HOME BANCSHARES INC

Listed Company

HOMBCIK 0001331520NYSELarge AcceleratedState Commercial BanksArkansasFY ends Dec 31

Period

FY 2025

Revenue

—

Net Income

—

Total Assets

$22.88B

Equity

$4.30B

Shares Out

201.41M

Op. Cash Flow

$399.28M

HOMB$28.69−2.88% · past yearDBEQ Basic

Daily closing prices

Business

Home BancShares, Inc. is a bank holding company providing commercial and retail banking and related financial services through its wholly owned subsidiary, Centennial Bank. The company operates a community banking platform with branches across Arkansas, Florida, Texas, Alabama, and New York, supplemented by specialized lending divisions focused on commercial real estate and marine lending. The company also offers trust, wealth management, and insurance services through subsidiaries.

Summary from 10-K filed 2026-02-27

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Loans	1,115	1,100	990	728	572
Taxable	106	126	139	92	30
Tax-exempt	31	31	32	28	20
Deposits other banks	26	43	15	29	4
Federal funds sold	205,000	255,000	221,000	25,000	0
Total interest income	1,279	1,300	1,175	878	625
Interest on deposits	347	377	296	86	25
Federal funds purchased	0	1,000	3,000	2,000	0
FHLB and other borrowed funds	22	52	31	11	8
Securities sold under agreements to repurchase	4	5	5	1	497,000
Subordinated debentures	14	16	16	21	19
Total interest expense	386	451	348	119	—
Net interest income	892	849	827	759	573
Provision for credit losses on loans	24	48	12	50	0
Recovery of credit losses on unfunded commitments	−1	0	−2	—	—
(Recovery of ) provision for credit losses on investment securities	−2	−330,000	2	2	—
Total credit loss expense	21	48	12	64	−5
Net interest income after provision for credit losses	871	801	815	695	578
Trust fees	20	19	18	13	2
Mortgage lending income	18	16	11	18	26
Insurance commissions	2	2	2	2	2
Increase in cash value of life insurance	6	5	5	4	2
Dividends from FHLB, FRB, FNBB & other	11	11	12	9	15
Gain on sale of SBA loans	642,000	617,000	278,000	183,000	2
Gain on branches, equipment and other assets, net	754,000	2	2	15,000	−105,000
(Loss) gain on OREO, net	−161,000	−2	332,000	500,000	2
Fair value adjustment for marketable securities	2	3	−1	−1	7
Other income	52	30	39	48	21
Total non-interest income	199	169	170	175	138
Salaries and employee benefits	253	241	257	239	171
Occupancy and equipment	58	58	60	53	37
Data processing expense	34	36	36	35	24
Merger and acquisition expenses	580,000	0	0	50	2
Other operating expenses	113	111	119	99	65
Total non-interest expense	458	447	473	476	299
Income before income taxes	612	522	512	395	417
Income tax expense	136	120	119	89	98
Net income	475	402	393	305	319
Basic earnings per common share (in dollars per share)	2.41	2.01	1.94	1.57	1.94
Diluted earnings per common share (in dollars per share)	2.41	2.01	1.94	1.57	1.94

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and due from banks	237	281	226	264	120
Interest-bearing deposits with other banks	430	629	774	461	3,530
Cash and cash equivalents	667	910	1,000	725	3,650
Federal funds sold	3	4	5	0	—
Estimated Fair Value	2,872	3,073	3,508	4,042	3,120
Investment securities held-to-maturity, net of allowance for credit losses of $2,005 at both December 31, 2025 and 2024	1,259	1,275	1,282	1,288	0
Total investment securities	4,131	4,348	4,790	5,329	3,120
Loans receivable	15,686	14,765	14,425	14,409	9,836
Allowance for credit losses	−298	−276	−288	−290	−237
Loans receivable, net	15,389	14,489	14,136	14,120	9,599
Bank premises and equipment, net	369	386	393	405	276
Foreclosed assets held for sale	40	43	30	546,000	2
Cash value of life insurance	220	220	215	214	105
Accrued interest receivable	109	120	119	103	47
Deferred tax asset, net	148	187	197	209	78
Goodwill	1,400	1,400	1,398	1,398	973
Core deposit intangible	32	40	49	58	25
Other assets	375	345	324	321	177
Total assets	22,882	22,491	22,657	22,884	18,052
Demand and non-interest-bearing	3,868	4,006	4,086	5,165	4,128
Savings and interest-bearing transaction accounts	11,793	11,348	11,050	11,731	9,252
Time deposits	1,819	1,792	1,652	1,043	881
Total deposits	17,480	17,146	16,788	17,939	14,261
Securities sold under agreements to repurchase	156	162	142	131	141
FHLB and other borrowed funds	500	601	1,301	650	400
Accrued interest payable and other liabilities	170	181	195	197	114
Subordinated debentures	279	439	440	440	371
Total liabilities	18,585	18,530	18,866	19,357	15,286
Common stock, par value $0.01; shares authorized 400,000,000 in 2025 and 300,000,000 in 2024; shares issued and outstanding 196,357,167 in 2025 and 198,882,402 in 2024	2	2	2	2	2
Capital surplus	2,202	2,273	2,348	2,387	1,487
Retained earnings	2,259	1,942	1,690	1,443	1,266
Accumulated other comprehensive loss	−166	−256	−249	−305	10
Total stockholders equity	4,297	3,961	3,791	3,526	2,766
Total liabilities and stockholders equity	22,882	22,491	22,657	22,884	18,052

