Yiren Digital Ltd.
Business
Yiren Digital Ltd. is an AI-powered digital personal financial management platform that operates an online consumer finance marketplace and related services. It offers diversified financial services (loan facilitation and self-funded financing), an insurance brokerage business through Hexiang Insurance Brokers, and consumption and lifestyle products and membership services. Key business segments include Financial Services, Insurance Brokerage, and Consumption and Lifestyle and Others, supported by proprietary AI-driven credit scoring, fraud detection and mobile platforms. The company primarily serves customers in China through online and mobile channels and also maintains international subsidiaries and acquisitions for overseas operations.
Summary from filing dated 2025-04-28
Financials
Latest annual snapshot (FY2025, period end 2025-12-31). Full statement history unavailable for this entity.
| Revenue | $817.84M |
| Net income | $7.80M |
| Total assets | $1.92B |
| Total liabilities | $598.15M |
| Stockholders' equity | $1.33B |
| Operating cash flow | $100.62M |