Fathom Holdings Inc.

Listed Company

FTHMCIK 0001753162NasdaqNon-AcceleratedSmaller ReportingReal Estate Agents & Managers (For Others)North CarolinaFY ends Dec 31

Period

FY 2025

Revenue

$420.48M

Net Income

$-20.31M

Total Assets

—

Equity

—

Shares Out

33.18M

Op. Cash Flow

$-20.54M

FTHM$0.87−36.86% · past yearDBEQ Basic

Daily closing prices

Business

Fathom Holdings Inc. is a technology-driven residential real estate brokerage platform that operates Fathom Realty, offering a low-overhead commission model to agents via its proprietary intelliAgent cloud-based software. The company provides brokerage services, mortgage lending through Encompass Lending, title services through Verus Title, and SaaS offerings to independent brokerages. Fathom operates across multiple states, serving urban and suburban markets, and complements its core brokerage with ancillary services including marketing tools and agent-support programs.

Summary from 10-K filed 2026-03-30

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Revenue	420	335	345	413	330
Commission and service costs	386	307	317	372	301
General and administrative	33	34	36	43	33
Marketing	5	6	6	5	2
Technology and development	7	7	6	8	4
Litigation contingency	2	3	0	—	—
Depreciation and amortization	2	2	3	3	2
Loss from operations	−16	−23	−23	−27	−16
Loss (gain) on sale of business	922,000	−3	0	—	—
Interest expense, net	594,000	537,000	245,000	—	—
Other nonoperating expense, net	3	2	335,000	914,000	59,000
Other (income) expense, net	5	−864,000	580,000	903,000	−367,000
Loss before income taxes	−20	−23	−24	−28	−16
Income tax expense (benefit)	85,000	−1	148,000	−54,000	−3
Net loss	−20	−22	−24	−28	−12
Basic (in dollars per share)	−0.72	−1.07	−1.47	−1.73	−0.88
Diluted (in dollars per share)	−0.72	−1.07	−1.47	−1.73	−0.88
Basic (in shares)	28	20	16	16	14
Diluted (in shares)	28	20	16	16	14

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents	6	7	7	8	38
Restricted cash	144,000	263,000	141,000	60,000	91,000
Accounts receivable	4	3	3	3	4
Other receivable-current	3	4	0	—	—
Mortgage loans held for sale, at fair value	15	5	9	4	—
Prepaid and other current assets	8	6	4	4	3
Total current assets	36	25	23	19	54
Property and equipment, net	2	2	2	3	1
Lease right of use assets	4	4	4	6	4
Intangible assets, net	19	20	24	27	24
Goodwill	18	21	26	26	21
Other receivable-long-term	0	3	0	—	—
Other assets	94,000	74,000	58,000	52,000	93,000
Total assets	78	75	79	80	105
Accounts payable	6	4	3	3	5
Accrued and other current liabilities	6	5	3	3	4
Warehouse lines of credit	15	5	8	4	10
Lease liability - current portion	2	1	2	2	870,000
Long-term debt - current portion	6	4	416,000	564,000	831,000
Total current liabilities	34	19	16	12	21
Lease liability, net of current portion	3	4	4	5	4
Long-term debt, net of current portion	80,000	5	3	129,000	146,000
Other long-term liabilities	3	3	381,000	297,000	—
Total liabilities	41	31	24	18	25
Commitments and contingencies (Note 18)	—	—	—	—	—
Common stock (no par value, shares authorized, 100,000,000; shares issued and outstanding, 32,716,641 and 22,732,716 as of December 31, 2025 and 2024, respectively)	0	0	0	0	—
Additional paid-in capital	151	138	127	110	100
Accumulated deficit	−113	−93	−72	−48	−20
Total shareholders equity	37	45	55	62	80
Total liabilities and shareholders equity	78	75	79	80	105

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Net loss	−20	−22	−24	−28	−12
Depreciation and amortization	6	5	6	5	3
Non-cash lease expense	1	2	2	2	—
Deferred financing costs amortization	29,000	100,000	71,000	0	—
Gain on sale of mortgages	−7	−6	−4	−4	−5
Stock-based compensation	4	9	13	9	4
Deferred income taxes	3,000	−1	84,000	297,000	−3
Accounts receivable	−614,000	113,000	−278,000	485,000	−1
Prepaid and other current assets	−2	−2	−232,000	−958,000	−1
Other assets	−20,000	−16,000	195,000	78,000	—
Accounts payable	1	1	53,000	−2	2
Accrued and other current liabilities	978,000	2	−353,000	−1	1
Operating lease liabilities	−2	−2	−2	−2	−584,000
Other long-term liabilities	0	2	0	—	—
Mortgage loans held for sale originations	−248	−234	−154	−246	−179
Proceeds from sale and principal payments on mortgage loans held for sale	244	244	153	260	—
Net cash used in operating activities	−21	−5	−11	−7	−12
Purchase of property and equipment	−121,000	−51,000	−22,000	−945,000	−877,000
Purchase of intangible assets	−3	−3	−2	−3	−3
Proceeds from sale of business	7	7	0	—	—
Other investing activities	0	−130,000	0	−1	—
Amounts paid for business and asset acquisitions, net of cash acquired	−155,000	−760,000	−35,000	—	—
Net cash provided by investing activities	4	3	−2	−7	−15
Principal payments on debt	−5	−602,000	−718,000	−1	−740,000
Proceeds from debt	0	6	4	—	—
Borrowings from warehouse lines of credit	247	233	150	210	—
Repayment on warehouse lines of credit	−236	−237	−145	−220	—
Deferred acquisition consideration payments	−64,000	0	—	—	—
Proceeds from other financing activities	0	20,000	−449,000	0	—
Proceeds from the issuance of common stock in connection with a public offering	10	0	5	0	35
Payment of offering cost in connection with issuance of common stock in connection with public offering	−387,000	−58,000	−745,000	0	−2
Net cash provided by financing activities	15	1	12	−16	35
Net decrease in cash, cash equivalents, and restricted cash	−1	−150,000	−840,000	−30	—
Cash paid for interest	608,000	299,000	188,000	4,000	13,000
Income taxes paid	68,000	2,000	50,000	111,000	39,000
Right of use assets obtained in exchange for new lease liabilities	2	2	305,000	2	2
Intangible assets acquired upon sale of business	4	0	—	—	—
Issuance of common stock for purchase of business	300,000	2	45,000	6	26

Filings

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Frequently asked questions

What is Fathom Holdings Inc.'s CIK number?

Fathom Holdings Inc.'s SEC CIK number is 0001753162 (1753162). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find Fathom Holdings Inc.'s SEC filings?

All of Fathom Holdings Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did Fathom Holdings Inc. last report earnings?

Fathom Holdings Inc. (FTHM) most recently filed an earnings 8-K with the SEC on Mar 30, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001628280-26-022016). This is Fathom Holdings Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is Fathom Holdings Inc.'s most recent earnings 8-K?

Fathom Holdings Inc.'s latest earnings 8-K (Item 2.02) was filed Mar 30, 2026 under accession 0001628280-26-022016. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View Fathom Holdings Inc.'s latest earnings 8-K →
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