively) | 1 | — | 562,000 | — | |
| Preferred stock (par value $0.01, 150,000,000 shares authorized, 0 and 51,374,125 issued and outstanding at December 31, 2025 and December 31, 2024, respectively) | 0 | — | 514,000 | — | |
| Additional paid-in capital | 352 | — | 123 | — | |
| Accumulated other comprehensive income (loss), net of taxes | 7 | — | 285,000 | — | |
| Retained earnings | 753 | — | 309 | — | |
| Total shareholders' equity | 1,113 | — | 433 | — | |
| Total liabilities and shareholders' equity | 2,918 | — | 1,932 | — |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 |
|---|---|---|---|
| Provision for depreciation and amortization | 12 | 10 | |
| Provision for deferred income taxes | −3 | −5 | |
| Stock based compensation | 12 | 3 | |
| Amortization of deferred loan costs | 793,000 | 372,000 | |
| Gain on sale of investments | −13,000 | −10,000 | |
| Net amortization of premiums on investments in fixed-maturity securities | −3 | −3 | |
| Change in value of interest rate swap | −55,000 | −179,000 | |
| Purchase of transferable tax credits | −65 | 0 | |
| Accrued interest income | −2 | −3 | |
| Premiums receivable | −67 | 13 | |
| Reinsurance recoverable on paid losses | −21 | 15 | |
| Reinsurance recoverable on unpaid losses | 195 | −236 | |
| Prepaid reinsurance premiums | −54 | −66 | |
| Prepaid expenses | −5 | −3 | |
| Deferred policy acquisition costs | −29 | −22 | |
| Other assets | 49,000 | 325,000 | |
| Loss and loss adjustment expense reserves | −156 | 346 | |
| Unearned premiums | 304 | 237 | |
| Advanced premiums | 18 | 1 | |
| Income taxes payable | 115 | 17 | |
| Premium taxes payable | 4 | 1 | |
| Commissions payable | 795,000 | 3 | |
| Reinsurance premiums payable | 90 | 43 | |
| Accounts payable and accrued expenses | 6 | 4 | |
| Net lease liability, net | 500,000 | −5,000 | |
| Other liabilities | −788,000 | −2 | |
| Net cash provided by operating activities | 797 | 554 | |
| Purchase of fixed-maturity securities available-for-sale | −198 | −235 | |
| Proceeds from maturities and redemptions of fixed-maturity securities available -for-sale | 85 | 40 | |
| Proceeds from redemption of other investments | 548,000 | 672,000 | |
| Purchase of property and equipment | −3 | −10 | |
| Net cash used in investing activities | −115 | −204 | |
| Proceeds from issuance of common stock | 2 | 0 | |
| Repurchase and retirement of common stock | −40 | 0 | |
| Issuance of long term debt | 0 | 40 | |
| Repayment of long-term debt | −6 | −33 | |
| Payment of debt issuance costs | −296,000 | −4 | |
| Repurchase and retirement of preferred stock | 0 | −540,000 | |
| Other financing costs | −2 | −6 | |
| Proceeds from issuance of initial public offering | 264 | — | |
| Shares withheld for taxes (net share settlement) | −6 | — | |
| Proceeds from the issuance of preferred capital stock | 0 | 1,000 | |
| Net cash provided by financing activities | 211 | −2 | |
| Net increase in cash, cash equivalents and restricted cash | 893 | 347 | |
| Interest paid | 2 | 4 | |
| Income taxes paid | 34 | 59 |
Filings
Material Events
Insiders
Institutional Holders
Frequently asked questions
What is Slide Insurance Holdings, Inc.'s CIK number?
Slide Insurance Holdings, Inc.'s SEC CIK number is 0001886428 (1886428). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find Slide Insurance Holdings, Inc.'s SEC filings?
All of Slide Insurance Holdings, Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did Slide Insurance Holdings, Inc. last report earnings?
Slide Insurance Holdings, Inc. (SLDE) most recently filed an earnings 8-K with the SEC on Apr 28, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001193125-26-187047). This is Slide Insurance Holdings, Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.
What is Slide Insurance Holdings, Inc.'s most recent earnings 8-K?
Slide Insurance Holdings, Inc.'s latest earnings 8-K (Item 2.02) was filed Apr 28, 2026 under accession 0001193125-26-187047. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View Slide Insurance Holdings, Inc.'s latest earnings 8-K →
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