NOTE 9—LEASES

The Company recognizes lease expense in the Consolidated Statements of Income and Comprehensive Income on a straight-line basis over the lease term. As most of the Company’s leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of the lease payments.

The Company leases its office space and office equipment under long-term operating lease agreements that expire at various dates through November 2036, some of which include options to extend the leases for up to 5 years, and some of which included options to terminate the leases within one year. Under the operating leases, the Company pays certain operating expenses relating to the office equipment and leased property.

In April 2025, the Company entered into a new operating ten-year lease for approximately 17,500 square feet of office space in Stamford, Connecticut and includes annual base rent of $0.9 million, subject to annual escalation of 2% with an option to terminate the lease effective on the seventh anniversary of the rent commencement date. The lease commencement date was September 2025, and the rent commencement date is expected to be November 2026.

The components of lease expense were as follows:

December 31,

  ​ ​ ​

2025

  ​ ​ ​

2024

Lease cost

Operating lease cost

$

2,620

$

2,604

Finance lease cost:

Amortization of right-of-use assets

158

150

Interest on lease liabilities

26

17

Short-term lease cost

 

24

 

46

Variable lease cost

 

302

 

289

Total lease cost

$

3,130

$

3,106

Supplemental cash flow information related to leases was as follows

Cash paid for amounts included in the measurement of lease liabilities:

Operating cash flows from finance leases

$

26

$

17

Operating cash flows from operating leases

$

2,521

$

2,708

Financing cash flows from finance leases

$

183

$

161

Supplemental balance sheet information related to leases was as follows:

(In thousands, except lease term and discount rate)

December 31,

December 31,

  ​ ​ ​

2025

  ​ ​ ​

2024

Operating lease

Operating lease right-of-use asset

$

10,809

$

5,437

Current operating lease liabilities (1)

$

2,137

$

2,328

Non-current operating lease liabilities

 

9,007

 

3,416

Total operating lease liabilities

$

11,144

$

5,744

Finance leases

Finance lease right-of-use assets (2)

$

199

$

139

Current finance lease liabilities (1)

$

132

$

106

Non-current finance lease liabilities

 

80

 

36

Total finance lease liabilities

$

212

$

142

Weighted average remaining lease term (in years)

Operating lease

8.5

4.3

Finance leases

1.8

1.6

Weighted average discount rate

Operating lease

8.0%

9.7%

Finance leases

10.7%

10.9%

(1)Current lease liabilities are included in “Accrued expenses and other current liabilities.”
(2)Finance lease right-of-assets are included in “Furniture, fixtures and equipment, net.”

Maturities of lease liabilities were as follows:

Operating

Finance

  ​ ​ ​

Leases

Leases

Year Ending December 31,

2026

$

2,232

$

139

2027

1,790

74

2028

1,529

18

2029

 

1,491

 

1

2030

 

1,524

 

Thereafter

5,783

Total lease payments

 

14,349

 

232

Less imputed interest

(3,205)

(20)

Total

$

11,144

$

212

Historical Timeline

Fiscal YearFiled
2025Mar 6, 2026Showing above
2024Mar 13, 2025
2023Mar 8, 2024
2022Mar 10, 2023
2021Mar 11, 2022
2020Mar 12, 2021
2019Mar 11, 2020

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.