OLB GROUP, INC.

Listed Company

OLBCIK 0001314196NasdaqNon-AcceleratedSmaller ReportingEmerging GrowthServices-Business Services, NecDelawareFY ends Dec 31

Period

FY 2025

Revenue

$8.68M

Net Income

$-5.87M

Total Assets

$12.30M

Equity

$4.61M

Shares Out

12.51M

Op. Cash Flow

$-1.33M

Business

OLB GROUP, INC. operates as a FinTech company that provides integrated merchant services and related digital solutions. It offers payment processing through eVance, a proprietary SecurePay gateway and virtual terminal, a cloud-based OmniSoft commerce and business management platform, a white-label crowdfunding and capital-raising platform under CrowdPay, hardware point-of-sale integrations, and Bitcoin mining and money-transmission related activities through DMINT and Moola Cloud. Its key business segments are eVance (payment processing/ISO services), OmniSoft (omni-commerce platform), CrowdPay (capital-raising platform), DMINT (Bitcoin mining) and Moola Cloud (debit/calling card reloads). The company distributes services through online platforms, merchant integrations, ISOs, broker-dealer partnerships, and a national merchant network across the United States.

Summary from filing dated 2025-04-15

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Total revenue	9	13	31	30	17
Processing and servicing costs, excluding merchant portfolio amortization	8	11	21	23	13
Amortization expense	—	533,805	4	—	—
Depreciation expense	507,393	3	3	3	187,498
Salaries and wages	3	3	4	3	2
Professional fees	935,076	2	2	964,541	2
General and administrative expenses	2	3	7	4	2
Impairment expense	—	3	13	—	—
Total operating expenses	14	25	54	39	21
Loss from operations	−5	−12	−23	−8	−5
Realized gain on sale of bitcoin	—	222,751	—	—	—
Realized gain on investment	—	274,731	288,584	—	—
Interest expense	−395,926	−45,942	−148,483	—	—
Loss on conversion of related party amounts	−175,763	—	—	—	—
Loss on settlement of accounts payable and debt	−52,000	—	—	—	—
Loss on settlement of lawsuit	−85,000	—	—	—	—
Total other income	−708,689	451,540	204,083	383,190	−213,619
Net loss before income taxes	−6	−11	−23	−8	—
Income tax expense	—	—	—	—	—
Net loss	−6	−11	−23	−8	—
Preferred dividends (related party)	−30,630	−124,903	—	—	—
Deemed dividend preferred stock	−775,000	—	—	—	—
Net Loss Applicable to Common Stockholders	−7	−11	−23	−8	−6
Net loss per common share, basic (in Dollars per share)	−1.74	−6.1	−15.33	−0.56	−0.63
Net loss per common share, diluted (in Dollars per share)	−1.74	−6.1	−15.33	−0.56	—
Weighted average shares outstanding, basic (in Shares)	4	2	2	15	8
Weighted average shares outstanding, diluted (in Shares)	4	2	2	15	8

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash	15,777	27,436	179,006	—	—
Accounts receivable, net	17,430	100,621	466,890	1	670,822
Prepaid expenses	162,766	18,075	184,913	590,893	15,064
Other receivables	829,215	599,575	403,999	—	—
Other current assets	25,444	—	312,103	1	729,351
Total Current Assets	1	745,707	2	3	5
Property and equipment, net	3	3	6	7	9
Intangible assets, net	—	3,724	—	—	—
Goodwill	8	8	8	7	7
Operating lease right-of-use assets	—	140,218	—	268,948	402,538
Other long-term assets	380,952	395,952	395,952	502,917	451,885
Total Other Assets	11	12	18	35	—
TOTAL ASSETS	12	13	20	39	46
Cash overdraft	27,019	31,750	—	—	—
Accounts payable	4	4	4	513,266	501,762
Accrued expenses	817,600	1	1	378,206	416,182
Merchant portfolio purchase installment obligation	2	2	2	2	2
Operating lease liability current portion	—	46,491	—	134,318	—
Note payable current portion	216,684	202,939	258,819	298,053	—
Total Current Liabilities	8	9	7	4	4
Operating lease liability net of current portion	—	93,869	—	138,439	273,166
Total Liabilities	8	9	7	4	4
Commitments and contingencies (Note 14)	—	—	—	—	—
Preferred stock, value	—	—	—	—	—
Common stock, $0.0001 par value, 50,000,000 shares authorized, 9,450,749 and 2,289,930 shares issued, 9,438,132 and 2,277,313 shares outstanding at December 31, 2025 and 2024, respectively	944	228	152	1,508	1,197
Treasury stock, at cost, 12,617 shares at December 31, 2025 and 2024	−109,988	−109,988	−109,988	—	—
Additional paid-in capital	79	71	69	68	67
Accumulated deficit	−74	−68	−57	−33	−26
Total Stockholders Equity	5	3	12	35	41
TOTAL LIABILITIES AND STOCKHOLDERS EQUITY	12	13	20	39	46

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Depreciation and amortization	507,392	3	7	7	—
Stock based compensation	135,500	406,500	727,758	624,683	296,042
Common stock issued for services related party	198,340	—	—	164,999	165,009
Operating lease expense, net of repayment	−142	—	−3,809	—	—
Common stock issued for services	466,200	—	—	—	—
Loss on extinguishment of debt	52,000	—	—	—	—
Other expense	25,250	—	—	—	—
Common stock issued for charitable contribution	—	4,725	—	—	—
Operating lease expense, net of repayment	—	142	—	—	—
Realized gain on sale of bitcoin	—	−222,751	—	—	—
Accounts receivable	83,191	366,269	570,473	35,796	−314,828
Prepaid expenses and other current assets	−237,009	507,938	1	−848,625	—
Other long-term assets	15,000	—	106,965	−51,032	—
Accounts payable	832,842	689,505	3	11,504	141,794
Accrued expenses	2	1	858,358	−203,429	—
Net cash used in operating activities	−1	−3	2	−2	−4
Proceeds from sale of investment	—	548,393	—	—	—
Purchase of 19.99% interest in Moola Cloud, LLC	—	−215,500	—	—	—
Net cash provided by investing activities	—	332,893	−2	−2	−26
Cash overdraft	−4,731	31,750	—	—	—
Common stock sold for cash	887,786	1	—	—	28
Advances from related party	560,832	1	12,678	—	—
Repayments to related party	−86,325	—	—	—	—
Proceeds from exercise of options related party	—	6,840	—	—	16
Repayments on note payable	−38,838	−204,919	−226,457	−317,571	−8
Net cash provided by financing activities	1	2	−221,829	447,429	29
Net change in cash	−11,659	−151,570	−255,020	−3	−354,152
Interest	—	—	—	—	116,736
Income taxes	—	—	—	—	—
Common stock issued for accrued liabilities	748,000	900,000	—	—	—
Preferred stock dividends	—	124,903	124,222	420,059	—
Common stock issued for loans payable related party	2	—	—	—	—
Common stock issued for accrued salary related party	2	—	—	—	—
Preferred stock dividends	30,630	—	—	—	—
Common stock issued for interest related party	331,019	—	—	—	—
Common stock payable for payment of accrued dividends	529,000	—	—	—	—
Common stock issued for services related party	198,340	—	—	—	—
Common stock issued for conversion of preferred	10	—	—	—	—
Common stock issued for prepaid	162,766	—	—	—	—

Filings

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