NOTE 6 - GOODWILL AND OTHER INTANGIBLE ASSETS

Goodwill

The changes in the carrying amount of goodwill for the fiscal years ended December 31 were as follows:

 

 

2025

 

 

2024

 

Balance as of January 1

 

$

1,248,855

 

 

$

1,219,476

 

 Add: Goodwill resulting from business combinations

 

 

380

 

 

 

30,200

 

 Effect of foreign currency translation

 

 

2,972

 

 

 

(821

)

Balance as of December 31

 

$

1,252,207

 

 

$

1,248,855

 

See “Note 15 - Acquisitions and Divestitures” for the details of the business combination and divestiture resulting in the changes in goodwill.

Other Intangible Assets

Other intangible assets consists of (i) intangible assets with definite lives previously acquired through mergers and acquisitions, purchased software, and internally-developed software (completed and in the process of completion), and (ii) a domain name with an indefinite life. The intangible assets with definite lives are amortized over periods ranging from approximately 1 to 12 years. The customer-related intangible assets, which consist of customer contracts, backlog, and non-contractual customer relationships, are amortized based on estimated cash flows and respective estimated economic benefit of the assets or straight-line over the estimated lives.

As of December 31, 2025, the weighted-average periods of amortization are as follows:

 Customer-related

 

5.3 years

 Software

 

5.0 years

 Developed technology

 

6.5 years

 Trade name

 

0.6 years

Total amortizable intangible assets

 

5.3 years

The carrying values of other intangible assets are as follows at December 31, 2025 and 2024:

 

 

2025

 

 

 

Gross
Carrying
Value

 

 

Accumulated
Amortization

 

 

Net Carrying
Value

 

Customer-related

 

$

187,837

 

 

$

(143,674

)

 

$

44,163

 

Software

 

 

36,925

 

 

 

(23,321

)

 

 

13,604

 

Developed technology

 

 

8,902

 

 

 

(2,904

)

 

 

5,998

 

Trade name

 

 

1,570

 

 

 

(1,570

)

 

 

 

Total amortizable intangible assets

 

 

235,234

 

 

 

(171,469

)

 

 

63,765

 

Software in development

 

 

17,696

 

 

 

 

 

 

17,696

 

Intangible with indefinite life

 

 

94

 

 

 

 

 

 

94

 

Total other intangible assets

 

$

253,024

 

 

$

(171,469

)

 

$

81,555

 

 

 

 

2024

 

 

 

Gross
Carrying
Value

 

 

Accumulated
Amortization

 

 

Net Carrying
Value

 

Customer-related

 

$

188,410

 

 

$

(108,215

)

 

$

80,195

 

Software

 

 

27,318

 

 

 

(18,204

)

 

 

9,114

 

Developed technology

 

 

8,902

 

 

 

(1,279

)

 

 

7,623

 

Trade name

 

 

1,570

 

 

 

(1,220

)

 

 

350

 

Total amortizable intangible assets

 

 

226,200

 

 

 

(128,918

)

 

 

97,282

 

Software in development

 

 

14,325

 

 

 

 

 

 

14,325

 

Intangible with indefinite life

 

 

94

 

 

 

 

 

 

94

 

Total other intangible assets

 

$

240,619

 

 

$

(128,918

)

 

$

111,701

 

 

Amortization expense of amortizable intangible assets for the years ended December 31, 2025, 2024, and 2023, totaled $43.2 million, $37.5 million, and $42.3 million, respectively. The estimated future amortization expense relating to amortizable other intangible assets is as follows:

Year ending December 31,

 

 

 

2026

 

$

27,412

 

2027

 

 

11,458

 

2028

 

 

9,283

 

2029

 

 

5,631

 

2030

 

 

5,030

 

Thereafter

 

 

4,951

 

Total

 

$

63,765

 

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.