8. LEASES

 

Lease as Lessee

 

For the year ended December 31, 2023, the Company entered into a capacity lease agreement for its cloud services designed to support generative AI workstreams. The initial lease term is three years, with automatic renewals for successive 12-month periods. The lease expense incurred in December 2023 is capitalized as deferred cost since it is directly related to fulfilling its cloud services which commenced operations in January 2024. The capitalized lease payment was expensed in January 2024.

 

On July 30, 2024, the Company entered into an office lease agreement for its headquarters office in New York. The initial lease term is three years with automatic renewals for successive terms equal in length to the initial term.

 

On August 1, 2024, the Company entered into an additional capacity lease agreement for its cloud services. The initial lease term is three years with automatic renewals for successive 12-month periods.

 

On October 11, 2024, the Company acquired 100% of Enovum Data Centers Corp, including a data center lease agreement in Montreal for its data center services. The remaining lease term on the date of acquisition was 12 years with two five-year renewal options.

 

On December 3, 2024, the Company entered into a lease agreement in Singapore for general and administrative purposes. The initial lease term is two years with option to renew for one year.

 

On February 11, 2025, the Company, through WhiteFiber, entered into an additional office lease agreement for its headquarters office in New York. The initial lease term is 27 months with automatic renewals on a month-to-month basis.

 

On March 1, 2025, the Company entered into an additional capacity lease agreement for its cloud services. The initial lease term is three years with automatic renewals for successive 12-month periods.

 

On April 1, 2025, the Company entered into a lease agreement for general and administrative purposes. The lease term is two years.

 

On April 11, 2025, the Company entered into a data center lease agreement in Saint-Jérôme for its data center colocation services (which we refer to as the “MTL-3”). The initial lease term is for 20 years with two five-year extension options. The transaction also includes a fixed-price purchase option exercisable until December 31, 2025. In December 2025, the Company became reasonably certain to exercise the purchase option and remeasured the lease as a finance lease as of December 1, 2025. As a result of the remeasurement of the lease liability, there was a reduction of approximately $23.5 million to the lease right-of-use assets and lease liabilities. On December 31, 2025, the Company notified the lessor of its intent to exercise the purchase option. The Company had 90 days to complete the purchase, after which the purchase option will expire. The option was exercised on January 14, 2026 and the purchase of MTL-3 is expected to close during the second quarter of 2026.

 

As of December 31, 2025 and December 31, 2024, right-of-use asset and lease liabilities consisted of the following:

 

   December 31,
2025
   December 31,
2024
 
Operating right-of-use assets  $12,052,485   $14,967,569 
Finance right-of-use assets   12,602,135    
-
 
Total right-of-use-assets  $24,654,620   $14,967,569 
           
Operating lease liabilities  $10,964,460   $13,806,217 
Finance lease liabilities   12,911,192    
-
 
Total lease liabilities  $23,875,652   $13,806,217 

 

Operating right-of-use assets are recorded net of accumulated amortization of $7.7 million and $2.8 million as of December 31, 2025 and 2024, respectively.

 

Finance lease right-of-use assets are recorded net of accumulated amortization of $53,744 and $nil as of December 31, 2025 and 2024, respectively.

 

For the years ended December 31, 2025 and 2024, the Company’s amortization on the operating lease right-of-use assets totaled $4.9 million and $2.8 million, respectively.

 

For the year ended December 31, 2025 the Company’s interest expense and amortization on the finance lease were $55,220 and $53,744, respectively. For the year ended December 31, 2024, the Company’s interest expense and amortization on the finance lease were $nil.

The following table presents the components of the Company’s lease expense. GPU lease expenses and data center lease expenses related to operational data centers are included in cost of revenue; data center lease expenses incurred during construction and office lease expenses are included in general and administrative expenses:

 

   For the Year Ended
December 31,
 
   2025   2024 
Operating lease costs  $21,713,623   $17,164,216 
Short-term lease costs   277,664    186,504 
Finance lease costs   92,118    
-
 
Sublease income   (25,624)   (5,569)
Total lease costs   22,057,781    17,345,151 

 

Additional information regarding the Company’s leasing activities as a lessee is as follows:

 

