14. INCOME TAXES

The provision for income tax expense for the years ended December 31, 2024 and 2023 was $14,396 and $14,276, respectively. The effective tax rates for the years ended December 31, 2024 and 2023 were 18.9% and 20.8%, respectively. These rates differ from the federal statutory rate of 21% primarily due to a federal tax credit for the sale of energy efficient homes under the Internal Revenue Code §45L, partially offset by state income taxes. The §45L tax credit was initially established under the Federal Energy Policy Act of 2005 and was extended through December 31, 2032 by the Inflation Reduction Act of 2022. Significant components of the provision for income taxes are as follows:

Year ended

December 31, 

2024

    

2023

Current:

Federal

$

13,213

$

13,763

State

1,315

1,037

Total current income tax provision

14,528

14,800

Deferred:

Federal

(126)

(445)

State

(6)

(79)

Total deferred income tax provision

(132)

(524)

Provision for income taxes

$

14,396

$

14,276

A reconciliation of the Company’s effective tax rate from operations to the U.S. federal income tax rate is as follows:

Year ended

December 31, 

2024

    

2023

Federal statutory rate

21.0

%

21.0

%

State income taxes, net of federal tax benefit

1.2

0.9

Energy efficiency credit

(3.3)

(1.1)

Effective tax rate

18.9

%

20.8

%

The tax effects of cumulative temporary differences that give rise to deferred tax assets and liabilities are as follows:

Year ended

December 31, 

2024

    

2023

Deferred tax assets:

Allowance for doubtful accounts

$

964

$

983

Reserve accounts

3

231

State taxes

169

124

Payroll taxes

-

Uniform capitalization

25

19

Other

(8)

199

Total deferred tax assets

1,153

1,556

Deferred tax liabilities:

Installment sale revenue

(386)

(530)

Depreciation

(2,179)

(2,601)

Accrued interest receivable

(777)

(742)

Other

(17)

(21)

Total deferred tax liabilities

(3,359)

(3,894)

Net deferred tax liabilities

$

(2,206)

$

(2,338)

Free Sentinel

Want the next Legacy Housing Corp income taxes disclosure the moment it drops?

Set a Sentinel and we'll alert you the moment Legacy Housing Corp's next filing hits EDGAR. No credit card, your email never gets sold.

Track for free

About Income Taxes Disclosures

The income tax disclosure reveals how much a company actually pays in taxes versus what the statutory rate would predict. Analysts focus on the effective tax rate (ETR) reconciliation, which breaks down every item driving the gap between the 21% federal rate and the company's reported ETR — including R&D credits, foreign rate differentials, and state taxes. Deferred tax assets (DTAs) and their valuation allowances signal management's confidence in future profitability: a rising allowance suggests the company doubts it can use accumulated tax benefits. Uncertain tax benefit (UTB) reserves quantify exposure to IRS challenges on aggressive positions.

Key signals to watch: sudden ETR drops without clear operational reasons, large increases in valuation allowances, growing UTB balances, and significant unremitted foreign earnings. Post-TCJA, pay attention to GILTI and BEAT provisions that affect multinational tax structures. Compare the cash taxes paid (from the cash flow statement) against the income tax provision to gauge earnings quality.