NCR Atleos Corp
Business
NCR Atleos Corporation is a financial technology company providing self-directed banking solutions including ATM and ITM hardware, cloud-based software platforms, global services, and the Allpoint ATM network to financial institutions, merchants, retailers, and consumers across 140+ countries. The company offers modular and integrated solutions branded as ATM as a Service, enabling customers to operate end-to-end ATM channels with recurring software, services, and transaction-based revenue streams. Atleos operates through three segments: Self-Service Banking (ATM hardware and software), Network (ATM network access including Allpoint), and Telecommunications & Technology (managed network and infrastructure services).
Summary from 10-K filed 2026-02-27
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Total revenue | 4,354 | 4,305 | 4,186 | 4,131 | 3,549 | |
| Selling, general and administrative expenses | 513 | 521 | 585 | 586 | 537 | |
| Research and development expenses | 70 | 62 | 80 | 64 | 107 | |
| Total operating expenses | 3,876 | 3,868 | 3,923 | 3,862 | 3,301 | |
| Income from operations | 478 | 437 | 263 | 269 | 248 | |
| Loss on extinguishment of debt | 0 | −24 | 0 | 0 | — | |
| Interest expense | −270 | −309 | −90 | −31 | — | |
| Other (expense) income, net | −19 | 21 | −84 | −81 | 52 | |
| Income before income taxes | 189 | 125 | 89 | 157 | 251 | |
| Income tax expense | 27 | 44 | 237 | 50 | 64 | |
| Net income (loss) | 162 | 81 | −148 | 107 | 187 | |
| Net income attributable to noncontrolling interests | 0 | 1 | 2 | −1 | 1 | |
| Net income (loss) attributable to Atleos | 162 | 80 | −150 | 108 | 186 | |
| Basic (in dollars per share) | 2.2 | 1.11 | −2.12 | 1.53 | — | |
| Diluted (in dollars per share) | 2.14 | 1.08 | −2.12 | 1.53 | — | |
| Basic (in shares) | 74 | 72 | 71 | 71 | 71 | |
| Diluted (in shares) | 76 | 74 | 71 | 71 | 71 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2024 2024-09-30 | FY 2024 2024-06-30 | FY 2024 2024-03-31 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 456 | 419 | — | — | — | |
| Accounts receivable, net of allowances of $12 and $15 as of December 31, 2025 and 2024, respectively | 550 | 581 | — | — | — | |
| Inventories | 342 | 307 | — | — | — | |
| Restricted cash | 175 | 210 | — | — | — | |
| Other current assets | 301 | 232 | — | — | — | |
| Total current assets | 1,824 | 1,749 | — | — | — | |
| Property, plant and equipment, net | 511 | 474 | — | — | — | |
| Goodwill | 1,958 | 1,950 | — | — | — | |
| Intangibles, net | 498 | 550 | — | — | — | |
| Operating lease right of use assets | 177 | 144 | — | — | — | |
| Prepaid pension cost | 259 | 227 | — | — | — | |
| Deferred income tax assets | 288 | 285 | — | — | — | |
| Other assets | 153 | 156 | — | — | — | |
| Total assets | 5,668 | 5,535 | — | — | — | |
| Short-term borrowings | 86 | 81 | — | — | — | |
| Accounts payable | 617 | 564 | — | — | — | |
| Payroll and benefits liabilities | 139 | 145 | — | — | — | |
| Contract liabilities | 383 | 328 | — | — | — | |
| Settlement liabilities | 184 | 171 | — | — | — | |
| Other current liabilities | 490 | 433 | — | — | — | |
| Total current liabilities | 1,899 | 1,722 | — | — | — | |
| Long-term borrowings | 2,672 | 2,859 | — | — | — | |
| Pension and indemnity plan liabilities | 313 | 343 | — | — | — | |
| Postretirement and postemployment benefits liabilities | 43 | 81 | — | — | — | |
| Income tax accruals | 24 | 37 | — | — | — | |
| Operating lease liabilities | 139 | 110 | — | — | — | |
| Deferred income tax liabilities | 41 | 40 | — | — | — | |
| Other liabilities | 135 | 120 | — | — | — | |
| Total liabilities | 5,266 | 5,312 | — | — | — | |
| Commitments and Contingencies (Note 9) | — | — | — | — | — | |
| Preferred stock: par value $0.01 per share, 50.0 shares authorized, no shares issued | 0 | 0 | — | — | — | |
| Common stock: par value $0.01 per share, 350.0 shares authorized, 73.7 and 72.7 shares issued and outstanding as of December 31, 2025 and 2024, respectively | 1 | 1 | — | — | — | |
| Paid-in capital | 65 | 47 | — | — | — | |
| Retained earnings | 299 | 188 | — | — | — | |
| Accumulated other comprehensive income (loss) | 38 | −17 | — | — | — | |
| Total Atleos stockholders equity | 403 | 219 | — | — | — | |
| Noncontrolling interests in subsidiaries | −1 | 4 | — | — | — | |