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Depreciation & amortization	29	29	31	32	19
Increase in value of equity method investments	−12	−4	−11	—	—
Amortization of securities, net	13	14	16	20	29
Accretion of purchased loans	−5	−8	−11	−16	−20
Share-based compensation	11	9	9	9	9
Gain on assets	−3	−542,000	−2	−698,000	−4
Gain on repurchase of subordinated debentures	−2	0	0	—	—
Deferred income taxes	10	8	−4	2	4
Originations of mortgage loans held for sale	−737	−630	−481	−510	−783
Proceeds from sales of mortgage loans held for sale	632	633	437	503	825
Accrued interest receivable	11	−1	−16	−24	14
Other assets	−26	−19	10	9	2
Accrued interest payable and other liabilities	−10	−14	−724,000	23	−9
Net cash provided by operating activities	399	461	380	413	389
Net decrease (increase) in federal funds sold	725,000	1	−5	0	0
Net increase in loans	−828	−421	−9	−674	1,328
Purchases of investment securities available-for-sale	−114	−64	−10	−1,258	−1,390
Proceeds from maturities of investment securities available-for-sale	422	480	598	497	652
Proceeds from maturities of investment securities held-to-maturity	16	7	6	502	0
Purchases of equity securities	−5	0	0	−50	−13
Proceeds from sales of equity securities	2	3	2	14	16
Purchases of other investments	0	0	−3	−61	−10
Proceeds from redemption of other investments	13	643,000	0	0	—
OREO Improvements	−3	0	0	—	—
Proceeds from foreclosed assets held for sale	12	2	1	2	8
Proceeds from sale of SBA loans	11	9	4	4	25
Purchases of premises and equipment	−22	−39	−22	−20	−10
Proceeds from sales of premises and equipment	19	26	14	11	—
Return of (purchase of) investment on cash value of life insurance	7	−346,000	4	277,000	—
Net cash (used in) provided by investing activities	−470	6	578	−1,024	625
Net increase (decrease) in deposits	334	359	−1,151	−2,177	1,535
Net (decrease) increase in securities sold under agreements to repurchase	−7	20	11	−10	−28
Increase in FHLB and other borrowed funds	0	1,401	6,477	601	0
Decrease in FHLB and other borrowed funds	−101	−2,102	−5,825	−429	0
Retirement of subordinated debentures	−158	0	0	300	0
Proceeds from exercise of stock options	602,000	2	802,000	156,000	2
Repurchase of common stock	−82	−86	−49	−71	−44
Dividends paid on common stock	−159	−150	−146	−128	−92
Net cash used in financing activities	−172	−556	−683	−2,314	1,372
Net change in cash and cash equivalents	−243	−90	275	−2,926	2,387

Filings

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Frequently asked questions

What is HOME BANCSHARES INC's CIK number?

HOME BANCSHARES INC's SEC CIK number is 0001331520 (1331520). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find HOME BANCSHARES INC's SEC filings?

All of HOME BANCSHARES INC's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did HOME BANCSHARES INC last report earnings?

HOME BANCSHARES INC (HOMB) most recently filed an earnings 8-K with the SEC on Apr 15, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001331520-26-000088). This is HOME BANCSHARES INC's most recent earnings filing of record — not a forecast of its next earnings date.

What is HOME BANCSHARES INC's most recent earnings 8-K?

HOME BANCSHARES INC's latest earnings 8-K (Item 2.02) was filed Apr 15, 2026 under accession 0001331520-26-000088. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

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