Note 11—Other Intangible Assets

 

The table below presents information on the Company’s amortized intangible assets:

  

(in thousands)  Weighted Average Amortization Period  Gross Carrying Amount   Accumulated Amortization   Net Balance 
July 31, 2025               
Tradenames  14.6 years  $

1,391

   $

(585

)   $

806

 
Non-compete agreements  6.0 years   660    (376)    284 
Customer relationships  9.9 years   8,220    (4,254)   3,966 
TOTAL  10.3 years  $10,271   $(5,215)   $5,056 
July 31, 2024                  
Tradenames  14.5 years  $1,400   $(445)  $955 
Non-compete agreements  6.0 years   660    (266)   394 
Customer relationships  7.5 years   11,377    (6,441)   4,936 
TOTAL  8.1 years  $13,437   $(7,152)  $6,285 

 

 

In March 2024, the Company completed a portion of the integration of the Leaf Wallet platform into the BOSS Money app, including replacing the Leaf tradename with BOSS Money. The Leaf tradename balance of $0.1 million was written-off in fiscal 2024.

 

Amortization expense of intangible assets was $1.5 million, $1.3 million, and $1.5 million in fiscal 2025, fiscal 2024, and fiscal 2023, respectively. The Company estimates that amortization expense of intangible assets with finite lives will be $1.2 million, $1.1 million, $1.0 million, $0.5 million, and $0.2 million in fiscal 2026, fiscal 2027, fiscal 2028, fiscal 2029, and fiscal 2030, respectively.

 

Historical Timeline

Fiscal YearFiled
2025Sep 29, 2025Showing above
2024Oct 15, 2024
2023Oct 16, 2023
2022Oct 14, 2022
2021Oct 14, 2021
2020Oct 14, 2020
2019Oct 11, 2019
2018Oct 15, 2018
2017Oct 16, 2017
2016Oct 14, 2016
2015Oct 14, 2015

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.