LEASES
The Company enters into leasing transactions in which the Company is the lessee. These lease contracts are typically classified as operating leases. The Company’s lease contracts are generally for office space used to conduct its business, and the determination of whether such contracts contain leases generally does not require significant estimates or judgments. The Company also leases certain property, equipment, and warehouses. As of January 30, 2026, the remaining terms of the Company’s leases generally range from one month to approximately ten years. As of January 30, 2026 and January 31, 2025, there were no material finance leases in which the Company was a lessee.

The Company also enters into leasing transactions in which the Company is the lessor, primarily through customer financing arrangements offered under DFS. DFS originates leases that are primarily classified as either sales-type leases or operating leases. See Note 5 of the Notes to the Consolidated Financial Statements for more information about the Company’s lessor arrangements.

The following table presents components of lease costs included in the Consolidated Statements of Income for the periods indicated:
Fiscal Year Ended
January 30, 2026January 31, 2025February 2, 2024
(in millions)
Operating lease costs$239 $293 $291 
Variable costs77 62 80 
Total lease costs$316 $355 $371 

During the fiscal years ended January 30, 2026, January 31, 2025, and February 2, 2024, sublease income, finance lease costs, and short-term lease costs were immaterial.

The following table presents supplemental information related to operating leases included in the Consolidated Statements of Financial Position as of the dates indicated:
ClassificationJanuary 30, 2026January 31, 2025
(in millions, except for term and discount rate)
Operating lease right-of-use assetsOther non-current assets$640$660
Current operating lease liabilitiesAccrued and other current liabilities$246$236
Non-current operating lease liabilitiesOther non-current liabilities481522
Total operating lease liabilities$727$758
Weighted-average remaining lease term (in years)4.114.36
Weighted-average discount rate4.74 %5.14 %
The following table presents supplemental cash flow information related to leases for the periods indicated:
Fiscal Year Ended
January 30, 2026January 31, 2025February 2, 2024
(in millions)
Cash paid for amounts included in the measurement of lease liabilities — operating cash outflows from operating leases$260 $271 $300 
Right-of-use assets obtained in exchange for new operating lease liabilities$146 $184 $247 

The following table presents the future maturity of the Company’s operating lease liabilities under non-cancelable leases and reconciles the undiscounted cash flows for these leases to the lease liability recognized on the Consolidated Statements of Financial Position as of the date indicated:
January 30, 2026
(in millions)
Fiscal 2027$249 
Fiscal 2028199 
Fiscal 2029141 
Fiscal 203098 
Fiscal 203154 
Thereafter58 
Total lease payments799 
Less: Imputed interest72 
Total$727 
Current operating lease liabilities$246 
Non-current operating lease liabilities$481 

As of January 30, 2026, the Company’s undiscounted operating leases that had not yet commenced were immaterial.

Historical Timeline

Fiscal YearFiled
2026Mar 16, 2026Showing above
2025Mar 25, 2025
2024Mar 25, 2024
2023Mar 30, 2023
2022Mar 24, 2022
2021Mar 26, 2021
2020Mar 27, 2020

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.