MITSUBISHI UFJ FINANCIAL GROUP INC
Business
Mitsubishi UFJ Financial Group Inc is a bank holding company and one of the world's largest diversified financial groups providing commercial banking, trust banking, securities, credit cards, consumer finance, asset management, leasing and other financial services. The group operates through subsidiaries including MUFG Bank, Mitsubishi UFJ Trust and Banking, Mitsubishi UFJ Morgan Stanley Securities, Mitsubishi UFJ NICOS, and Mitsubishi UFJ Asset Management. MUFG serves retail, corporate and institutional customers in Japan and maintains the largest overseas network among Japanese banks with approximately 2,000 business locations across more than 41 countries, including strategic subsidiaries in Thailand (Krungsri) and Indonesia (Bank Danamon).
Summary from 20-F filed 2026-07-06
Financials
Consolidated Statement of Income
| Concept | Trend | Mar 31, 2026 2026-03-31 | Mar 31, 2025 2025-03-31 | Mar 31, 2024 2024-03-31 |
|---|---|---|---|---|
| Interest income: | — | — | — | |
| Loans, including fees (Note 4) | 4,569,238 | 4,596,526 | 4,362,986 | |
| Deposits in other banks | 1,074,496 | 788,467 | 712,463 | |
| Investment securities: | — | — | — | |
| Interest | 730,302 | 657,301 | 572,895 | |
| Dividends | 168,451 | 163,004 | 147,956 | |
| Trading account assets | 1,368,774 | 1,133,561 | 802,479 | |
| Call loans and funds sold | 32,235 | 35,289 | 31,822 | |
| Receivables under resale agreements and securities borrowing transactions | 670,369 | 891,426 | 526,719 | |
| Total | 8,613,865 | 8,265,574 | 7,157,320 | |
| Interest expense: | — | — | — | |
| Deposits | 2,616,252 | 2,838,601 | 2,530,190 | |
| Call money and funds purchased | 33,666 | 14,806 | 2,296 | |
| Payables under repurchase agreements and securities lending transactions | 1,280,023 | 1,371,417 | 1,078,214 | |
| Due to trust account, other short-term borrowings and trading account liabilities | 486,129 | 448,927 | 404,243 | |
| Long-term debt | 513,541 | 503,626 | 517,454 | |
| Total | 4,929,611 | 5,177,377 | 4,532,397 | |
| Net interest income | 3,684,254 | 3,088,197 | 2,624,923 | |
| Provision for credit losses (Note 4) | 226,112 | 121,790 | 258,795 | |
| Net interest income after provision for credit losses | 3,458,142 | 2,966,407 | 2,366,128 | |
| Non-interest income: | — | — | — | |
| Fees and commissions income (Note 27) | 2,422,269 | 2,185,727 | 1,910,665 | |
| Foreign exchange gains (losses)—net (Note 28) | −636,227 | 153,959 | −296,487 | |
| Trading account profits (losses)—net (Notes 28 and 31) | −650,573 | 32,262 | −703,913 | |
| Investment securities gains (losses)—net (Note 3) | 666,069 | −832,533 | 1,382,458 | |
| Equity in earnings of equity method investees—net (Note 14) | 871,185 | 669,400 | 464,054 | |
| Gains (losses) on sales of loans including valuation adjustment for loans held for sale (Note 4) | 4,766 | 41,660 | −44,996 | |
| Unrealized gain on the contract to purchase equity shares of Shriram Finance Limited (Note 33) | 25,111 | 0 | 0 | |
| Other non-interest income | 550,799 | 320,060 | 163,603 | |
| Total | 3,253,399 | 2,570,535 | 2,875,384 | |
| Non-interest expense: | — | — | — | |
| Salaries and employee benefits (Note 13) | 1,593,995 | 1,473,650 | 1,406,498 | |
| Occupancy expenses—net (Notes 5 and 26) | 162,142 | 160,032 | 156,885 | |
| Fees and commissions expenses | 477,741 | 424,618 | 387,480 | |
| Outsourcing expenses, including data processing | 396,703 | 325,057 | 320,560 | |
| Depreciation of premises and equipment (Note 5) | 87,760 | 88,279 | 80,023 | |
