10. Goodwill and Other Intangible Assets

The gross carrying amounts and accumulated amortization of intangible assets and goodwill are presented at December 31, 2025 and 2024 in the following table:

2025

2024

(in thousands)

Gross
Carrying
Amount

Accumulated Amortization

Net
Carrying
Amount

Weighted Average Remaining Life

Gross
Carrying
Amount

Accumulated Amortization

Net
Carrying
Amount

Weighted Average Remaining Life

Amortizing intangible assets:

Intangible assets associated with purchase of wealth portfolio

$

1,048

$

838

$

210

1.00 years

$

1,048

$

629

$

419

2.00 years

Intangible assets associated with acquisition of mortgage company

600

370

230

1.92 years

600

250

350

2.92 years

Total Other intangibles

$

1,648

$

1,208

$

440

1.48 years

$

1,648

$

879

$

769

2.38 years

Goodwill

$

11,004

$

11,004

$

11,004

$

11,004

The following table presents the estimated future amortization expense for amortizing intangible assets within the years ending December 31:

(in thousands)

  ​ ​ ​

Amount

2026

$

330

2027

110

Total amortizing intangible assets

$

440

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Historical Timeline

Fiscal YearFiled
2025Mar 10, 2026Showing above
2024Mar 20, 2025
2023Mar 15, 2024
2022Mar 24, 2023
2021Mar 25, 2022
2020Mar 25, 2021
2019Mar 13, 2020
2018Mar 12, 2019
2017Mar 9, 2018
2016Mar 8, 2017
2015Mar 9, 2016

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.