Note 11—Income Taxes

The TRS income/(loss) before provision for income taxes consisted of the following:

For the years ended

($ in thousands)

December 31, 2025

December 31, 2024

United States

$

(421)

$

(338)

International

Total

$

(421)

$

(338)

The federal and state income tax provision (benefit) is summarized as follows:

For the years ended

($ in thousands)

December 31, 2025

December 31, 2024

Current:

Federal

$

5

$

2

State

Total Current Tax Expense

$

5

$

2

Deferred:

Federal

82

(18)

State

(102)

Total Tax (Benefit) Expense

$

(15)

$

(16)

Deferred income taxes reflect the net tax effects of (a) temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes, and (b) operating losses and tax credit carryforwards. The tax effects of significant items comprising the TRS’s deferred taxes as of December 31, 2025 are as follows:

($ in thousands)

December 31, 2025

December 31, 2024

Deferred tax assets:

Net operating loss

$

2,057

$

1,986

Stock Compensation

12

Charitable Contributions

5

CECL Adjustment

136

Total deferred tax assets

$

2,193

2,003

Deferred tax liabilities:

Fixed assets

$

(10)

$

(13)

Intangible Assets

(86)

Installment Sale

(56)

Total deferred tax liabilities

$

(66)

$

(99)

Valuation Allowance

(2,128)

(1,925)

Net deferred taxes

$

(1)

$

(21)

ASC 740, Income Taxes, requires that the tax benefit of net operating losses, temporary differences and credit carryforwards be recorded as an asset to the extent that management assesses that realization is “more likely than not.” Realization of the future tax benefits is dependent on the TRS’s ability to generate sufficient taxable income within the carryforward period. Because of the TRS’s recent history of operating losses, and management’s inability to accurately project future taxable income, management believes that recognition of the deferred tax assets arising from the above-mentioned future tax benefits is currently not likely to be realized and, accordingly, has provided a valuation allowance. The valuation allowance increased by $0.2 million during the year ended December 31, 2025. The amount of the valuation allowance for deferred tax assets associated with excess tax deduction from stock-based incentive arrangements that is allocated to contributed capital if the future tax benefits are subsequently recognized is $0.0 million.

Net operating losses and tax credit carryforwards as of December 31, 2025 are as follows:

($ in thousands)

December 31, 2025

Expiration Year

Net operating losses, federal (Post-December 31, 2017)

$

8,048

Does not expire

Net operating losses, state

$

5,288

Various

The effective tax rate of the TRS’s provision (benefit) for income taxes differs from the federal statutory rate as follows:

Tax (Benefit) Expense

For the years ended December 31,

($ in thousands

2025

  ​ ​ ​

2024

Statutory Rate

$

(88)

$

(71)

State Tax

(81)

(19)

Valuation Allowance

154

74

$

(15)

$

(16)

Tax Rate

For the years ended December 31,

2025

  ​ ​ ​

2024

Statutory Rate

21.00

%

21.00

%

State Tax

19.24

%

5.62

%

Valuation Allowance

(36.68)

%

(21.89)

%

3.56

%

4.73

%

Historical Timeline

Fiscal YearFiled
2025Feb 19, 2026Showing above
2024Feb 20, 2025
2023Feb 29, 2024
2022Feb 23, 2023

About Income Taxes Disclosures

The income tax disclosure reveals how much a company actually pays in taxes versus what the statutory rate would predict. Analysts focus on the effective tax rate (ETR) reconciliation, which breaks down every item driving the gap between the 21% federal rate and the company's reported ETR — including R&D credits, foreign rate differentials, and state taxes. Deferred tax assets (DTAs) and their valuation allowances signal management's confidence in future profitability: a rising allowance suggests the company doubts it can use accumulated tax benefits. Uncertain tax benefit (UTB) reserves quantify exposure to IRS challenges on aggressive positions.

Key signals to watch: sudden ETR drops without clear operational reasons, large increases in valuation allowances, growing UTB balances, and significant unremitted foreign earnings. Post-TCJA, pay attention to GILTI and BEAT provisions that affect multinational tax structures. Compare the cash taxes paid (from the cash flow statement) against the income tax provision to gauge earnings quality.