| Amortization of intangible assets (Note 6) | 337,134 | 295,129 | 288,538 | |
| Impairment of intangible assets (Note 6) | 8,417 | 14,353 | 15,042 | |
| Insurance premiums, including deposit insurance | 100,555 | 98,855 | 92,061 | |
| Communications | 68,091 | 64,963 | 59,218 | |
| Taxes and public charges | 143,251 | 113,107 | 107,154 | |
| Impairment of goodwill (Note 6) | 97,475 | 150,089 | 0 | |
| Provision for (reversal of) off-balance sheet credit instruments | −23,310 | −727 | 33,289 | |
| Other non-interest expenses (Notes 5 and 26) | 752,092 | 533,961 | 416,538 | |
| Total | 4,202,046 | 3,741,366 | 3,363,286 | |
| Income before income tax expense | 2,509,495 | 1,795,576 | 1,878,226 | |
| Income tax expense | 625,591 | 527,938 | 500,657 | |
| Net income before attribution of noncontrolling interests | 1,883,904 | 1,267,638 | 1,377,569 | |
| Net income attributable to noncontrolling interests | 154,545 | 705 | 51,700 | |
| Net income attributable to Mitsubishi UFJ Financial Group | 1,729,359 | 1,266,933 | 1,325,869 | |
| Earnings applicable to common shareholders of Mitsubishi UFJ Financial Group | 1,729,359 | 1,266,933 | 1,325,869 | |
| Earnings per common share applicable to common shareholders of Mitsubishi UFJ Financial Group (Notes 19 and 22): | — | — | — | |
| Basic earnings (loss) per common share—Earnings (loss) applicable to common shareholders of Mitsubishi UFJ Financial Group (in Yen per share) | 151.74 | 108.71 | 110.69 | |
| Diluted earnings (loss) per common share—Earnings (loss) applicable to common shareholders of Mitsubishi UFJ Financial Group (in Yen per share) | 151.09 | 108.18 | 110.39 | |
| Weighted average common shares outstanding (in shares) | 11,397 | 11,654 | 11,979 | |
| Weighted average diluted common shares outstanding (in shares) | 11,398 | 11,655 | 11,981 |
Consolidated Balance Sheet
| Concept | Trend | Mar 31, 2026 2026-03-31 | Mar 31, 2025 2025-03-31 |
|---|---|---|---|
| ASSETS | — | — | |
| Cash and due from banks (Note 9) | 4,366,847 | 4,591,186 | |
| Interest-earning deposits in other banks (Note 9) | 86,003,138 | 104,706,928 | |
| Cash, due from banks and interest-earning deposits in other banks | 90,369,985 | 109,298,114 | |
| Call loans and funds sold | 2,169,843 | 1,675,996 | |
| Receivables under resale agreements (Note 15) | 16,884,970 | 18,781,735 | |
| Receivables under securities borrowing transactions (Note 15) | 5,493,072 | 5,700,568 | |
| Trading account assets (including assets pledged that secured parties are permitted to sell or repledge of ¥9,276,102 and ¥9,477,439 in 2025 and 2026) (including ¥22,492,917 and ¥26,584,447 measured at fair value under the fair value option in 2025 and 2026) (Notes 9, 15, 23 and 31) | 83,921,911 | 59,417,128 | |
| Investment securities (Notes 3, 9 and 31): | — | — | |
| Available-for-sale debt securities (including assets pledged that secured parties are permitted to sell or repledge of ¥5,907,604 and ¥2,374,154 in 2025 and 2026) | 22,634,341 | 30,413,168 | |
| Held-to-maturity debt securities (including assets pledged that secured parties are permitted to sell or repledge of ¥8,065,154 and ¥7,613,928 in 2025 and 2026) (fair value of ¥22,646,993 and ¥24,893,230 in 2025 and 2026) | 26,012,561 | 23,272,185 | |
| Equity securities (including assets pledged that secured parties are permitted to sell or repledge of ¥970 and ¥1,070 in 2025 and 2026) (including ¥4,029,561 and ¥4,525,490 in 2025 and 2026 measured at fair value) | 5,172,605 | 4,633,194 | |
