NORTHPOINTE BANCSHARES INC Earnings Per Share Disclosure
| For the Year Ended December 31, | |||||||||||||||||||||||
| 2025 | 2024 | ||||||||||||||||||||||
| Earnings per common share: | |||||||||||||||||||||||
| Net income | $ | 83,409 | $ | 55,159 | |||||||||||||||||||
| Preferred stock dividends and related costs | 11,791 | 7,997 | |||||||||||||||||||||
| Net income available to common stockholders | $ | 71,618 | $ | 47,162 | |||||||||||||||||||
| Weighted average common shares | 33,432,895 | 25,759,938 | |||||||||||||||||||||
| Basic earnings per common share | $ | 2.14 | $ | 1.83 | |||||||||||||||||||
| Dilutive earnings per common share: | |||||||||||||||||||||||
| Net income available to common stockholders | $ | 71,618 | $ | 47,162 | |||||||||||||||||||
| Weighted average common shares | 33,432,895 | 25,759,938 | |||||||||||||||||||||
| Effect of dilutive shares | 430,294 | 62,558 | |||||||||||||||||||||
| Weighted average dilutive common shares | 33,863,189 | 25,822,496 | |||||||||||||||||||||
| Dilutive earnings per common share | $ | 2.11 | $ | 1.83 | |||||||||||||||||||
Historical Timeline
| Fiscal Year | Filed | |
|---|---|---|
| 2025 | Mar 27, 2026 | Showing above |
| 2024 | Mar 28, 2025 | |
About Earnings Per Share Disclosures
The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.
Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.