Earnings Per Common Share
Earnings per common share is computed using the two-class method. The following is a reconciliation of the weighted average number of common shares used in the calculation of basic and diluted earnings per share and antidilutive restricted stock outstanding for the years ended December 31, 2025, 2024 and 2023:
(dollars in thousands, except per share amounts)202520242023
Numerator:
Net Income Available to Common Shareholders$184,825 $137,350 $163,325 
Denominator:
Weighted Average Common Shares Outstanding - Basic39,618,83039,450,73739,274,291
Dilutive Effect of Equity Based Awards315,601249,651154,621
Weighted Average Common Shares Outstanding - Diluted39,934,43139,700,38839,428,912
Earnings Per Common Share:
Basic$4.67 $3.48 $4.16 
Diluted$4.63 $3.46 $4.14 
Antidilutive Restricted Stock Outstanding1,80832,667199,217

Historical Timeline

Fiscal YearFiled
2025Feb 24, 2026Showing above
2024Mar 4, 2025
2020Mar 1, 2021
2019Mar 2, 2020
2018Mar 1, 2019
2017Feb 28, 2018
2016Feb 27, 2017
2015Feb 29, 2016

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.