OLB GROUP, INC.
Business
OLB Group is a FinTech company providing integrated business solutions to merchants through subsidiaries eVance (payment processing and SecurePay gateway), OmniSoft (cloud-based inventory and transaction platform), and CrowdPay (white-label capital-raising platform). Additional operations include DMINT (Bitcoin mining) and Moola Cloud (prepaid card platform). Products span payment processing, e-commerce, merchant boarding, recurring billing, crowdfunding software, and point-of-sale solutions, distributed through direct merchant relationships and broker-dealer partnerships in the United States.
Summary from 10-K filed 2026-04-01
Financials
Consolidated Statement of Income
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Total revenue | 9 | 13 | 31 | 30 | 17 | |
| Processing and servicing costs, excluding merchant portfolio amortization | 8 | 11 | 21 | 23 | 13 | |
| Amortization expense | — | 533,805 | 4 | — | — | |
| Depreciation expense | 507,393 | 3 | 3 | 3 | 187,498 | |
| Salaries and wages | 3 | 3 | 4 | 3 | 2 | |
| Professional fees | 935,076 | 2 | 2 | 964,541 | 2 | |
| General and administrative expenses | 2 | 3 | 7 | 4 | 2 | |
| Impairment expense | — | 3 | 13 | — | — | |
| Total operating expenses | 14 | 25 | 54 | 39 | 21 | |
| Loss from operations | −5 | −12 | −23 | −8 | −5 | |
| Realized gain on sale of bitcoin | — | 222,751 | — | — | — | |
| Realized gain on investment | — | 274,731 | 288,584 | — | — | |
| Interest expense | −395,926 | −45,942 | −148,483 | — | — | |
| Loss on conversion of related party amounts | −175,763 | — | — | — | — | |
| Loss on settlement of accounts payable and debt | −52,000 | — | — | — | — | |
| Loss on settlement of lawsuit | −85,000 | — | — | — | — | |
| Total other income | −708,689 | 451,540 | 204,083 | 383,190 | −213,619 | |
| Net loss before income taxes | −6 | −11 | −23 | −8 | — | |
| Income tax expense | — | — | — | — | — | |
| Net loss | −6 | −11 | −23 | −8 | — | |
| Preferred dividends (related party) | −30,630 | −124,903 | — | — | — | |
| Deemed dividend preferred stock | −775,000 | — | — | — | — | |
| Net Loss Applicable to Common Stockholders | −7 | −11 | −23 | −8 | −6 | |
| Net loss per common share, basic (in Dollars per share) | −1.74 | −6.1 | −15.33 | −0.56 | −0.63 | |
| Net loss per common share, diluted (in Dollars per share) | −1.74 | −6.1 | −15.33 | −0.56 | — | |
| Weighted average shares outstanding, basic (in Shares) | 4 | 2 | 2 | 15 | 8 | |
| Weighted average shares outstanding, diluted (in Shares) | 4 | 2 | 2 | 15 | 8 |
Consolidated Balance Sheet
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Cash | 15,777 | 27,436 | 179,006 | — | — | |
| Accounts receivable, net | 17,430 | 100,621 | 466,890 | 1 | 670,822 | |
| Prepaid expenses | 162,766 | 18,075 | 184,913 | 590,893 | 15,064 | |
| Other receivables | 829,215 | 599,575 | 403,999 | — | — | |
| Other current assets | 25,444 | — | 312,103 | 1 | 729,351 | |
| Total Current Assets | 1 | 745,707 | 2 | 3 | 5 | |
| Property and equipment, net | 3 | 3 | 6 | 7 | 9 | |
| Intangible assets, net | — | 3,724 | — | — | — | |
| Goodwill | 8 | 8 | 8 | 7 | 7 | |
| Operating lease right-of-use assets | — | 140,218 | — | 268,948 | 402,538 | |
| Other long-term assets | 380,952 | 395,952 | 395,952 | 502,917 | 451,885 | |
| Total Other Assets | 11 | 12 | 18 | 35 | — | |
| TOTAL ASSETS | 12 | 13 | 20 | 39 | 46 | |
| Cash overdraft | 27,019 | 31,750 | — | — | — | |
| Accounts payable | 4 | 4 | 4 | 513,266 | 501,762 | |
| Accrued expenses | 817,600 | 1 | 1 | 378,206 | 416,182 | |
| Merchant portfolio purchase installment obligation | 2 | 2 | 2 | 2 | 2 | |
| Operating lease liability current portion | — | 46,491 | — | 134,318 | — | |
| Note payable current portion | 216,684 | 202,939 | 258,819 | 298,053 | — | |
| Total Current Liabilities | 8 | 9 | 7 | 4 | 4 | |
| Operating lease liability net of current portion | — | 93,869 | — | 138,439 | 273,166 | |
| Total Liabilities | 8 | 9 | 7 | 4 | 4 | |
| Commitments and contingencies (Note 14) | — | — | — | — | — | |
| Preferred stock, value | — | — | — | — | — | |
| Common stock, $0.0001 par value, 50,000,000 shares authorized, 9,450,749 and 2,289,930 shares issued, 9,438,132 and 2,277,313 shares outstanding at December 31, 2025 and 2024, respectively | 944 | 228 | 152 | 1,508 | 1,197 | |
| Treasury stock, at cost, 12,617 shares at December 31, 2025 and 2024 | −109,988 | −109,988 | −109,988 | — | — | |
