Note 2 -- Earnings Per Share

Basic net income per common share available to common stockholders is calculated as net income less preferred stock dividends divided by the weighted average number of common shares outstanding. Diluted net income per common share available to common stockholders is computed using the weighted average number of common shares outstanding, increased by the assumed conversion of the Company’s convertible preferred stock and the Company’s stock options and restricted stock awarded, unless anti-dilutive.

The components of basic and diluted net income per common share available to common stockholders for the years ended December 31, 2025, 2024, and 2023 were as follows:

 

 

 

2025

 

 

2024

 

 

2023

 

Basic net income per common share available to common stockholders:

 

 

 

 

 

 

 

 

 

Net income available to common stockholders

 

$

91,749,000

 

 

$

78,898,000

 

 

$

68,935,000

 

Weighted average common shares outstanding

 

 

23,873,495

 

 

 

23,800,523

 

 

 

21,780,217

 

Basic earnings per common share

 

$

3.84

 

 

$

3.31

 

 

$

3.17

 

Diluted net income per common share available to common stockholders:

 

 

 

 

 

 

 

 

 

Net income available to common stockholders

 

$

91,749,000

 

 

$

78,898,000

 

 

$

68,935,000

 

Weighted average common shares outstanding

 

 

23,873,495

 

 

 

23,800,523

 

 

 

21,780,217

 

Dilutive potential common shares:

 

 

 

 

 

 

 

 

 

Restricted stock awarded

 

 

113,013

 

 

 

95,158

 

 

 

88,571

 

Dilutive potential common shares

 

 

113,013

 

 

 

95,158

 

 

 

88,571

 

Diluted weighted average common shares outstanding

 

 

23,986,508

 

 

 

23,895,681

 

 

 

21,868,788

 

Diluted earnings per common share

 

$

3.83

 

 

$

3.30

 

 

$

3.15

 

There were no shares not considered in computing diluted earnings per share for the years ended December 31, 2025, 2024, and 2023.

Historical Timeline

Fiscal YearFiled
2025Feb 27, 2026Showing above
2024Feb 28, 2025
2023Mar 6, 2024
2022Mar 3, 2023
2021Mar 2, 2022
2020Mar 8, 2021
2019Mar 9, 2020
2018Mar 5, 2019
2017Mar 2, 2018
2016Mar 6, 2017
2015Mar 4, 2016

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.