Rocket Companies, Inc.

Listed Company

RKTCIK 0001805284NYSELarge AcceleratedMortgage Bankers & Loan CorrespondentsMichiganFY ends Dec 31

Period

FY 2025

Revenue

—

Net Income

$-68.00M

Total Assets

$60.69B

Equity

$22.90B

Shares Out

—

Op. Cash Flow

$-3.93B

RKT$15.76+8.13% · past yearDBEQ Basic

Daily closing prices

Business

Rocket Companies is a fintech homeownership ecosystem combining mortgage origination and servicing, real estate brokerage, title and closing services, and personal finance products. The company operates Rocket Mortgage as the nation's largest mortgage originator and servicer, complemented by Redfin (home search and real estate brokerage), Rocket Close (title and settlement services), Rocket Money (personal finance app), and Rocket Loans (personal lending). The company serves consumers across home search, mortgage finance, servicing, closing, and financial wellness through digital-first channels and partnerships with financial institutions and independent mortgage professionals.

Summary from 10-K filed 2026-03-02

Financials

Consolidated Statement of Income

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Gain on sale of loans excluding fair value of originated MSRs, net	2,086	1,683	974	1,167	6,604
Fair value of originated MSRs	1,721	1,330	1,092	1,971	3,864
Gain on sale of loans, net	3,807	3,013	2,066	3,137	10,469
Servicing fee income	2,317	1,462	1,402	1,459	1,326
Change in fair value of MSRs, net	−1,530	−579	−701	185	−689
Loan servicing income, net	787	883	701	1,644	637
Interest income	501	413	327	351	430
Interest expense on funding facilities	−376	−315	−206	−166	−261
Interest income, net	125	98	121	184	169
Other income	1,976	1,107	911	873	1,640
Total revenue, net	6,695	5,101	3,799	5,838	12,914
Salaries, commissions and team member benefits	3,307	2,261	2,257	2,798	3,357
General and administrative expenses	1,439	893	803	906	1,183
Marketing and advertising expenses	1,088	824	737	946	1,250
Depreciation and amortization	290	113	110	94	75
Interest and amortization expense on non-funding debt	438	154	153	154	231
Other expenses	347	188	142	199	634
Total expenses	6,909	4,433	4,202	5,097	6,730
(Loss) income before income taxes	−214	668	−403	742	6,185
(Provision for) benefit from income taxes	−20	−32	13	−42	−113
Net (loss) income	−234	636	−390	700	6,072
Net loss (income) attributable to non-controlling interest	166	−607	374	−654	−5,764
Net (loss) income attributable to Rocket Companies	−68	29	−16	46	308
Basic (in dollars per share)	−0.05	0.21	−0.12	0.39	2.36
Diluted (in dollars per share)	−0.05	0.21	−0.15	0.28	2.32
Basic (in shares)	1,322	141	129	121	131
Diluted (in shares)	1,322	141	1,981	1,972	1,989
Cumulative translation adjustment	1	−1	0	−950,000	−115,000
Comprehensive (loss) income	−233	635	−390	699	6,066
Comprehensive loss (income) attributable to non-controlling interest	165	−606	374	−653	−5,759
Comprehensive (loss) income attributable to Rocket Companies	−68	29	−16	46	308

Consolidated Balance Sheet

As of · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Cash and cash equivalents	2,696	1,273	1,108	722	2,131
Mortgage loans held for sale, at fair value	15,471	9,020	6,542	7,343	19,324
Derivative assets, at fair value	360	192	—	—	—
Mortgage servicing rights, at fair value	19,442	7,633	6,440	6,947	5,386
Advance receivables, net of reserves and discount of $120 and $12, respectively	2,040	559	—	—	—
Property and equipment, net of accumulated depreciation and amortization	260	214	251	274	254
Loans subject to repurchase right from Ginnie Mae	5,125	2,785	1,533	1,642	1,918
Intangible assets, net	2,224	91	—	—	—
Goodwill	10,611	1,136	—	—	—
Other assets	2,456	1,607	1,015	799	819
Total assets	60,685	24,510	19,232	20,082	32,775
Funding facilities	14,155	6,801	3,367	3,549	12,752
Senior Notes, net	10,423	4,039	4,033	4,028	4,022
MSR and advance facilities	3,781	0	—	—	—
Accounts payable	285	182	171	116	272
Derivative liabilities, at fair value	145	11	143	25	20
Loans subject to repurchase right from Ginnie Mae	5,125	2,785	1,533	1,642	1,918
Other liabilities	3,873	1,649	—	393	777
Total liabilities	37,787	15,467	10,930	11,607	23,015
Preferred stock	0	0	—	—	—
Additional paid-in capital	22,774	389	341	276	288
Retained earnings	124	313	284	300	378
Non-controlling interest	0	8,341	7,677	7,899	9,094
Total equity	22,898	9,043	8,302	8,475	9,760
Total liabilities and equity	60,685	24,510	19,232	20,082	32,775

