Goodwill and Intangible Assets, Net
Goodwill
The following table presents the changes in the carrying amounts of goodwill by segment, for the periods presented.
MedicaidMedicareMarketplaceOtherConsolidated
(In millions)
Balance, December 31, 2023
$994 $203 $— $44 $1,241 
Acquisitions and measurement period adjustments— 430 — — 430 
Balance, December 31, 2024
994 633 — 44 1,671 
Acquisitions and measurement period adjustments— 67 220 — 287 
Balance, December 31, 2025
$994 $700 $220 $44 $1,958 
The changes in the carrying amounts of both goodwill and intangible assets, net, in 2025, were due to the acquisition described in Note 4, “Business Combinations.”
Intangible Assets, Net
The following table provides the details of identified intangible assets, by major class, for the periods presented.
December 31, 2025December 31, 2024
CostAccumulated
Amortization
Carrying Amount CostAccumulated
Amortization
Carrying Amount
 (In millions)
Contract rights and licenses$660 $504 $156 $624 $429 $195 
Trade names73 18 55 54 12 42 
Provider networks70 44 26 64 34 30 
Total$803 $566 $237 $742 $475 $267 
As of December 31, 2025, we estimate that our intangible asset amortization will be approximately $46 million in 2026, $35 million in 2027, $27 million in 2028 and 2029, and $26 million in 2030.

Historical Timeline

Fiscal YearFiled
2025Feb 10, 2026Showing above
2024Feb 11, 2025
2023Feb 13, 2024
2022Feb 13, 2023
2021Feb 14, 2022
2020Feb 16, 2021
2019Feb 14, 2020
2018Feb 19, 2019
2017Mar 1, 2018
2016Mar 1, 2017
2015Feb 26, 2016

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.