| Total stockholders equity | 402 | 223 | 256 | 245 | 261 | |
| Total liabilities and stockholders equity | 5,668 | 5,535 | — | — | — |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Depreciation and amortization expense | 277 | 287 | 254 | — | — | |
| Stock-based compensation expense | 34 | 38 | 68 | 66 | 82 | |
| Deferred income taxes | −1 | −19 | 74 | −28 | 19 | |
| (Gain) loss on divestiture and disposal of assets, net | −32 | 2 | 3 | — | — | |
| Bargain purchase gain from acquisition | 0 | −5 | 0 | 0 | — | |
| Loss from equity investments | 2 | 3 | 0 | 0 | — | |
| Receivables | 36 | 106 | −50 | −78 | 70 | |
| Inventories | −97 | −77 | 53 | −10 | −136 | |
| Current payables and accrued expenses | 49 | 100 | 140 | −78 | 127 | |
| Contract liabilities | 59 | 0 | 2 | 44 | 21 | |
| Employee benefit plans | −51 | −69 | −170 | 62 | — | |
| Settlement assets and liabilities, net | 8 | −49 | 2 | — | — | |
| Net cash provided by operating activities | 356 | 344 | 355 | 274 | 449 | |
| Capital expenditures | −117 | −87 | −108 | −58 | −80 | |
| Additions to capitalized software | −39 | −39 | −24 | −39 | −31 | |
| Business acquisitions, net of cash acquired | −17 | 0 | −1 | −78 | −2,346 | |
| Purchase of intellectual property | 0 | −13 | 0 | 0 | — | |
| Proceeds from sale of property, plant and equipment | 45 | 0 | 0 | — | — | |
| Proceeds from divestiture | 11 | 1 | 0 | 0 | — | |
| Sale (purchase) of investments, net | 1 | 4 | −10 | — | — | |
| Amounts advanced for related party notes receivable | 0 | 0 | −217 | −274 | −40 | |
| Repayments received from related party notes receivable | 0 | 0 | 44 | 32 | 4 | |
| Other investing activities, net | 0 | −1 | 0 | 0 | — | |
| Net cash (used in) investing activities | −116 | −135 | −316 | −417 | −2,493 | |
| Proceeds from related party borrowings | 0 | 0 | 412 | 68 | 1,188 | |
| Payments on related party borrowings | 0 | 0 | −314 | −604 | −7 | |
| Proceeds from issuance of senior secured notes | 0 | 0 | 1,333 | 0 | 0 | |
| Borrowings on term credit facilities | 11 | 300 | 1,561 | 0 | 0 | |
| Payments on term credit facilities | −109 | −473 | 0 | 0 | — | |
| Borrowings on revolving credit facilities | 965 | 1,104 | 330 | 0 | 0 | |
| Payments on revolving credit facilities | −1,065 | −1,034 | −175 | 0 | 0 | |
| Payments on other financing arrangements | −3 | −3 | −1 | 0 | — | |
| Debt issuance costs | 0 | −2 | −51 | 0 | 0 | |
| Call premium paid on debt extinguishments | 0 | −7 | 0 | 0 | — | |
| Principal payments for finance lease obligations | −5 | −4 | −1 | −2 | −3 | |
| Tax withholding payments on behalf of employees | −19 | −14 | −7 | 0 | 0 | |
| Proceeds from employee stock plans | 11 | 4 | 0 | 0 | — | |
| Payments on acquisition holdback | −16 | −5 | 0 | 0 | — | |
| Repurchases of common stock | −28 | 0 | 0 | — | — | |
| Net transfers to NCR Corporation | 0 | 0 | −60 | 721 | 1,167 | |
| Consideration paid to NCR Corporation in connection with the Separation | 0 | 0 | −2,996 | 0 | 0 | |
| Other financing activities | 5 | 0 | 0 | 0 | 0 | |
| Net cash (used in) provided by financing activities | −253 | −134 | 31 | 183 | 2,345 | |
| Effect of exchange rate changes on cash, cash equivalents and restricted cash | 16 | −20 | 17 | −11 | −1 | |
| Increase in cash, cash equivalents and restricted cash | 3 | 55 | 87 | 29 | 300 |
Filings
Material Events
Insiders
Institutional Holders
Frequently asked questions
What is NCR Atleos Corp's CIK number?
NCR Atleos Corp's SEC CIK number is 0001974138 (1974138). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find NCR Atleos Corp's SEC filings?
All of NCR Atleos Corp's EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did NCR Atleos Corp last report earnings?
NCR Atleos Corp (NATL) most recently filed an earnings 8-K with the SEC on May 6, 2026, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001974138-26-000004). This is NCR Atleos Corp's most recent earnings filing of record — not a forecast of its next earnings date.
What is NCR Atleos Corp's most recent earnings 8-K?
NCR Atleos Corp's latest earnings 8-K (Item 2.02) was filed May 6, 2026 under accession 0001974138-26-000004. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View NCR Atleos Corp's latest earnings 8-K →
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