| Total investment securities | 53,819,507 | 58,318,547 | |
| Loans, net of unearned income, unamortized premiums and deferred loan fees (including assets pledged that secured parties are permitted to sell or repledge of ¥84,440 and ¥76,970 in 2025 and 2026) (Notes 4 and 9) | 144,819,224 | 131,438,515 | |
| Allowance for credit losses (Note 4) | 1,234,340 | 1,243,075 | |
| Net loans | 143,584,884 | 130,195,440 | |
| Premises and equipment—net (Notes 5 and 7) | 1,084,857 | 919,854 | |
| Customers’ acceptance liability | 447,790 | 538,752 | |
| Intangible assets—net (Notes 2 and 6) | 1,475,018 | 1,402,515 | |
| Goodwill (Notes 2 and 6) | 566,536 | 558,164 | |
| Other assets (net of allowance for credit losses of ¥19,921 and ¥25,307 at March 31, 2025 and 2026) (Notes 7, 8, 9, 13, 14 and 31) | 25,763,279 | 19,133,398 | |
| All other assets | 2,141,709 | 1,890,684 | |
| Total assets | 425,581,652 | 405,940,211 | |
| LIABILITIES AND EQUITY | — | — | |
| Deposits (Notes 9 and 10): | — | — | |
| Domestic offices, non-interest-bearing | 32,833,519 | 34,154,307 | |
| Domestic offices, interest-bearing | 158,116,399 | 149,768,412 | |
| Overseas offices, non-interest-bearing | 3,026,930 | 2,665,734 | |
| Overseas offices, interest-bearing | 66,778,492 | 62,826,553 | |
| Total deposits | 260,755,340 | 249,415,006 | |
| Call money, funds purchased | 5,257,237 | 5,016,678 | |
| Payables under repurchase agreements (Notes 9, 15 and 16) | 39,516,053 | 43,663,859 | |
| Payables under securities lending transactions (Notes 9, 15 and 16) | 1,252,146 | 718,451 | |
| Due to trust account and other short-term borrowings (including ¥170,389 and ¥3,005 measured at fair value under the fair value option in 2025 and 2026) (Notes 9, 12 and 31) | 14,636,254 | 28,399,567 | |
| Trading account liabilities (Notes 15, 23 and 31) | 41,104,659 | 21,502,912 | |
| Bank acceptances outstanding | 447,790 | 538,752 | |
| Long-term debt (including ¥153,742 and ¥79,698 measured at fair value under the fair value option in 2025 and 2026) (Notes 7, 9, 12 and 31) | 21,884,349 | 21,022,407 | |
| Other liabilities (Notes 1, 7, 8, 9, 13, 14, 15, 16, 26 and 31) | 19,887,767 | 16,412,841 | |
| Other short-term borrowings | 12,859,910 | 24,636,926 | |
| All other liabilities | 187,379 | 176,028 | |
| Total liabilities | 404,741,595 | 386,690,473 | |
| Commitments and contingent liabilities (Notes 24 and 26) | — | — | |
| Mitsubishi UFJ Financial Group shareholders’ equity: | — | — | |
| Capital stock (Notes 17 and 18)—common stock authorized, 33,000,000,000 shares; common stock issued, 12,067,710,920 shares and 11,867,710,920 shares at March 31, 2025 and 2026, with no stated value | 2,090,270 | 2,090,270 | |
| Capital surplus (Note 18) | 4,014,472 | 4,300,021 | |
| Retained earnings (Notes 19 and 33): | — | — | |
| Appropriated for legal reserve | 239,571 | 239,571 | |
| Unappropriated retained earnings | 10,703,489 | 9,821,359 | |
| Accumulated other comprehensive income, net of taxes (Note 20) | 3,460,451 | 2,561,190 | |
| Treasury stock, at cost—561,241,249 common shares and 580,142,679 common shares at March 31, 2025 and 2026 | 935,120 | 726,925 | |
| Total Mitsubishi UFJ Financial Group shareholders’ equity | 19,573,133 | 18,285,486 | |
| Noncontrolling interests | 1,266,924 | 964,252 | |
| Total equity | 20,840,057 | 19,249,738 | |
| Total liabilities and equity | 425,581,652 | 405,940,211 |
Consolidated Statement of Cash Flows
| Concept | Trend | Mar 31, 2026 2026-03-31 | Mar 31, 2025 2025-03-31 | Mar 31, 2024 2024-03-31 |
|---|---|---|---|---|
