TransUnion

Listed Company

TRUCIK 0001552033NYSELarge AcceleratedServices-Consumer Credit Reporting, Collection AgenciesDelawareFY ends Dec 31

Period

FY 2025

Revenue

$4.58B

Net Income

$455.40M

Total Assets

$11.11B

Equity

$4.44B

Shares Out

192.80M

Op. Cash Flow

$987.60M

Business

TransUnion is a global information and insights company that provides data and analytics to help businesses and consumers make informed decisions and manage risk. It offers solutions including credit reporting and scoring, fraud mitigation and identity verification, marketing and analytics, consumer credit monitoring and identity protection, and technology-enabled decisioning platforms. The company operates through two reportable segments—U.S. Markets and International—with a Corporate function supporting shared services and industry-focused verticals such as Financial Services, Insurance, Technology, Retail, Telecom, Media and Consumer Interactive. TransUnion serves customers in more than 30 countries across North America, Latin America, Europe, Africa and Asia through direct sales, shared sales teams, resellers, SaaS delivery, batch and real-time online services, and consumer-facing websites and mobile channels.

Summary from filing dated 2025-02-13

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Revenue	4,576	4,184	3,831	3,710	2,960
Cost of services (exclusive of depreciation and amortization below)	1,872	1,673	1,517	1,385	1,022
Selling, general and administrative	1,265	1,239	1,172	1,179	909
Depreciation and amortization	575	538	524	519	377
Goodwill impairment	0	0	414	0	0
Total restructuring expenses	7	67	75	0	0
Total operating expenses	3,719	3,517	3,703	3,084	2,308
Operating income	858	667	129	626	652
Interest expense	−236	−265	−288	−231	—
Interest income	33	29	21	5	3
Earnings from equity method investments	20	18	16	13	12
Other income and (expense), net	−33	−47	−23	−30	−49
Total non-operating income and (expense)	−215	−266	−274	−243	−146
Income (loss) from continuing operations before income taxes	643	401	−145	383	506
Provision for income taxes	−173	−99	−45	−119	−132
Income (loss) from continuing operations	470	302	−190	264	374
Discontinued operations, net of tax	0	0	−700,000	17	1,032
Net income (loss)	470	302	−191	282	1,405
Less: net income attributable to noncontrolling interests	−15	−18	−15	−15	−15
Net income (loss) attributable to TransUnion	455	284	−206	266	1,390
Less: income from continuing operations attributable to noncontrolling interests	−15	−18	−15	−15	−15
Income (loss) from continuing operations attributable to TransUnion	455	284	−205	249	359
(Loss) income from continuing operations attributable to TransUnion (in dollars per share)	2.34	1.46	−1.06	1.29	1.87
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Basic Share	0	0	0	0.09	5.39
Net (loss) income attributable to TransUnion (in dollars per share)	2.34	1.46	−1.07	1.38	7.26
(Loss) income from continuing operations attributable to TransUnion (in dollars per share)	2.32	1.45	−1.06	1.29	1.86
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Diluted Share	0	0	0	0.09	5.35
Net (loss) income attributable to TransUnion (in dollars per share)	2.32	1.45	−1.07	1.38	7.2
Weighted average shares outstanding	194	194	193	193	191
Weighted average dilutive shares outstanding	197	197	193	193	193

