NOTE 15—LEASES

Right of use assets and lease liabilities associated with the Company’s operating leases are recorded as Other assets and Other liabilities, respectively, in the Consolidated Balance Sheet. As of December 31, 2025, our leases have terms varying in duration, with the longest term ending in 2036.

The following table presents information about the Company’s lease arrangements:  

Operating Lease Arrangements (in thousands)

For the year ended December 31,

Operating Leases

2025

2024

2023

ROU assets

$

76,333

$

80,024

$

76,463

Lease liabilities

105,125

107,502

101,358

Weighted-average remaining lease term

8.4 years

9.1 years

9.8 years

Weighted-average discount rate

4.8%

4.6%

4.0%

Operating Lease Expenses

Single lease costs

$

16,110

$

16,061

$

14,150

Cash paid for amounts included in the measurement of lease liabilities

16,098

14,761

12,406

Right-of-use assets obtained in exchange for new lease obligations

6,056

10,655

16,798

Maturities of lease liabilities as of December 31, 2025 are presented below (in thousands):

Year Ending December 31,

2026

$

17,500

2027

17,477

2028

15,797

2029

13,399

2030

12,012

Thereafter

51,246

Total lease payments

$

127,431

Less imputed interest

(22,306)

Total

$

105,125

Historical Timeline

Fiscal YearFiled
2025Feb 26, 2026Showing above
2024Feb 25, 2025
2023Feb 22, 2024
2022Feb 23, 2023
2021Feb 24, 2022
2020Feb 25, 2021
2019Feb 26, 2020
2018Mar 1, 2019

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.