Consolidated Statement of Cash Flows

Year Ended · In millions, except per-share amounts

Concept	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31
Provision for (benefit from) deferred income taxes	12	29	−18	36	48
Change in fair value of MSRs	1,664	584	679	−260	599
Disbursements of mortgage loans held for sale	−129,070	−100,481	−78,281	−134,327	−352,969
Proceeds from sale of loans held for sale	127,523	99,492	80,232	147,980	363,999
Disbursements of non-mortgage loans held for sale	−1,109	−281	−169	0	0
Change in fair value of non-mortgage loans held for sale	5	12	6	0	—
Share-based compensation expense	343	145	180	216	164
Other operating activities	−46	0	0	—	—
Other assets	881	21	−70	23	87
Accounts payable	−33	10	55	−155	11
Advance receivables, net	−436	0	0	—	—
Other liabilities	90	103	−157	−345	67
Total adjustments	−3,693	−3,266	501	10,124	1,672
Net cash (used in) provided by operating activities	−3,927	−2,630	111	10,823	7,744
Acquisition of business, net of cash acquired	−2,323	0	0	0	−1,234
Proceeds from sale of MSRs	430	298	1,012	672	933
Net purchase of MSRs	−550	−738	−101	−15	−185
Purchase and other additions of property and equipment, net of disposals	−91	−68	−60	−93	−118
Other investing activities	2	12	10	—	—
Net cash (used in) provided by investing activities	−2,532	−496	861	579	−665
Net borrowings (payments) on funding facilities	4,835	3,231	−651	−9,203	—
Net payments on MSR and advance facilities	−319	0	0	−75	−300
Borrowings on Senior Notes	4,000	0	0	0	2,000
Repayments of Senior Notes	−74	0	0	0	−1,023
Payment of debt issuance costs	−46	0	0	—	—
Net payments on notes payable from unconsolidated affiliates	−29	−2	0	720,000	—
Proceeds from consolidated CFE	27	93	0	0	22
Stock issuance	55	41	25	38	42
Taxes withheld on team members' restricted share award vesting	−105	−65	−47	−44	−13
Increase in controlling interest in subsidiaries	0	0	−3	0	0
(Distributions to) contributions from other unit holders (members) and Class A shareholders	−241	−19	53	−2,139	−3,994
Net cash provided by (used in) financing activities	8,103	3,279	−624	−12,824	−6,921
Effects of exchange rate changes on cash and cash equivalents	1	−1	0	−949,000	−115,000
Net increase in cash and cash equivalents and restricted cash	1,645	152	348	−1,422	157
Loans transferred to other real estate owned	9	3	2	1	1
Issuance of common stock as consideration for acquisition	15,133	0	0	—	—
Share-based compensation as consideration for acquisition	217	0	0	—	—
Cash paid for interest on related party borrowings	0	2	2	6	7
Cash paid for interest	596	479	379	321	423
Cash paid (received) for income taxes, net	2	6	−1	13	77

Filings

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Frequently asked questions

What is Rocket Companies, Inc.'s CIK number?

Rocket Companies, Inc.'s SEC CIK number is 0001805284 (1805284). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.

Where can I find Rocket Companies, Inc.'s SEC filings?

All of Rocket Companies, Inc.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.

When did Rocket Companies, Inc. last report earnings?

Rocket Companies, Inc. (RKT) most recently filed an earnings 8-K with the SEC on May 7, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001805284-26-000064). This is Rocket Companies, Inc.'s most recent earnings filing of record — not a forecast of its next earnings date.

What is Rocket Companies, Inc.'s most recent earnings 8-K?

Rocket Companies, Inc.'s latest earnings 8-K (Item 2.02) was filed May 7, 2026 under accession 0001805284-26-000064. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.

View Rocket Companies, Inc.'s latest earnings 8-K →
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