Note 15. Commitments and Contingencies

Off-Balance Sheet Arrangements

The Company had unfunded debt and equity commitments to various revolving and delayed-draw term loans as well as to SLR Credit and SLR Healthcare. The total amount of these unfunded commitments as of December 31, 2025 and December 31, 2024 was $394,096 and $234,554, respectively, comprised of the following:

 

December 31, 2025

 

 

December 31, 2024

 

SLR Credit Solutions*

 

$

44,263

 

 

$

44,263

 

Ardelyx, Inc.

 

 

29,272

 

 

 

6,648

 

Wilbur-Ellis Holdings II, LLC

 

 

26,376

 

 

 

 

Treace Medical Concepts, Inc.

 

 

24,332

 

 

 

 

Western Veterinary Partners LLC

 

 

21,179

 

 

 

18,245

 

SLR Business Credit*

 

 

20,000

 

 

 

8,000

 

SLR Healthcare ABL*

 

 

18,700

 

 

 

10,000

 

Infillion Inc.

 

 

16,774

 

 

 

 

Lyneer Staffing Solutions, LLC

 

 

16,000

 

 

 

 

Arcutis Biotherapeutics, Inc.

 

 

12,658

 

 

 

12,658

 

OIS Management Services, LLC

 

 

11,416

 

 

 

 

BDG Media, Inc.

 

 

10,946

 

 

 

11,751

 

Copper River Seafoods, Inc.

 

 

10,803

 

 

 

6,912

 

Southern Lifting and Hoisting, LLC

 

 

10,115

 

 

 

 

DeepIntent, Inc.

 

 

9,777

 

 

 

7,254

 

SLR Equipment Finance*

 

 

9,500

 

 

 

3,000

 

Stella & Chewy's, LLC

 

 

9,248

 

 

 

 

SPAR Marketing Force, Inc.

 

 

7,665

 

 

 

5,449

 

SunMed Receivables I, LLC

 

 

7,623

 

 

 

 

Velocity One, LLC

 

 

7,250

 

 

 

 

Quantcast Corporation

 

 

6,275

 

 

 

4,071

 

WMD Funding LLC

 

 

6,191

 

 

 

7,243

 

Southern Transport LLC

 

 

6,062

 

 

 

 

The Townsend Company, LLC

 

 

5,755

 

 

 

7,923

 

Sightly Enterprises, Inc.

 

 

5,651

 

 

 

2,687

 

Pinnacle Fertility, Inc.

 

 

5,280

 

 

 

 

Sherwood Management Co., Inc.

 

 

5,100

 

 

 

 

Streamland Media Holdings LLC

 

 

3,659

 

 

 

 

One Touch Direct, LLC

 

 

3,544

 

 

 

7,970

 

Plastic Management, LLC

 

 

3,128

 

 

 

10,806

 

iCIMS, Inc.

 

 

2,945

 

 

 

3,530

 

WALCO Funding, LLC

 

 

2,911

 

 

 

 

33Across Inc.

 

 

2,418

 

 

 

4,226

 

SLR Senior Lending Program LLC*

 

 

2,125

 

 

 

2,125

 

Bayside Opco, LLC

 

 

2,093

 

 

 

2,093

 

United Digestive MSO Parent, LLC

 

 

1,927

 

 

 

7,496

 

SunMed Group Holdings, LLC

 

 

1,621

 

 

 

1,621

 

EyeSouth Eye Care Holdco LLC

 

 

1,279

 

 

 

1,279

 

Tilley Distribution, Inc.

 

 

1,007

 

 

 

1,158

 

CC SAG Holdings Corp. (Spectrum Automotive)

 

 

548

 

 

 

548

 

TAUC Management, LLC

 

 

294

 

 

 

294

 

Shoes for Crews Global, LLC

 

 

284

 

 

 

284

 

All States Ag Parts, LLC

 

 

102

 

 

 

331

 

CVAUSA Management, LLC

 

 

 

 

 

10,164

 

Pasadena Private Lending Inc.

 

 

 

 

 

8,369

 

SPR Therapeutics, Inc.

 

 

 

 

 

6,083

 

Foundation Consumer Brands, LLC

 

 

 

 

 

3,009

 

Erie Construction Mid-west, LLC

 

 

 

 

 

2,403

 

Kaseya, Inc.

 

 

 

 

 

1,917

 

RxSense Holdings LLC

 

 

 

 

 

1,250

 

Urology Management Holdings, Inc.

 

 

 

 

 

863

 

High Street Buyer, Inc.

 

 

 

 

 

631

 

Total Commitments

 

$

394,096

 

 

$

234,554

 

 

* The Company controls the funding of these commitments and may cancel them at its discretion.

The credit agreements of the above loan commitments contain customary lending provisions and/or are subject to the respective portfolio company’s achievement of certain milestones that allow relief to the Company from funding obligations for previously made commitments in instances where the underlying company experiences materially adverse events that affect the financial condition or business outlook for the company. Since these commitments may expire without being drawn upon, unfunded commitments do not necessarily represent future cash requirements or future earning assets for the Company. As of December 31, 2025 and December 31, 2024, the Company had sufficient cash available and/or liquid securities available to fund its commitments and had reviewed them for any appropriate fair value adjustment. From time to time, the Company may become a party to certain legal proceedings incidental to the normal course of its business. As of December 31, 2025 and December 31, 2024, management was not aware of any material pending or threatened litigation that would require accounting recognition or financial statement disclosure.

Historical Timeline

Fiscal YearFiled
2025Feb 24, 2026Showing above
2024Feb 25, 2025
2023Feb 27, 2024
2022Feb 28, 2023

About Commitments Disclosures

Commitments and contingencies disclosures catalog a company's off-balance-sheet obligations and legal exposures — purchase commitments, guarantee arrangements, pending litigation, and regulatory proceedings. These items represent potential future cash outflows that may not appear as liabilities on the balance sheet until they become probable and estimable.

Key signals: litigation reserves and disclosed loss ranges quantify management's estimate of legal exposure, but unquantified "reasonably possible" losses often represent the larger risk. Watch for changes in language around pending cases — shifts from "remote" to "reasonably possible" or increases in estimated loss ranges signal deteriorating outcomes. Unconditional purchase obligations and take-or-pay contracts create fixed cost structures that reduce operational flexibility. Guarantee arrangements for subsidiaries or joint ventures can create cascading obligations. Compare the total commitment schedule against projected free cash flow to assess whether the company can meet its obligations without additional financing.