EARNINGS PER SHARE
The following table reconciles the income and share data used in the basic and diluted earnings per share (EPS) computations:

In millions of dollars, except per share amounts202520242023
Earnings per common share
Income from continuing operations before attribution of noncontrolling interests$14,455 $12,835 $9,382 
Less: Noncontrolling interests from continuing operations146 151 153 
Net income from continuing operations (for EPS purposes)$14,309 $12,684 $9,229 
Loss from discontinued operations, net of taxes(3)(2)(1)
Citigroup’s net income$14,306 $12,682 $9,228 
Less: Preferred dividends1,114 1,054 1,198 
Net income available to common shareholders$13,192 $11,628 $8,030 
Less: Dividends and undistributed earnings allocated to employee restricted and deferred shares
with rights to dividends, and other relevant items(1), applicable to basic EPS
171 170 180 
Net income allocated to common shareholders for basic EPS$13,021 $11,458 $7,850 
Weighted-average common shares outstanding applicable to basic EPS (in millions)
1,832.0 1,901.4 1,930.1 
Basic earnings per share   
Income from continuing operations$7.11 $6.03 $4.07 
Discontinued operations — — 
Net income per share—basic(2)
$7.11 $6.03 $4.07 
Diluted earnings per share  
Net income allocated to common shareholders for basic EPS$13,021 $11,458 $7,850 
Add back: Dividends allocated to employee restricted and deferred shares with rights to dividends
that are forfeitable
76 74 57 
Net income allocated to common shareholders for diluted EPS$13,097 $11,532 $7,907 
Weighted-average common shares outstanding applicable to basic EPS (in millions)
$1,832.0 $1,901.4 $1,930.1 
Effect of dilutive securities(3)
Other employee plans41.1 38.7 25.7 
Adjusted weighted-average common shares outstanding applicable to diluted EPS (in millions)
1,873.1 1,940.1 1,955.8 
Diluted earnings per share
Income from continuing operations$6.99 $5.95 $4.04 
Discontinued operations — — 
Net income per share—diluted(2)
$6.99 $5.94 $4.04 

(1)Other relevant items in 2025 include issuance costs of $4 million, $8 million and $5 million related to the redemption of preferred stock Series V, P and W, respectively. The issuance costs were reclassified from Additional paid-in capital to Retained earnings upon redemption of the preferred stock. See Note 22. The total for this line also includes dividends and undistributed earnings ($153 million combined for 2025) allocated to employee restricted and deferred shares with rights to dividends.
(2)Due to rounding, earnings per share on continuing operations and discontinued operations may not sum to earnings per share on net income.
(3)During 2025, there were 1 million weighted-average stock options outstanding; however, they were anti-dilutive and did not impact dilutive securities or EPS above. There were no weighted-average options outstanding during 2024 or 2023.

Historical Timeline

Fiscal YearFiled
2025Feb 20, 2026Showing above
2024Feb 21, 2025
2022Feb 27, 2023
2021Feb 28, 2022
2020Feb 26, 2021
2019Feb 21, 2020
2018Feb 22, 2019
2017Feb 23, 2018
2016Feb 24, 2017
2015Feb 26, 2016

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.