| Additional paid-in capital | 79 | 71 | 69 | 68 | 67 | |
| Accumulated deficit | −74 | −68 | −57 | −33 | −26 | |
| Total Stockholders Equity | 5 | 3 | 12 | 35 | 41 | |
| TOTAL LIABILITIES AND STOCKHOLDERS EQUITY | 12 | 13 | 20 | 39 | 46 |
Consolidated Statement of Cash Flows
| Concept | Trend | FY 2025 2025-12-31 | FY 2024 2024-12-31 | FY 2023 2023-12-31 | FY 2022 2022-12-31 | FY 2021 2021-12-31 |
|---|---|---|---|---|---|---|
| Depreciation and amortization | 507,392 | 3 | 7 | 7 | — | |
| Stock based compensation | 135,500 | 406,500 | 727,758 | 624,683 | 296,042 | |
| Common stock issued for services related party | 198,340 | — | — | 164,999 | 165,009 | |
| Operating lease expense, net of repayment | −142 | — | −3,809 | — | — | |
| Common stock issued for services | 466,200 | — | — | — | — | |
| Loss on extinguishment of debt | 52,000 | — | — | — | — | |
| Other expense | 25,250 | — | — | — | — | |
| Common stock issued for charitable contribution | — | 4,725 | — | — | — | |
| Operating lease expense, net of repayment | — | 142 | — | — | — | |
| Realized gain on sale of bitcoin | — | −222,751 | — | — | — | |
| Accounts receivable | 83,191 | 366,269 | 570,473 | 35,796 | −314,828 | |
| Prepaid expenses and other current assets | −237,009 | 507,938 | 1 | −848,625 | — | |
| Other long-term assets | 15,000 | — | 106,965 | −51,032 | — | |
| Accounts payable | 832,842 | 689,505 | 3 | 11,504 | 141,794 | |
| Accrued expenses | 2 | 1 | 858,358 | −203,429 | — | |
| Net cash used in operating activities | −1 | −3 | 2 | −2 | −4 | |
| Proceeds from sale of investment | — | 548,393 | — | — | — | |
| Purchase of 19.99% interest in Moola Cloud, LLC | — | −215,500 | — | — | — | |
| Net cash provided by investing activities | — | 332,893 | −2 | −2 | −26 | |
| Cash overdraft | −4,731 | 31,750 | — | — | — | |
| Common stock sold for cash | 887,786 | 1 | — | — | 28 | |
| Advances from related party | 560,832 | 1 | 12,678 | — | — | |
| Repayments to related party | −86,325 | — | — | — | — | |
| Proceeds from exercise of options related party | — | 6,840 | — | — | 16 | |
| Repayments on note payable | −38,838 | −204,919 | −226,457 | −317,571 | −8 | |
| Net cash provided by financing activities | 1 | 2 | −221,829 | 447,429 | 29 | |
| Net change in cash | −11,659 | −151,570 | −255,020 | −3 | −354,152 | |
| Interest | — | — | — | — | 116,736 | |
| Income taxes | — | — | — | — | — | |
| Common stock issued for accrued liabilities | 748,000 | 900,000 | — | — | — | |
| Preferred stock dividends | — | 124,903 | 124,222 | 420,059 | — | |
| Common stock issued for loans payable related party | 2 | — | — | — | — | |
| Common stock issued for accrued salary related party | 2 | — | — | — | — | |
| Preferred stock dividends | 30,630 | — | — | — | — | |
| Common stock issued for interest related party | 331,019 | — | — | — | — | |
| Common stock payable for payment of accrued dividends | 529,000 | — | — | — | — | |
| Common stock issued for services related party | 198,340 | — | — | — | — | |
| Common stock issued for conversion of preferred | 10 | — | — | — | — | |
| Common stock issued for prepaid | 162,766 | — | — | — | — |
Filings
Material Events
Insiders
Institutional Holders
Frequently asked questions
What is OLB GROUP, INC.'s CIK number?
OLB GROUP, INC.'s SEC CIK number is 0001314196 (1314196). The CIK (Central Index Key) is the permanent identifier the SEC assigns to every EDGAR filer — unlike a ticker symbol, it never changes.
Where can I find OLB GROUP, INC.'s SEC filings?
All of OLB GROUP, INC.'s EDGAR filings — 10-K annual reports, 10-Q quarterly reports, 8-K material events, and insider transactions — are listed on this page, sourced live from SEC EDGAR.
When did OLB GROUP, INC. last report earnings?
OLB GROUP, INC. (OLB) most recently filed an earnings 8-K with the SEC on Mar 30, 2023, furnishing its results under Item 2.02 (Results of Operations and Financial Condition). The earnings press release is attached to that filing (accession 0001213900-23-024540). This is OLB GROUP, INC.'s most recent earnings filing of record — not a forecast of its next earnings date.
What is OLB GROUP, INC.'s most recent earnings 8-K?
OLB GROUP, INC.'s latest earnings 8-K (Item 2.02) was filed Mar 30, 2023 under accession 0001213900-23-024540. It carries the quarterly or annual earnings press release — the earliest official, SEC-filed version of the results.
View OLB GROUP, INC.'s latest earnings 8-K →
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