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents	854	680	476	585	1,842
Trade accounts receivable, net of allowance of $27.7 and $19.9	905	799	723	602	558
Other current assets	258	323	276	263	232
Total current assets	2,016	1,802	1,475	1,450	2,632
Property, plant and equipment, net of accumulated depreciation and amortization of $545.0 and $506.3	258	204	199	218	248
Goodwill	5,260	5,144	5,176	5,551	5,526
Other intangibles, net of accumulated amortization of $2,716.3 and $2,294.5	3,099	3,258	3,515	3,676	3,771
Other assets	480	578	739	771	459
Total assets	11,113	10,985	11,105	11,666	12,635
Trade accounts payable	350	295	251	250	270
Current portion of long-term debt	197	71	90	115	115
Other current liabilities	608	694	662	541	972
Total current liabilities	1,154	1,060	1,003	906	1,357
Long-term debt	4,907	5,077	5,251	5,556	—
Deferred taxes	390	415	593	762	788
Other liabilities	117	115	153	174	233
Total liabilities	6,568	6,666	7,000	7,397	8,629
Preferred stock, $0.01 par value; 100.0 million shares authorized; none issued or outstanding as of December 31, 2025 and 2024	0	0	0	—	—
Common stock, $0.01 par value; 1.0 billion shares authorized at December 31, 2025 and December 31, 2024; 199.4 million and 201.5 million shares issued as of December 31, 2025 and December 31, 2024, respectively; and 192.4 million and 194.9 million shares outstanding as of December 31, 2025 and December 31, 2024, respectively	2	2	2	2	2
Additional paid-in capital	2,424	2,559	2,413	2,290	2,189
Treasury stock at cost; 7.0 million and 6.6 million shares at December 31, 2025 and December 31, 2024, respectively	−370	−335	−303	−285	−252
Retained earnings	2,724	2,358	2,157	2,447	2,255
Accumulated other comprehensive loss	−340	−367	−261	−285	−285
Total TransUnion stockholders equity	4,439	4,217	4,008	4,170	3,908
Noncontrolling interests	106	102	97	100	98
Total stockholders equity	4,545	4,319	4,106	4,269	4,006
Total liabilities and stockholders equity	11,113	10,985	11,105	11,666	12,635

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Loss on repayment of loans	0	7	8	9	18
Deferred taxes	−29	−157	−163	−89	−17
Stock-based compensation	146	121	100	83	69
Impairment of Long-Lived Assets to be Disposed of	0	41	0	0	—
Other	44	34	26	23	−13
Trade accounts receivable	−119	−106	−135	−38	−36
Other current and long-term assets	−2	46	−13	−18	−21
Trade accounts payable	31	39	−7	−17	42
Other current and long-term liabilities	−128	−33	80	−436	−33
Cash provided by operating activities of continuing operations	988	833	646	301	759
Cash used in operating activities of discontinued operations	0	0	−200,000	−4	49
Cash provided by operating activities	988	833	645	297	808
Capital expenditures	−326	−316	−311	−298	−224
Proceeds from sale/maturity of other investments	200,000	200,000	82	144	36
Purchases of other investments	0	−200,000	−54	−146	−67
Investments in consolidated affiliates, net of cash acquired	−56	0	0	−508	−3,596
Investments in nonconsolidated affiliates and notes receivable	−26	−6	−37	−16	−75
Proceeds from the sale of investments in nonconsolidated affiliates	0	8	0	0	—
(Payments) proceeds related to disposal of discontinued operations	0	0	−500,000	—	—
Proceeds from note receivable	72	0	0	—	—
Other	3	7	400,000	3	−1
Cash used in investing activities	−332	−307	−319	−724	−2,213
Proceeds from Term Loans	0	1,793	656	0	3,740
Repayments of Term Loans	0	−1,786	−348	0	−640
Repayments of debt	−79	−199	−650	715	141
Debt financing fees	0	−17	−3	0	−69
Proceeds from issuance of common stock and exercise of stock options	23	25	23	19	22
Dividends to shareholders	−91	−83	−82	−78	−70
Employee taxes paid on restricted stock units recorded as treasury stock	−36	−32	−18	−33	−37
Repurchases of common stock	−302	0	0	—	—
Distributions to noncontrolling interests	−10	−11	−17	−12	−11
Cash provided by (used in) financing activities	−495	−309	−439	−821	2,762
Effect of exchange rate changes on cash and cash equivalents	13	−13	3	−10	−8
Net change in cash and cash equivalents	174	203	−109	−1,257	1,350
Total	260	203	206	574	181
Interest Paid, Excluding Capitalized Interest, Operating Activity	234	261	281	221	109

Filings

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