4. Goodwill and Intangible Assets

 

Goodwill and intangible assets consist of the following:

 

Schedule of Goodwill and Intangible Assets

   December 31, 2025   December 31, 2024 
Goodwill  $20,007,670   $20,007,670 
           
Intangible Assets          
Customer relationships  $1,700,000   $1,700,000 
Trade name   2,400,000    2,400,000 
Developed technology   3,091,163    2,600,000 
Intangible assets, gross   7,191,163    6,700,000 
Accumulated amortization   (4,703,341)   (2,431,668)
Intangible assets, net  $2,487,822   $4,268,332 

 

On December 29, 2023, in relation to the acquisition of CardCash, the Company recorded goodwill of $20,007,670.

 

 

During the twelve months ended December 31, 2024, the Company recorded an amortization expense of $2,431,668, leaving a remaining intangible asset balance of $4,268,332 at December 31, 2024. During the year ended December 31, 2025, in connection with the acquisition of Takeout7 (see Note 2), the Company recorded intangible assets of $491,163 and recorded an amortization expense of $2,271,673, leaving a remaining intangible asset balance of $2,487,822 at December 31, 2025.

 

Identifiable intangibles are amortized over their estimated remaining useful lives, which are as follows:

 

Schedule of Identifiable Intangibles Assets Estimated Remaining Useful Lives

Description 

Weighted Average

Useful Life (in years)

 
Customer relationships   3 
Trademarks, trade names and service marks   3 
Developed technology   3 

 

Estimated amortization expense for the Company is as follows:

 

     
2026  $2,255,884 
2027   163,720 
2028   68,218 
Total  $2,487,822 

 

Historical Timeline

Fiscal YearFiled
2025Mar 18, 2026Showing above
2024Mar 31, 2025
2023Apr 9, 2024

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.