9. Goodwill and Other Intangible Assets

 

Goodwill and other intangible assets as of September 30, 2025 and 2024, are summarized as follows, dollars in thousands:

 

   

Useful lives

   

As of September 30,

 
   

(in years)

   

2025

   

2024

 

Amortizable intangible assets:

                         

Internal-use software (1)

  1 7     $ 14,969       14,774  

Other intangibles (1)

  1 10       92       92  

Amortizable intangible assets

              15,061       14,866  

Less accumulated amortization

              (8,929

)

    (7,034

)

Amortizable intangible assets, net

              6,132       7,832  

Internal-use software in process (1)

              21       50  

Trademarks

 

Indefinite

      389       389  

Deferred financing costs, net

  3 5       15       19  

Total other intangibles, net

              6,557       8,290  

Goodwill

 

Indefinite

      5,198       5,198  

Total goodwill and other intangibles, net

            $ 11,755       13,488  

 

(1) Internal-use software at September 30, 2024 has been reclassified from other intangibles to be consistent with the current year presentation.

 

Amortization expense was $1.9 million, $1.7 million and $1.5 million for the years ended September 30, 2025, 2024 and 2023, respectively.

 

Future aggregate amortization expense associated with intangible assets for the fiscal years subsequent to 2025 is estimated to be approximately as follows, dollars in thousands:

 

Fiscal year

 

Amortization
expense

 

2026

  $ 1,799  

2027

    1,642  

2028

    1,405  

2029

    1,305  

2030

    5  

Thereafter

    12  

Total amortization expense

  $ 6,168  

 

Capitalized costs for internal-use software implementation and development were $0.2 million, $1.1 million and $1.1 million for the years ended September 30, 2025, 2024 and 2023, respectively, primarily due to capitalization of costs incurred related to external consultants.

Historical Timeline

Fiscal YearFiled
2025Dec 11, 2025Showing above
2024Dec 12, 2024
2023Dec 7, 2023
2022Dec 8, 2022
2021Dec 9, 2021
2020Dec 10, 2020
2019Dec 5, 2019
2018Dec 6, 2018
2017Dec 7, 2017
2016Dec 8, 2016
2015Dec 10, 2015

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.