Note 16 - Segment Reporting

 

The Company determined its reportable segments based on the nature of its products and services and how management organizes and evaluates the business. The Company’s operations are structured around two primary revenue-generating activities: (i) homebuying services and (ii) technology services. These activities have distinct service offerings, operational structures, and performance metrics, and are managed separately for purposes of resource allocation and performance assessment by the Company’s chief operating decision maker (CODM).

 

The Homebuying Services segment includes the Company’s integrated real estate brokerage, mortgage brokerage, and digital title and escrow services provided primarily through the reAlpha platform. The Technology Services segment includes software development services provided to third parties and the AI-powered conversational customer experience platform offered by AiChat. Management reviews financial information for these two segments separately in making operating decisions, evaluating performance, and allocating capital and personnel. Accordingly, the Company has concluded that it has two reportable segments: Homebuying Services and Technology Services.

 

Segment Information

 

Technology Services

 

The Technology Services segment includes AiChat’s AI conversational customer experience solutions platform, which provides subscription-based platform access and related consulting and implementation services. This segment also includes reAlpha Nepal’s technology development and monthly support services for third parties, as well as corporate-level technology activities of the Company.

 

Homebuying Services

 

The Homebuying Services segment consists of the Company’s residential real estate brokerage, mortgage brokerage, and related settlement services operations. This includes Prevu and reAlpha Realty, which provide residential real estate brokerage services to buyers and sellers; reAlpha Mortgage and GTG Financial, which provide residential mortgage brokerage services, including loan origination support and facilitation of loan closings; and Hyperfast, which offers title and related real estate settlement services.

 

FASB ASC 280, Segment Reporting, establishes standards for reporting information about operating segments. Operating segments are defined as components of an enterprise about which separate financial information is available and evaluated regularly by the CODM in deciding how to allocate resources and assess performance. The Company’s Chief Executive Officer, who is its CODM, reviews segment revenue and Segment Adjusted Operating Income on a segment basis for purposes of making operating decisions and assessing financial performance. For each segment, the CODM uses segment revenue and Segment Adjusted Operating Income in the annual budget and forecasting process and considers budget-to-actual variances when making decisions about allocating capital and personnel.

The following table present information about the Company’s reportable segments for the years ended December 31, 2025 and 2024 along with the items necessary to reconcile the segment information to the totals reported in the accompanying consolidated financial statements. Prior period segment information is presented on a comparable basis to the basis on which current period segment information is presented and reviewed by the CODM.

 

   For the Years Ended
December 31,
 
   2025   2024 
Revenue by segment          
Technology Services  $1,018,549   $337,540 
Homebuying Services   3,499,949    610,880 
Consolidated revenue   4,518,498    948,420 
Segment cost of revenues          
Technology Services   153,048    174,486 
Homebuying Services   1,914,012    127,598 
Consolidated segment cost of revenues   2,067,060    302,084 
Segment operating expenses          
Wages, benefits and payroll taxes          
Technology Services   798,127    273,516 
Homebuying Services   1,224,440    294,450 
Marketing and advertising          
Technology Services   27,176    23,661 
Homebuying Services   285,614    208,294 
Professional and legal fees          
Technology Services   63,379    34,736 
Homebuying Services   133,454    89,842 
Other operating expense          
Technology Services   109,060    78,071 
Homebuying Services   593,085    176,323 
Consolidated segment operating expenses   3,234,335    1,178,893 
Segment earnings          
Technology Services   (132,241)   (246,930)
Homebuying Services   (650,656)   (264,692)
Total consolidated segment operating loss   (782,897)   (511,622)
Intangible amortization expense   515,120    441,801 
M&A-related expenses   137,770    517,251 
Corporate expense   14,571,171    5,431,939 
Non-operating other expense (income), net   1,583,434    834,360 
Net Loss from continuing operations before income taxes   (17,590,392)   (7,736,974)
Income tax benefit   
-
    (54,260)
Net Loss from continuing operations  $(17,590,392)  $(7,682,714)

 

(1)Segment operating expenses consist primarily of wages and employee benefits, payroll taxes, marketing and advertising costs, professional and legal fees, and other direct operating expenses attributable to each reportable segment.

 

(2)Intangible amortization expense primarily represents the amortization of definite-lived intangible assets recognized in connection with business combinations.

 

(3)Acquisition related costs consist of acquisition-related costs, including transaction, advisory, legal, and other professional fees incurred in connection with business combinations.

 

(4)Corporate expense includes costs that are managed at the corporate level and are not allocated to the reportable segments. These expenses consist primarily of executive and functional compensation, deal-related costs, and administrative expenses associated with the corporate headquarters. Unallocated corporate expenses also include finance, human resources, legal, and other management-related costs that are not considered by the CODM in evaluating segment performance.

The following table presents information about the company’s reportable segment assets for the years ended December 31, 2025 and 2024:

 

   For the Years Ended
December 31,
 
   2025   2024 
Total Assets by Segment        
Technology Services  $389,911   $301,432 
Homebuying Services   256,213    336,758 
Corporate   21,071,207    11,356,268 
   $21,717,331   $11,994,458 
Free Sentinel

Want the next reAlpha Tech Corp. segments disclosure the moment it drops?

Set a Sentinel and we'll alert you the moment reAlpha Tech Corp.'s next filing hits EDGAR. No credit card, your email never gets sold.

Track for free

Historical Timeline

Fiscal YearFiled
2025Mar 12, 2026Showing above
2024Apr 2, 2025

About Segments Disclosures

Segment disclosures break a company into its reportable operating units, revealing revenue, profit, and asset allocation that consolidated financial statements obscure. Under ASC 280, segments must match how the chief operating decision maker views the business, providing a window into internal management structure and resource allocation priorities.

Key signals: compare segment margins to identify which units drive profitability and which destroy value. Watch for changes in the number of reportable segments — segment aggregation or disaggregation often coincides with strategic shifts or attempts to obscure declining performance. Intersegment elimination patterns reveal internal pricing practices. The reconciliation between segment totals and consolidated figures exposes corporate overhead allocation and unallocated items. Geographic revenue concentration highlights regulatory and currency exposure. Compare segment-level capital expenditure against segment revenue to assess where management is investing for future growth versus harvesting existing assets.