   For the Years Ended
December 31,
 
   2025   2024 
Operating cash outflows from operating leases  $(6,971,695)  $(3,523,479)
Operating cash outflows from finance lease   (55,220)   
-
 
Financing cash outflows from finance lease   (92,118)   
-
 
Weighted average remaining lease term – operating leases   10.5    9.7 
Weighted average remaining lease term – finance lease   0.3    
-
 
Weighted average discount rate – operating leases   8.9%   9.2%
Weighted average discount rate – finance lease   5.0%   
-
 

 

The following table represents our future minimum operating lease payments as of December 31, 2025:

 

Year  Amount 
2026  $5,994,200 
2027   2,416,769 
2028   390,987 
2029   316,806 
2030    324,821 
Thereafter   

5,614,569

 
Total undiscounted lease payments   15,058,152 
Less: present value discount   (4,093,692)

Present value of operating lease liabilities

  $10,964,460 

 

The following table represents our future minimum finance lease payments as of December 31, 2025:

 

Year  Amount 
2026   13,216,545 
Total undiscounted lease payments   13,216,545 
Less: present value discount   (305,353)
Present value of finance lease liability  $12,911,192 

 

The Company entered into a GPU server lease agreement effective January 2024 for its cloud services designed to support generative AI workstreams. The lease payment depends on the usage of the GPU servers and the Company concludes that the lease payments are variable and will be recognized when they are incurred. For the years ended December 31, 2025 and 2024, the GPU server lease expense amounted to $21.7 million and $17.1 million, respectively.

 

Lease as Lessor

 

During the quarter ended March 31, 2024, the Company entered into a sales-type lease agreement as a lessor for its data storage equipment. The term of the lease is scheduled to expire in December 2026.

 

During the quarter ended September 30, 2024, the Company entered into a sales-type lease agreement as a lessor for its data storage equipment. The term of the lease is scheduled to expire in December 2026.

During the quarter ended December 31, 2024, the Company entered into two sales-type lease agreements as a lessor for its cloud service equipment. The term of the lease is scheduled to expire in October 2029 and November 2029 respectively.

 

During the quarter ended December 31, 2024, the Company entered into an operating sublease agreement to partially lease out its leased data center to a third party. The term of the sublease is scheduled to expire on October 30, 2026 and includes two automatic renewal periods of three years each, unless subtenant provides at least 90 days’ notice of non-renewal prior to the end of the then-current term.

 

During the quarter ended June 30, 2025, the Company entered into two sales-type lease agreements as a lessor for its cloud service equipment. The term of the lease is scheduled to expire in April 2030 and May 2030, respectively.

 

During the quarter ended September 30, 2025, the Company entered into one sales-type lease agreement as a lessor for its cloud service equipment. The term of the lease is scheduled to expire in June 2030.

 

During the quarter ended December 31, 2025, the Company did not enter into any sales-type lease agreements.

 

The components of lease income for the sales-type lease were as follows:

 

   For the Years Ended
December 31,
 
   2025   2024 
Interest income related to net investment in lease  $1,496,827   $550,260 

 

Interest income is included in the consolidated statements of operations under the caption “Revenue - Other”.

 

The components of net investment in sales-type leases were as follows:

 

   December 31, 
   2025   2024 
Net investment in lease - lease payment receivable  $13,947,826   $9,328,998 

 

The following table illustrates the Company’s future minimum receipts for sales-type lease as of December 31, 2025:

 

Year  Sales-Type
Lease
 
2026  $5,618,362 
2027   3,636,831 
2028   3,636,831 
2029   3,428,121 
2030   848,915 
Total future minimum receipts   17,169,060 
Unearned interest income   (3,172,968)
Less: Current expected credit losses   (48,266)
Net investment in lease, net  $13,947,826 

 

The present value of minimum sales-type receipts of $13.9 million is included in the consolidated balance sheets under the caption “Net investment in lease”.

 

The following table illustrates the future lease payments to be received from the Company’s sublease tenant as of December 31, 2025 were as follows:

 

Year  Operating
Lease
 
2026  $26,258 
2027   26,258 
2028   26,258 
2029   26,258 
2030    26,258 
Thereafter   

48,140

 
Total future receipts  $179,430 

Historical Timeline

Fiscal YearFiled
2025Mar 27, 2026Showing above
2024Mar 14, 2025

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.