| Cash flows from operating activities: | — | — | — | |
| Net income before attribution of noncontrolling interests | 1,883,904 | 1,267,638 | 1,377,569 | |
| Adjustments to reconcile net income before attribution of noncontrolling interests to net cash provided by operating activities: | — | — | — | |
| Depreciation and amortization (Notes 5 and 6) | 424,894 | 383,408 | 368,561 | |
| Impairment of goodwill (Note 6) | 97,475 | 150,089 | 0 | |
| Impairment of intangible assets (Note 6) | 8,417 | 14,353 | 15,042 | |
| Provision for credit losses (Note 4) | 226,112 | 121,790 | 258,795 | |
| Employee benefit income for severance indemnities and pension plans (Note 13) | −76,990 | −63,046 | −26,771 | |
| Investment securities (gains) losses—net | 666,069 | −832,533 | 1,382,458 | |
| Amortization of discounts on investment securities | 118,431 | 94,981 | 44,064 | |
| Changes in financial instruments measured at fair value under fair value option, excluding trading account securities-net (Note 31) | 676 | 13,951 | −16,736 | |
| Foreign exchange (gains) losses—net | 164,961 | 730,529 | −534,351 | |
| Equity in earnings of equity method investees—net | 871,185 | 669,400 | 464,054 | |
| Provision (benefit) for deferred income tax expense | −195,309 | 167,781 | 91,212 | |
| Increase in trading account assets, excluding foreign exchange contracts | 20,139,548 | 5,752,205 | 3,047,277 | |
| Increase in trading account liabilities, excluding foreign exchange contracts | 17,989,388 | 4,282,380 | 2,101,271 | |
| Net decrease (increase) in collateral for derivative transactions | 1,615,883 | −568,191 | 461,210 | |
| Net decrease (increase) in margin for listed derivative transactions | 28,937 | 61,511 | −132,819 | |
| Decrease in cash collateral for the use of Bank of Japan’s settlement infrastructure | 0 | −923,000 | 0 | |
| Unrealized gain on the contract to purchase equity shares of Shriram Finance Limited (Note 33) | 25,111 | 0 | 0 | |
| Other—net | 93,555 | 296,704 | 1,262,107 | |
| Net cash provided by (used in) operating activities | −3,366,465 | 1,028,836 | −1,791,585 | |
| Cash flows from investing activities: | — | — | — | |
| Proceeds from sales of Available-for-sale debt securities (including proceeds from debt securities under the fair value option) (Note 3) | 69,089,810 | 53,000,461 | 62,450,011 | |
| Proceeds from maturities of Available-for-sale debt securities (including proceeds from debt securities under the fair value option) (Note 3) | 35,991,213 | 46,068,373 | 31,969,733 | |
| Purchases of Available-for-sale debt securities (including purchases of debt securities under the fair value option) (Note 3) | 98,773,329 | 101,306,253 | 87,816,718 | |
| Proceeds from maturities of Held-to-maturity debt securities | 3,184,932 | 5,845,448 | 1,380,753 | |
| Purchases of Held-to-maturity debt securities | 5,511,035 | 4,329,574 | 3,889,987 | |
| Proceeds from sales and redemption of Equity securities (including proceeds from equity securities under the fair value option) | 5,133,867 | 4,106,446 | 3,148,971 | |
| Purchases of Equity securities (including purchases of equity securities under the fair value option) | 4,639,404 | 3,085,879 | 2,894,534 | |
| Payments to acquire businesses, net of cash acquired | 16,139 | 153,346 | 182,165 | |
| Net increase in loans | 8,103,596 | 3,620,030 | 1,565,920 | |
| Net decrease (increase) in call loans, funds sold, and receivables under resale agreements and securities borrowing transactions | 2,357,295 | 348,469 | −3,758,551 | |
