Intangible Assets
The carrying amount of goodwill at December 31, 2025 and 2024 allocated by domestic and foreign operations is as follows (in millions):
BrokerageRisk
Management
CorporateTotal
At December 31, 2025
United States$16,428 $109 $— $16,537 
United Kingdom2,889 142 — 3,031 
Canada628 — — 628 
Australia591 238 — 829 
New Zealand225 — 233 
Other foreign1,317 — 18 1,335 
Total goodwill - net$22,078 $497 $18 $22,593 
At December 31, 2024
United States$6,966 $75 $— $7,041 
United Kingdom2,591 26 — 2,617 
Canada587 — — 587 
Australia509 219 — 728 
New Zealand183 — 191 
Other foreign1,087 — 19 1,106 
Total goodwill - net$11,923 $328 $19 $12,270 
The changes in the carrying amount of goodwill for 2025 and 2024 are as follows (in millions):
BrokerageRisk
Management
CorporateTotal
Balance as of December 31, 2023$11,218 $239 $19 $11,476 
Goodwill acquired during the year830 — 837 
Goodwill adjustments related to appraisals and other acquisition adjustments98 101 — 199 
Goodwill written-off related to sales of business(6)— — (6)
Foreign currency translation adjustments during the year(217)(19)— (236)
Balance as of December 31, 202411,923 328 19 12,270 
Goodwill acquired during the year9,770 134 — 9,904 
Goodwill adjustments related to appraisals and other acquisition adjustments32 — 41 
Goodwill written-off related to sales of business(20)— — (20)
Foreign currency translation adjustments during the year373 26 (1)398 
46022$22,078 $497 $18 $22,593 
Major classes of amortizable intangible assets consist of the following (in millions):
December 31,
20252024
Expiration lists$15,968 $8,764 
Accumulated amortization - expiration lists(5,357)(4,313)
10,611 4,451 
Non-compete agreements125 118 
Accumulated amortization - non-compete agreements(98)(86)
27 32 
Trade names160 120 
Accumulated amortization - trade names(114)(73)
46 47 
Net amortizable assets$10,684 $4,530 
Estimated aggregate amortization expense for each of the next five years is as follows (in millions):
2026$1,105 
20271,071 
20281,028 
2029973 
2030917 
Thereafter5,590 
Total$10,684 
Free Sentinel

Want the next Arthur J. Gallagher & Co. goodwill & intangibles disclosure the moment it drops?

Set a Sentinel and we'll alert you the moment Arthur J. Gallagher & Co.'s next filing hits EDGAR. No credit card, your email never gets sold.

Track for free

Historical Timeline

Fiscal YearFiled
2025Feb 17, 2026Showing above
2024Feb 18, 2025
2023Feb 9, 2024
2022Feb 10, 2023
2021Feb 18, 2022
2020Feb 8, 2021
2019Feb 7, 2020
2018Feb 8, 2019
2017Feb 12, 2018
2016Feb 13, 2017
2015Feb 10, 2016

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.