7. Debt Obligations

 

As of April 30, 2025 and 2024, the Company neither had any borrowings nor any borrowing capacity pursuant to a credit facility.

Historical Timeline

Fiscal YearFiled
2025Jul 18, 2025Showing above
2024Aug 2, 2024
2023Jul 27, 2023
2022Jul 14, 2022
2021Jun 30, 2021
2020Jul 29, 2020
2019Jul 26, 2019
2018Jul 30, 2018
2017Jul 31, 2017
2016Jul 29, 2016

About Debt Disclosures

Debt disclosures detail a company's borrowing structure — the types of instruments, interest rates, maturity schedule, and covenant restrictions that define its financial obligations and flexibility. This section is essential for assessing refinancing risk, interest rate exposure, and the margin of safety against financial distress.

Key signals: the maturity schedule reveals concentration risk — large maturities within 1-2 years during tight credit markets can force dilutive refinancing or asset sales. Compare the fair value of debt against carrying amount to gauge whether the market views the company's credit risk differently than the balance sheet suggests. Watch covenant compliance disclosures for tightening cushions, especially leverage and interest coverage ratios. Variable-rate debt exposure quantifies sensitivity to interest rate changes. Secured versus unsecured mix affects recovery rates and future borrowing capacity. Compare net debt-to-EBITDA against industry peers and covenant limits to assess financial health.