| Proceeds from sales of premises and equipment | 60,678 | 46,977 | 55,625 | |
| Capital expenditures for premises and equipment | 302,858 | 131,724 | 111,213 | |
| Purchases of intangible assets | 344,077 | 306,656 | 317,308 | |
| Proceeds from sales and dispositions of investments in equity method investees | 69,696 | 44,381 | 41,179 | |
| Proceeds from sales of consolidated VIEs and subsidiaries—net | 296,821 | 129,683 | 163,521 | |
| Other—net | 180,180 | −6,608 | −73,762 | |
| Net cash used in investing activities | −1,686,306 | −3,336,616 | −1,252,841 | |
| Cash flows from financing activities: | — | — | — | |
| Net increase in deposits | 5,530,380 | 2,227,431 | 4,134,276 | |
| Net increase (decrease) in call money, funds purchased, and payables under repurchase agreements and securities lending transactions | −4,907,011 | 6,796,160 | −6,079,068 | |
| Net increase (decrease) in due to trust account and other short-term borrowings | −14,071,016 | 12,379,688 | 822,146 | |
| Proceeds from issuance of long-term debt | 4,581,637 | 3,829,535 | 3,210,761 | |
| Repayments of long-term debt | 4,842,105 | 22,910,590 | 3,956,044 | |
| Proceeds from sales of treasury stock | 3,067 | 11,039 | 3,327 | |
| Payments for acquisition of treasury stock (Note 18) | 500,066 | 418,444 | 400,090 | |
| Dividends paid | 846,715 | 531,844 | 438,716 | |
| Dividends paid by subsidiaries to noncontrolling interests | 21,652 | 29,138 | 25,767 | |
| Other—net | 117,704 | 51,976 | −39,579 | |
| Net cash provided by (used in) financing activities | −14,955,777 | 1,405,813 | −2,768,754 | |
| Effect of exchange rate changes on cash and cash equivalents | 1,082,734 | 81,442 | 1,980,471 | |
| Net decrease in cash and cash equivalents | −18,925,814 | −820,525 | −3,832,709 | |
| Cash and cash equivalents at beginning of fiscal year | 109,304,211 | 110,124,736 | 113,957,445 | |
| Cash and cash equivalents: | — | — | — | |
| Cash, due from banks and interest-earning deposits in other banks | — | — | — | |
| Restricted cash included in other assets | — | — | — | |
| Cash and cash equivalents at end of fiscal year | — | — | — | |
| Cash paid during the fiscal year for: | — | — | — | |
| Interest | 4,926,636 | 5,190,245 | 4,377,677 | |
| Income taxes, net of refunds (Note 8) | 429,909 | 328,966 | 519,958 | |
| Non-cash investing and financing activities: | — | — | — | |
| Assets acquired under finance lease arrangements (Note 7) | 12,115 | 4,657 | 15,987 | |
| Assets acquired under operating lease arrangements (Note 7) | 74,817 | 40,608 | 51,764 | |
| Noncash from acquisitions | — | — | — | |
| Fair value of assets acquired, excluding cash and cash equivalents | 576,773 | 398,559 | 408,883 | |
| Fair value of liabilities assumed | 373,142 | 231,610 | 173,509 | |
| Fair value of noncontrolling interests | 125,997 | 0 | 27,662 | |
| Contingent consideration liabilities | 0 | 0 | 17,979 |
Filings
Material Events
Insiders
Institutional Holders
Holdings (13F)
Portfolio as of 2026-03-31 · 1 positions
Top sectors
| Sector | Value | % of portfolio |
|---|---|---|
| Uncategorized | $62.06B | 100.0% |
Top holdings
| Issuer | Ticker | Shares | Value | % |
|---|---|---|---|---|
| Morgan Stanley | — | 377.09M | $62.06B | 100.0% |
Frequently asked questions
What is MITSUBISHI UFJ FINANCIAL GROUP INC's CIK number?
MITSUBISHI UFJ FINANCIAL GROUP INC's SEC CIK number is 0000067088 (67088). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find MITSUBISHI UFJ FINANCIAL GROUP INC's SEC filings?
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