Western Union CO

Listed Company

WUCIK 0001365135NYSELarge AcceleratedServices-Business Services, NecDelawareFY ends Dec 31

Period

FY 2025

Revenue

$4.05B

Net Income

$499.60M

Total Assets

$8.31B

Equity

$957.80M

Shares Out

312.44M

Op. Cash Flow

$543.70M

WU$8.87+9.37% · past yearDBEQ Basic

Daily closing prices

Business

Western Union is a provider of cross-border, cross-currency money movement and payments enabling consumers, businesses, financial institutions, and governments to send money and make payments globally. The company operates through retail agent networks in over 200 countries and territories, as well as digital channels including websites, mobile applications, and third-party digital partners. Western Union's Consumer Money Transfer segment represents the majority of revenue through traditional remittances and digital transfers; the Consumer Services segment provides bill payment, money orders, travel money, check acceptance, prepaid cards, and digital wallets.

Summary from 10-K filed 2026-02-20

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Revenues	4,051	4,210	4,357	4,476	5,071
Cost of services	2,551	2,621	2,672	2,626	2,896
Selling, general, and administrative	743	863	868	964	1,051
Total expenses	3,293	3,484	3,540	3,591	3,948
Operating income	757	726	818	885	1,123
Gain on divestiture of business (Note 4)	—	—	18	248	—
Interest income	8	12	16	14	1
Interest expense	−143	−120	−105	−101	−106
Other income, net	4	700,000	0	−38	−22
Total other expense, net	−132	−107	−72	124	−188
Income before income taxes	626	619	746	1,009	935
Provision for/(benefit from) income taxes	126	−316	120	98	130
Net income	500	934	626	911	806
Basic (USD per share)	1.53	2.75	1.69	2.35	1.98
Diluted (USD per share)	1.52	2.74	1.68	2.34	1.97
Basic (shares)	327	340	371	387	407
Diluted (shares)	328	341	372	388	409

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents	1,234	1,474	1,269	1,286	1,208
Settlement assets	3,449	3,361	3,687	3,487	2,844
Property and equipment, net of accumulated depreciation of $473.5 and $454.9, respectively	95	84	91	110	129
Goodwill	2,099	2,060	2,035	2,035	2,035
Other intangible assets, net of accumulated amortization of $584.5 and $599.0, respectively	356	315	380	458	417
Deferred tax asset, net	226	265	—	—	—
Other assets (Note 9)	846	812	737	860	738
Total assets	8,306	8,371	8,199	8,496	8,824
Accounts payable and accrued liabilities	408	408	453	464	450
Settlement obligations	3,449	3,361	3,687	3,487	2,844
Income taxes payable	75	272	660	725	871
Deferred tax liability, net	153	156	148	159	204
Borrowings	2,878	2,941	2,505	2,617	3,008
Other liabilities (Note 9)	385	264	268	385	269
Total liabilities	7,348	7,402	7,720	8,019	8,468
Commitments and contingencies (Note 5)	—	—	—	—	—
Preferred stock, $1.00 par value; 10 shares authorized; no shares issued	—	—	—	—	—
Common stock, $0.01 par value; 2,000 shares authorized; 315.7 shares and 337.9 shares issued and outstanding as of December 31, 2025 and 2024, respectively	3	3	4	4	4
Capital surplus	1,117	1,071	1,032	996	941
Retained earnings/(accumulated deficit)	−12	35	−389	−354	−537
Accumulated other comprehensive loss	−151	−141	−167	−168	−52
Total stockholders' equity	958	969	479	478	356
Total liabilities and stockholders' equity	8,306	8,371	8,199	8,496	8,824

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Net income	500	934	626	911	806
Depreciation	35	37	39	43	50
Amortization	130	142	145	141	159
Gain on divestiture of business, excluding transaction costs (Note 4)	—	—	−18	−255	—
Deferred income tax provision/(benefit) (Note 10)	35	−249	−11	−27	−3
Other non-cash items, net	125	124	114	115	150
Other assets	−45	−126	−36	−209	−73
Accounts payable and accrued liabilities	−39	−46	−22	43	−25
Income taxes payable (Note 10)	−197	−395	−68	−153	−56
Other liabilities	700,000	−15	15	−27	−24
Net cash provided by operating activities	544	406	783	582	1,045
Payments for capitalized contract costs	−27	−12	−36	−72	−108
Payments for internal use software	−85	−81	−89	−104	−69
Purchases of property and equipment	−39	−37	−23	−32	−38
Other investing activities	−9	−15	−4	18	4
Net cash provided by/(used in) investing activities	−230	−16	−141	526	192
Cash dividends and dividend equivalents paid (Note 12)	−309	−322	−349	−364	−382
Common stock repurchased (Note 12)	−235	−186	−308	−370	−410
Net proceeds from/(repayments of) commercial paper	392	−365	185	−95	195
Net proceeds from credit facility borrowings	29	—	—	—	—
Net proceeds from issuance of borrowings	—	798	—	—	892
Principal payments on borrowings	−500	—	−300	−300	−1,150
Proceeds from exercise of options	—	—	200,000	10	12
Net change in settlement obligations	−159	6	−123	−56	−412
Other financing activities	−800,000	−900,000	−2	−1	200,000
Net cash used in financing activities	−783	−69	−897	−1,177	−1,270
Net change in cash and cash equivalents, including settlement, and restricted cash	−469	321	−255	−70	−32
Interest paid	148	114	102	97	102
Income taxes paid	296	325	197	280	186
Cash paid for lease liabilities	68	55	40	41	47
Non-cash lease liabilities arising from obtaining right-of-use assets (Note 11)	34	61	39	12	19

Filings

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Frequently asked questions

What is Western Union CO's CIK number?

Western Union CO's SEC CIK number is 0001365135 (1365135). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find Western Union CO's SEC filings?

All of Western Union CO's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did Western Union CO last report earnings?

Western Union CO (WU) most recently filed an earnings 8-K with the SEC on Apr 24, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001193125-26-174988). This is Western Union CO's most recent earnings filing of record — not a forecast of its next earnings date.

What is Western Union CO's most recent earnings 8-K?

Western Union CO's latest earnings 8-K (Item 2.02) was filed Apr 24, 2026 under accession 0001193125-26-174988. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View Western Union CO's latest earnings 8-K →
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