NOTE 15  FAIR VALUE OF FINANCIAL INSTRUMENTS

 

The carrying amounts of certain financial instruments, including cash and cash equivalents, accounts receivable and accounts payable, approximate their respective fair values due to the short-term nature of such instruments. The Company measures certain financial instruments at fair value on a recurring basis, including certain convertible notes payable. All financial instruments carried at fair value fall within Level 3 of the fair value hierarchy as their value is based on unobservable inputs. The Company evaluates its financial assets and liabilities subject to fair value measurements on a recurring basis to determine the appropriate level in which to classify them for each reporting period. This determination requires significant judgments to be made.

 

The following table summarizes the conclusions reached regarding fair value measurements as of December 31, 2025 and 2024:

 

As of December 31, 2024

KEUR

 

Level 1

Level 2

Level 3

Total

Liabilities:

       

Convertible notes payable at fair value

   

24,035

24,035

Total Liabilities

   

24,035

24,035

 

Convertible notes payable is a Level 3 financial instrument that is measured at fair value on a recurring basis. The table below summarizes the activity for the years ended December 31, 2025 and 2024 respectively.

 

   

Convertible Notes
Payable at Fair Value

 
   

KEUR

 

Balance December 31, 2023

    25,629  

Proceeds from new borrowings

    7,000  

Changes resulting from foreign exchange rates and other

    329  

Fair value measurement (gain)/loss

    (8,923 )

Balance December 31, 2024

    24,035  

Proceeds from new borrowings

    5,990  

Changes resulting from foreign exchange rates and other

    (446 )

Fair value measurement (gain)/loss

    (11,108 )

Exchange for preferred stock September 5, 2025

    (18,471 )

Balance December 31, 2025

    -  

 

Historical Timeline

Fiscal YearFiled
2025Apr 1, 2026Showing above
2024Apr 17, 2025

About Fair Value Disclosures

Fair value disclosures classify all assets and liabilities measured at fair value into a three-level hierarchy: Level 1 (quoted market prices), Level 2 (observable inputs like yield curves), and Level 3 (unobservable inputs requiring management estimates). The proportion of Level 3 assets directly reflects how much of the balance sheet depends on internal models rather than market evidence.

Key signals: a growing Level 3 balance relative to total fair-value assets increases valuation uncertainty and earnings volatility risk. Watch for transfers between levels — assets moving from Level 2 to Level 3 often signal deteriorating market liquidity. Unrealized gains and losses on Level 3 positions flow through earnings or other comprehensive income, so large swings deserve scrutiny. For financial institutions, examine the sensitivity disclosures that show how Level 3 valuations change under alternative assumptions. Compare the fair value of debt against its carrying amount to gauge hidden leverage.